What it's like to live in Forest Lake

Forest Lake is a small city in Minnesota with county unemployment below the national average, household incomes running above the national average, and crime rates well below the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Forest Lake deals with larger class sizes than the national average, cold, harsh winters, and snowy winters.

The good

  • Low unemployment in the county
  • Higher-than-average incomes
  • Low crime rates

The not so good

  • High student-teacher ratio
  • Cold, harsh winters
  • Snowy winters — 52" per year

How Forest Lake compares

Median household income

Forest Lake$92,944
Minnesota avg$89,062
US$80,734

Median rent (per month)

Forest Lake$1,421
Minnesota avg$1,280
US$1,413

Median home value

Forest Lake$393,500
Minnesota avg$329,300
US$332,700

What it takes to move to Forest Lake

Based on Forest Lake's median rent, home value and household income

To rent

$2,842

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $56,840 a year
  • 48% of Forest Lake renters spend 30% or more of their income on rent

To buy

$78,700

a 20% down payment on the median home

  • With 10% down: $39,350
  • Homes cost 4.2× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,421/mo median rent

Rent is pretty middle of the road, at $1,421 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices run above average, with a median around $393,500. Buyers should expect to stretch their budget here.

Median home value $393,500 · 48% of renters cost-burdened

Job market

3.4% county unemployment

Unemployment in Washington County is 3.4%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Washington County (county-wide)

Safety▼ 84% below US

53 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1159/100k · Forest Lake Police Department · 2025 data

Getting aroundNear US average

24 min average commute

Commutes run about average, at 24.2 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 18% work from home.

How workers get to work

Drive alone
72%
Work from home
18%
Carpool
6.6%
Walk
2.5%
Other
0.7%
Public transit
0.2%

Climate

Summers are warm, with highs around 81°F, and winters are cold and harsh, with lows dropping to 7°F.

Average month

High °FLow °FPrecip (in)
-10°10°30°50°70°90°5"Jan: 0.88" precipitationFeb: 0.90" precipitationMar: 1.70" precipitationApr: 3.00" precipitationMay: 4.36" precipitationJun: 4.48" precipitationJul: 4.70" precipitationAug: 4.03" precipitationSep: 3.18" precipitationOct: 2.91" precipitationNov: 1.80" precipitationDec: 1.17" precipitation3°JJan: high 24°F, low 3°FFFeb: high 30°F, low 6°FMMar: high 43°F, low 19°FAApr: high 58°F, low 33°FMMay: high 70°F, low 45°FJJun: high 79°F, low 56°F83°JJul: high 83°F, low 60°FAAug: high 82°F, low 58°FSSep: high 74°F, low 50°FOOct: high 60°F, low 37°FNNov: high 43°F, low 24°FDDec: high 29°F, low 11°F

30-year averages, 1991–2020

Education & workforceNear US average

35% bachelor's degree or higher

Education levels run about average, with 35% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

16 public schools inside the boundary

There are 16 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 19:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Mississippi National River & Recreation Area (23 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

Forest Lake's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are cold, harsh winters and snowy winters. A year of median rent ($1,421/mo) equals 18% of the median household income here, less than the 21% typical nationwide. It tends to suit job seekers (county-wide unemployment is low), anyone prioritizing low crime, and remote workers (18% of workers here already work from home). It may be a harder fit for anyone who dislikes long, cold winters.

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