What it's like to live in Bloomington

Bloomington is a smaller city in Minnesota with unemployment below the national average, household incomes running above the national average, commutes that run shorter than most cities, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Bloomington deals with air quality that falls short of national benchmarks, cold, harsh winters, and snowy winters.

The good

  • Low unemployment
  • Higher-than-average incomes
  • Short commutes
  • Highly educated workforce
  • Low student-teacher ratio

The not so good

  • Air quality concerns
  • Cold, harsh winters
  • Snowy winters — 51" per year

How Bloomington compares

Median household income

Bloomington$93,211
Minnesota avg$89,062
US$80,734

Median rent (per month)

Bloomington$1,561
Minnesota avg$1,280
US$1,413

Median home value

Bloomington$361,700
Minnesota avg$329,300
US$332,700

What it takes to move to Bloomington

Based on Bloomington's median rent, home value and household income

To rent

$3,122

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $62,440 a year
  • 45% of Bloomington renters spend 30% or more of their income on rent

To buy

$72,340

a 20% down payment on the median home

  • With 10% down: $36,170
  • Homes cost 3.9× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 10% above US

$1,561/mo median rent

Rent is pretty middle of the road, at $1,561 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices run above average, with a median around $361,700. Buyers should expect to stretch their budget here.

Median home value $361,700 · 45% of renters cost-burdened

Job market▼ 16% below US

3.6% unemployment

Unemployment here is 3.6%, a little below the national average of 4.3%.

City-level (BLS)

Safety▼ 14% below US

283 violent crimes per 100k

Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.

Property crime 2854/100k · Bloomington Police Department · 2025 data

Getting around▼ 19% below US

21 min average commute

Commutes are reasonable, averaging 21 minutes. Nothing heroic, and there's still time left over for a life after work. 7 in 10 workers drive to work; 22% work from home.

How workers get to work

Drive alone
63%
Work from home
22%
Carpool
7.4%
Public transit
4.2%
Other
1.7%
Walk
1.3%

Climate

Summers are warm, with highs around 81°F, and winters are cold and harsh, with lows dropping to 12°F.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 0.89" precipitationFeb: 0.87" precipitationMar: 1.68" precipitationApr: 2.91" precipitationMay: 3.91" precipitationJun: 4.58" precipitationJul: 4.06" precipitationAug: 4.34" precipitationSep: 3.02" precipitationOct: 2.58" precipitationNov: 1.61" precipitationDec: 1.17" precipitation9°JJan: high 24°F, low 9°FFFeb: high 29°F, low 13°FMMar: high 42°F, low 25°FAApr: high 57°F, low 38°FMMay: high 69°F, low 50°FJJun: high 79°F, low 60°F83°JJul: high 83°F, low 65°FAAug: high 81°F, low 63°FSSep: high 73°F, low 54°FOOct: high 58°F, low 41°FNNov: high 42°F, low 28°FDDec: high 29°F, low 15°F

30-year averages, 1991–2020

Education & workforce▲ 28% above US

46% bachelor's degree or higher

The population is well-educated, with 46% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

27 public schools inside the boundary

There are 27 public schools inside the boundary and 4 private schools. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Mississippi National River & Recreation Area (13 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

Bloomington's strongest points are unemployment below the national average and household incomes running above the national average; the main tradeoffs are air quality that falls short of national benchmarks and cold, harsh winters. A year of median rent ($1,561/mo) equals 20% of the median household income here, about the same as the 21% typical nationwide. It tends to suit remote workers (22% of workers here already work from home), people who want short commutes, and college-educated professionals. It may be a harder fit for anyone who dislikes long, cold winters.

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