What it's like to live in Biloxi
Biloxi is a small city in Mississippi with rent below the national average, home prices that remain within reach, unemployment below the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Biloxi deals with household incomes below the national average, very rainy, fewer dining and entertainment options than a bigger city, and a car-dependent commute, with few people using transit.
The good
- Rent below the national average
- Affordable home prices
- Low unemployment
- Short commutes
- Low student-teacher ratio
The not so good
- Below-average household incomes
- Very rainy — 67" of rain per year
- Smaller place — fewer dining and entertainment options
- Car-dependent — few commuters use transit
How Biloxi compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Biloxi
Based on Biloxi's median rent, home value and household income
To rent
$2,178
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $43,560 a year
- 45% of Biloxi renters spend 30% or more of their income on rent
To buy
$45,020
a 20% down payment on the median home
- With 10% down: $22,510
- Homes cost 3.9× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 23% below US
$1,089/mo median rent
Cost of living works in this city's favor. Median rent sits around $1,089 a month, nothing that raises eyebrows. Solid value overall. Home prices here are genuinely accessible, with a median around $225,100. That kind of affordability is rare in today's market.
Median home value $225,100 · 45% of renters cost-burdened
Job market▼ 19% below US
3.5% unemployment
Unemployment here is 3.5%, a little below the national average of 4.3%.
City-level (BLS)
SafetyNear US average
351 violent crimes per 100k
Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.
Property crime 2791/100k · Biloxi Police Department · 2025 data
Getting around▼ 18% below US
21 min average commute
Commutes are reasonable, averaging 21.3 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 7% work from home.
How workers get to work
Climate
Summers are hot and humid, with highs regularly hitting 89°F, and winters are mild, with lows rarely dropping below 46°F. It's a wet climate overall.
Average month
30-year averages, 1991–2020
Healthcare
3 hospitals
There are 3 Medicare-certified hospitals inside city limits. They average 3.0 out of 5 on Medicare's star rating.
Medicare-certified hospitals
Education & workforce▼ 15% below US
31% bachelor's degree or higher
Education levels run about average, with 31% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
11 public schools inside the boundary
There are 11 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is New Orleans Jazz National Historical Park (75 miles away). There are 2 national parks and sites within a day's drive.
Bottom line
Biloxi's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and very rainy. A year of median rent ($1,089/mo) equals 23% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone who doesn't drive.
Other places near Biloxi
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