What it's like to live in Olive Branch

Olive Branch is a small city in Mississippi with home prices that remain within reach, unemployment below the national average, household incomes running above the national average, and crime rates well below the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Olive Branch deals with rent well above the national average, hot summers, above-average rainfall, and a car-dependent commute, with few people using transit.

The good

  • Affordable home prices
  • Low unemployment
  • Higher-than-average incomes
  • Low crime rates
  • Low student-teacher ratio

The not so good

  • Rent well above the national average
  • Hot summers
  • Above-average rainfall
  • Car-dependent — few commuters use transit

How Olive Branch compares

Median household income

Olive Branch$100,606
Mississippi avg$56,447
US$80,734

Median rent (per month)

Olive Branch$1,829
Mississippi avg$954
US$1,413

Median home value

Olive Branch$290,000
Mississippi avg$169,800
US$332,700

What it takes to move to Olive Branch

Based on Olive Branch's median rent, home value and household income

To rent

$3,658

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $73,160 a year
  • 37% of Olive Branch renters spend 30% or more of their income on rent

To buy

$58,000

a 20% down payment on the median home

  • With 10% down: $29,000
  • Homes cost 2.9× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 29% above US

$1,829/mo median rent

Rent runs on the higher side, at $1,829 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices are reasonable, with a median around $290,000. Not a steal, but not intimidating either.

Median home value $290,000 · 37% of renters cost-burdened

Job market▼ 26% below US

3.2% unemployment

Unemployment here is 3.2%, a little below the national average of 4.3%.

City-level (BLS)

Safety▼ 47% below US

175 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1036/100k · Olive Branch Police Department · 2025 data

Getting aroundNear US average

25 min average commute

Commutes run about average, at 24.5 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 9 in 10 workers drive to work; 8% work from home.

How workers get to work

Drive alone
82%
Carpool
8.7%
Work from home
7.6%
Other
1.7%
Walk
0.4%

Climate

Summers are hot and humid, with highs regularly hitting 91°F, and winters are chilly but manageable, with lows around 33°F. It's a wet climate overall.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°6.5"Jan: 4.27" precipitationFeb: 5.09" precipitationMar: 6.05" precipitationApr: 6.04" precipitationMay: 5.47" precipitationJun: 4.93" precipitationJul: 4.76" precipitationAug: 3.57" precipitationSep: 3.91" precipitationOct: 4.44" precipitationNov: 4.64" precipitationDec: 5.99" precipitation31°JJan: high 50°F, low 31°FFFeb: high 55°F, low 34°FMMar: high 64°F, low 41°FAApr: high 73°F, low 50°FMMay: high 82°F, low 60°FJJun: high 89°F, low 68°FJJul: high 91°F, low 72°F92°AAug: high 92°F, low 70°FSSep: high 85°F, low 63°FOOct: high 75°F, low 50°FNNov: high 63°F, low 40°FDDec: high 53°F, low 34°F

30-year averages, 1991–2020

Healthcare

2 hospitals

There are 2 Medicare-certified hospitals inside city limits. They average 4.0 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforce▼ 13% below US

31% bachelor's degree or higher

Education levels run about average, with 31% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

10 public schools inside the boundary

There are 10 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Brices Cross Roads National Battlefield Site (70 miles away). There are 7 national parks and sites within a day's drive.

Bottom line

Olive Branch's strongest points are home prices that remain within reach and unemployment below the national average; the main tradeoffs are rent well above the national average and hot summers. A year of median rent ($1,829/mo) equals 22% of the median household income here, about the same as the 21% typical nationwide. It tends to suit job seekers and anyone prioritizing low crime. It may be a harder fit for renters on a tight budget.

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