Wilmington is an unincorporated community in Middlesex County, MA. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Wilmington

Wilmington is an unincorporated community in Massachusetts with household incomes running above the national average, crime rates well below the national average, air quality that stays clean most of the year, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Wilmington deals with rent well above the national average, home prices well above the national average, commute times longer than most cities, and a rent burden that leaves many renters stretched thin.

The good

  • Higher-than-average incomes
  • Low crime rates
  • Clean air
  • Highly educated workforce
  • Low student-teacher ratio

The not so good

  • Rent well above the national average
  • High home prices
  • Above-average commute times
  • High rent burden for renters
  • Cold winters
  • Heavy snowfall — 64" per year

How Wilmington compares

Median household income

Wilmington$168,152
Massachusetts avg$103,960
US$80,734

Median rent (per month)

Wilmington$2,394
Massachusetts avg$1,762
US$1,413

Median home value

Wilmington$680,500
Massachusetts avg$562,100
US$332,700

What it takes to move to Wilmington

Based on Wilmington's median rent, home value and household income

To rent

$4,788

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $95,760 a year
  • 51% of Wilmington renters spend 30% or more of their income on rent

To buy

$136,100

a 20% down payment on the median home

  • With 10% down: $68,050
  • Homes cost 4.0× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 69% above US

$2,394/mo median rent

Rent is expensive here, at $2,394 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $680,500. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $680,500 · 51% of renters cost-burdened

Job market

4.1% county unemployment

Unemployment in Middlesex County is 4.1%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Middlesex County (county-wide)

Safety▼ 59% below US

134 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 578/100k · Wilmington Police Department · 2025 data

Getting around▲ 17% above US

30 min average commute

Traffic is a real factor here. The 30.3 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 7 in 10 workers drive to work; 20% work from home.

How workers get to work

Drive alone
71%
Work from home
20%
Carpool
4.2%
Public transit
3.2%
Other
1.5%
Walk
0.9%

Climate

Summers are warm, with highs around 81°F, and winters are cold, with lows around 21°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5.5"Jan: 3.86" precipitationFeb: 3.62" precipitationMar: 4.89" precipitationApr: 4.34" precipitationMay: 3.81" precipitationJun: 4.21" precipitationJul: 4.01" precipitationAug: 3.54" precipitationSep: 3.93" precipitationOct: 4.76" precipitationNov: 4.01" precipitationDec: 5.02" precipitation19°JJan: high 38°F, low 19°FFFeb: high 40°F, low 20°FMMar: high 48°F, low 27°FAApr: high 60°F, low 37°FMMay: high 70°F, low 47°FJJun: high 78°F, low 56°F84°JJul: high 84°F, low 63°FAAug: high 82°F, low 61°FSSep: high 75°F, low 53°FOOct: high 64°F, low 42°FNNov: high 53°F, low 32°FDDec: high 43°F, low 24°F

30-year averages, 1991–2020

Education & workforce▲ 40% above US

50% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

7 public schools inside the boundary

There are 7 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 11:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Minute Man National Historical Park (9 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Wilmington's strongest points are household incomes running above the national average and crime rates well below the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,394/mo) equals 17% of the median household income here, less than the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (20% of workers here already work from home), and college-educated professionals. It may be a harder fit for renters on a tight budget.

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