What it's like to live in Chaska

Chaska is a small city in Minnesota with unemployment below the national average, household incomes running above the national average, crime rates well below the national average, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Chaska deals with cold, harsh winters and snowy winters.

The good

  • Low unemployment
  • Higher-than-average incomes
  • Low crime rates
  • Highly educated workforce
  • Growing population
  • Average class sizes

The not so good

  • Cold, harsh winters
  • Snowy winters — 52" per year

How Chaska compares

Median household income

Chaska$110,956
Minnesota avg$89,062
US$80,734

Median rent (per month)

Chaska$1,553
Minnesota avg$1,280
US$1,413

Median home value

Chaska$404,700
Minnesota avg$329,300
US$332,700

What it takes to move to Chaska

Based on Chaska's median rent, home value and household income

To rent

$3,106

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $62,120 a year
  • 41% of Chaska renters spend 30% or more of their income on rent

To buy

$80,940

a 20% down payment on the median home

  • With 10% down: $40,470
  • Homes cost 3.6× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,553/mo median rent

Rent is pretty middle of the road, at $1,553 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices run above average, with a median around $404,700. Buyers should expect to stretch their budget here.

Median home value $404,700 · 41% of renters cost-burdened

Job market▼ 23% below US

3.3% unemployment

Unemployment here is 3.3%, a little below the national average of 4.3%.

City-level (BLS)

Safety▼ 67% below US

107 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 549/100k · Chaska Police Department · 2025 data

Getting around▼ 12% below US

23 min average commute

Commutes are reasonable, averaging 23 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 20% work from home.

How workers get to work

Drive alone
68%
Work from home
20%
Carpool
9.0%
Other
2.1%
Public transit
0.8%
Walk
0.2%

Climate

Summers are warm, with highs around 80°F, and winters are cold and harsh, with lows dropping to 8°F.

Average month

High °FLow °FPrecip (in)
-10°10°30°50°70°90°5.5"Jan: 0.85" precipitationFeb: 0.90" precipitationMar: 1.66" precipitationApr: 3.24" precipitationMay: 4.41" precipitationJun: 5.28" precipitationJul: 4.10" precipitationAug: 4.58" precipitationSep: 3.26" precipitationOct: 2.84" precipitationNov: 1.65" precipitationDec: 1.32" precipitation4°JJan: high 23°F, low 4°FFFeb: high 27°F, low 7°FMMar: high 40°F, low 19°FAApr: high 56°F, low 33°FMMay: high 68°F, low 44°FJJun: high 78°F, low 56°F83°JJul: high 83°F, low 60°FAAug: high 80°F, low 58°FSSep: high 73°F, low 50°FOOct: high 58°F, low 36°FNNov: high 41°F, low 24°FDDec: high 28°F, low 12°F

30-year averages, 1991–2020

Education & workforce▲ 29% above US

47% bachelor's degree or higher

The population is well-educated, with 47% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

23 public schools inside the boundary

There are 23 public schools inside the boundary and 4 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Mississippi National River & Recreation Area (26 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

Chaska's strongest points are unemployment below the national average and household incomes running above the national average; the main tradeoffs are cold, harsh winters and snowy winters. A year of median rent ($1,553/mo) equals 17% of the median household income here, less than the 21% typical nationwide. It tends to suit job seekers, anyone prioritizing low crime, and remote workers (20% of workers here already work from home). It may be a harder fit for anyone who dislikes long, cold winters.

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