Severn is an unincorporated community in Anne Arundel County, MD. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Severn

Severn is a large unincorporated community in Maryland with county unemployment below the national average, household incomes running above the national average, a highly educated workforce, and a population that has grown fast since 2020. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Severn deals with rent well above the national average, home prices well above the national average, and cold winters.

The good

  • Low unemployment in the county
  • Higher-than-average incomes
  • Highly educated workforce
  • Fast-growing population
  • Low student-teacher ratio

The not so good

  • Rent well above the national average
  • High home prices
  • Cold winters

How Severn compares

Median household income

Severn$134,423
Maryland avg$103,678
US$80,734

Median rent (per month)

Severn$2,175
Maryland avg$1,705
US$1,413

Median home value

Severn$479,200
Maryland avg$419,900
US$332,700

What it takes to move to Severn

Based on Severn's median rent, home value and household income

To rent

$4,350

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $87,000 a year
  • 44% of Severn renters spend 30% or more of their income on rent

To buy

$95,840

a 20% down payment on the median home

  • With 10% down: $47,920
  • Homes cost 3.6× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 54% above US

$2,175/mo median rent

Rent is expensive here, at $2,175 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $479,200. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $479,200 · 44% of renters cost-burdened

Job market

3.4% county unemployment

Unemployment in Anne Arundel County is 3.4%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Anne Arundel County (county-wide)

Safety

274 violent crimes per 100k, whole jurisdiction

Severn doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Anne Arundel County Police Department jurisdiction as a whole, which runs close to the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 1691/100k · Policed by Anne Arundel County Police Department (county-wide rate) · 2025 data

Getting aroundNear US average

28 min average commute

Commutes run about average, at 27.8 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 17% work from home.

How workers get to work

Drive alone
71%
Work from home
17%
Carpool
6.8%
Public transit
2.5%
Other
1.9%
Walk
1.3%

Climate

Summers are warm, with highs around 87°F, and winters are cold, with lows around 27°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°4.5"Jan: 3.08" precipitationFeb: 2.90" precipitationMar: 4.01" precipitationApr: 3.39" precipitationMay: 3.85" precipitationJun: 3.98" precipitationJul: 4.48" precipitationAug: 4.09" precipitationSep: 4.44" precipitationOct: 3.94" precipitationNov: 3.13" precipitationDec: 3.71" precipitation25°JJan: high 43°F, low 25°FFFeb: high 46°F, low 27°FMMar: high 55°F, low 34°FAApr: high 67°F, low 44°FMMay: high 76°F, low 53°FJJun: high 84°F, low 63°F89°JJul: high 89°F, low 68°FAAug: high 87°F, low 66°FSSep: high 80°F, low 59°FOOct: high 68°F, low 47°FNNov: high 57°F, low 37°FDDec: high 48°F, low 30°F

30-year averages, 1991–2020

Education & workforce▲ 28% above US

46% bachelor's degree or higher

The population is well-educated, with 46% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

6 public schools inside the boundary

There are 6 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Baltimore-Washington Parkway (11 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Severn's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,175/mo) equals 19% of the median household income here, about the same as the 21% typical nationwide. It tends to suit job seekers (county-wide unemployment is low), remote workers (17% of workers here already work from home), and college-educated professionals. It may be a harder fit for renters on a tight budget.

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