What it's like to live in Scottsbluff

Scottsbluff is a small city in Nebraska with rent below the national average, home prices that remain within reach, county unemployment below the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Scottsbluff deals with household incomes below the national average, crime rates above the national average, a rent burden that leaves many renters stretched thin, and cold, harsh winters.

The good

  • Rent below the national average
  • Affordable home prices
  • Low unemployment in the county
  • Short commutes
  • Clean air
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • Crime above national average
  • High rent burden for renters
  • Cold, harsh winters
  • Snowy winters — 40" per year
  • Smaller place — fewer dining and entertainment options

How Scottsbluff compares

Median household income

Scottsbluff$56,359
Nebraska avg$76,475
US$80,734

Median rent (per month)

Scottsbluff$966
Nebraska avg$1,072
US$1,413

Median home value

Scottsbluff$137,700
Nebraska avg$238,600
US$332,700

What it takes to move to Scottsbluff

Based on Scottsbluff's median rent, home value and household income

To rent

$1,932

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $38,640 a year
  • 51% of Scottsbluff renters spend 30% or more of their income on rent

To buy

$27,540

a 20% down payment on the median home

  • With 10% down: $13,770
  • Homes cost 2.4× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 32% below US

$966/mo median rent

Rent here is genuinely low, with median rent around $966 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $137,700. That kind of affordability is rare in today's market.

Median home value $137,700 · 51% of renters cost-burdened

Job market

3.4% county unemployment

Unemployment in Scotts Bluff County is 3.4%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Scotts Bluff County (county-wide)

Safety▲ 104% above US

672 violent crimes per 100k

Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.

Property crime 3065/100k · Scottsbluff Police Department · 2025 data

Getting around▼ 52% below US

13 min average commute

Commutes run short here, averaging 12.5 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 9 in 10 workers drive to work; 6% work from home.

How workers get to work

Drive alone
82%
Carpool
8.8%
Work from home
5.7%
Other
1.7%
Walk
1.6%

Climate

Summers are warm, with highs around 86°F, and winters are cold and harsh, with lows dropping to 15°F. It's a dry climate with limited rainfall.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°3"Jan: 0.34" precipitationFeb: 0.48" precipitationMar: 0.96" precipitationApr: 1.69" precipitationMay: 2.93" precipitationJun: 2.78" precipitationJul: 1.67" precipitationAug: 1.16" precipitationSep: 1.30" precipitationOct: 1.31" precipitationNov: 0.55" precipitationDec: 0.46" precipitation15°JJan: high 41°F, low 15°FFFeb: high 43°F, low 17°FMMar: high 53°F, low 24°FAApr: high 61°F, low 33°FMMay: high 70°F, low 43°FJJun: high 82°F, low 53°F89°JJul: high 89°F, low 60°FAAug: high 87°F, low 57°FSSep: high 79°F, low 47°FOOct: high 64°F, low 34°FNNov: high 51°F, low 23°FDDec: high 40°F, low 15°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 2.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 27% below US

26% bachelor's degree or higher

College degree attainment runs below average at 26%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

13 public schools inside the boundary

There are 13 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Scotts Bluff National Monument (3 miles away). There are 3 national parks and sites within a day's drive.

Bottom line

Scottsbluff's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($966/mo) equals 21% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget, job seekers (county-wide unemployment is low), and people who want short commutes. It may be a harder fit for anyone who dislikes long, cold winters.

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