What it's like to live in Greenfield

Greenfield is a small city in Massachusetts with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Greenfield deals with household incomes below the national average, crime rates above the national average, a rent burden that leaves many renters stretched thin, and cold, harsh winters.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Highly educated workforce
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • Crime above national average
  • High rent burden for renters
  • Cold, harsh winters
  • Snowy winters — 46" per year
  • Smaller place — fewer dining and entertainment options

How Greenfield compares

Median household income

Greenfield$55,614
Massachusetts avg$103,960
US$80,734

Median rent (per month)

Greenfield$1,107
Massachusetts avg$1,762
US$1,413

Median home value

Greenfield$263,100
Massachusetts avg$562,100
US$332,700

What it takes to move to Greenfield

Based on Greenfield's median rent, home value and household income

To rent

$2,214

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $44,280 a year
  • 61% of Greenfield renters spend 30% or more of their income on rent

To buy

$52,620

a 20% down payment on the median home

  • With 10% down: $26,310
  • Homes cost 4.7× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 22% below US

$1,107/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,107 a month, nothing that raises eyebrows. Solid value overall. Home prices are reasonable, with a median around $263,100. Not a steal, but not intimidating either.

Median home value $263,100 · 61% of renters cost-burdened

Job marketNear US average

4.6% unemployment

Unemployment here is 4.6%, close to the national average of 4.3%.

City-level (BLS)

Safety▲ 41% above US

464 violent crimes per 100k

Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.

Property crime 1627/100k · Greenfield Police Department · 2025 data

Getting around▼ 33% below US

17 min average commute

Commutes run short here, averaging 17.4 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 8 in 10 workers drive to work; 12% work from home.

How workers get to work

Drive alone
70%
Work from home
12%
Carpool
10%
Walk
5.7%
Other
1.5%
Public transit
0.7%

Climate

Summers are warm, with highs around 81°F, and winters are cold and harsh, with lows dropping to 16°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 3.52" precipitationFeb: 3.09" precipitationMar: 3.93" precipitationApr: 3.80" precipitationMay: 3.98" precipitationJun: 4.84" precipitationJul: 4.06" precipitationAug: 4.67" precipitationSep: 4.24" precipitationOct: 4.73" precipitationNov: 3.80" precipitationDec: 4.73" precipitationJJan: high 33°F, low 15°F14°FFeb: high 37°F, low 14°FMMar: high 45°F, low 23°FAApr: high 59°F, low 34°FMMay: high 70°F, low 45°FJJun: high 78°F, low 54°F83°JJul: high 83°F, low 59°FAAug: high 81°F, low 57°FSSep: high 74°F, low 50°FOOct: high 62°F, low 39°FNNov: high 50°F, low 29°FDDec: high 40°F, low 21°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 3.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforceNear US average

39% bachelor's degree or higher

Education levels run about average, with 39% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

8 public schools inside the boundary

There are 8 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 13:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is New England National Scenic Trail (23 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Greenfield's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($1,107/mo) equals 24% of the median household income here, more than the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone who doesn't drive and anyone who dislikes long, cold winters.

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