What it's like to live in Cloquet
Cloquet is a small city in Minnesota with rent below the national average, home prices that remain within reach, crime rates well below the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Cloquet deals with household incomes below the national average, cold, harsh winters, heavy snowfall, and fewer dining and entertainment options than a bigger city.
The good
- Rent below the national average
- Affordable home prices
- Low crime rates
- Short commutes
- Clean air
- Low student-teacher ratio
The not so good
- Below-average household incomes
- Cold, harsh winters
- Heavy snowfall — 71" per year
- Smaller place — fewer dining and entertainment options
- Car-dependent — few commuters use transit
How Cloquet compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Cloquet
Based on Cloquet's median rent, home value and household income
To rent
$2,048
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $40,960 a year
- 45% of Cloquet renters spend 30% or more of their income on rent
To buy
$42,540
a 20% down payment on the median home
- With 10% down: $21,270
- Homes cost 3.5× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 28% below US
$1,024/mo median rent
Rent here is genuinely low, with median rent around $1,024 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $212,700. That kind of affordability is rare in today's market.
Median home value $212,700 · 45% of renters cost-burdened
Job market
5.1% county unemployment
Unemployment in Carlton County is 5.1%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Carlton County (county-wide)
Safety▼ 52% below US
175 violent crimes per 100k
Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.
Property crime 533/100k · Cloquet Police Department · 2024 data
Getting around▼ 36% below US
17 min average commute
Commutes run short here, averaging 16.7 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 9 in 10 workers drive to work; 9% work from home.
How workers get to work
Climate
Summers are comfortable, with highs around 76°F, and winters are cold and harsh, with lows dropping to 5°F.
Average month
30-year averages, 1991–2020
Healthcare
1 hospital
There's one Medicare-certified hospital inside city limits. Hospitals in neighboring towns aren't counted here.
Medicare-certified hospitals
Education & workforce▼ 28% below US
26% bachelor's degree or higher
College degree attainment runs below average at 26%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.
Schools
11 public schools inside the boundary
There are 11 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Saint Croix National Scenic Riverway (71 miles away). There are 3 national parks and sites within a day's drive.
Bottom line
Cloquet's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and cold, harsh winters. A year of median rent ($1,024/mo) equals 20% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget, anyone prioritizing low crime, and people who want short commutes. It may be a harder fit for anyone who doesn't drive and anyone who dislikes long, cold winters.
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