What it's like to live in South Sioux City

South Sioux City is a small city in Nebraska with rent below the national average, home prices that remain within reach, county unemployment below the national average, and crime rates well below the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. South Sioux City deals with household incomes below the national average, college degree attainment below the national average, cold, harsh winters, and snowy winters.

The good

  • Rent below the national average
  • Affordable home prices
  • Low unemployment in the county
  • Low crime rates
  • Short commutes
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • Low college degree attainment
  • Cold, harsh winters
  • Snowy winters — 36" per year
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How South Sioux City compares

Median household income

South Sioux City$68,223
Nebraska avg$76,475
US$80,734

Median rent (per month)

South Sioux City$1,127
Nebraska avg$1,072
US$1,413

Median home value

South Sioux City$174,700
Nebraska avg$238,600
US$332,700

What it takes to move to South Sioux City

Based on South Sioux City's median rent, home value and household income

To rent

$2,254

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $45,080 a year
  • 46% of South Sioux City renters spend 30% or more of their income on rent

To buy

$34,940

a 20% down payment on the median home

  • With 10% down: $17,470
  • Homes cost 2.6× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 20% below US

$1,127/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,127 a month, nothing that raises eyebrows. Solid value overall. Home prices here are genuinely accessible, with a median around $174,700. That kind of affordability is rare in today's market.

Median home value $174,700 · 46% of renters cost-burdened

Job market

3.4% county unemployment

Unemployment in Dakota County is 3.4%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Dakota County (county-wide)

Safety▼ 50% below US

166 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1960/100k · South Sioux City Police Department · 2025 data

Getting around▼ 53% below US

12 min average commute

Commutes run short here, averaging 12.2 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 9 in 10 workers drive to work.

How workers get to work

Drive alone
73%
Carpool
16%
Work from home
4.7%
Other
4.5%
Walk
0.9%
Public transit
0.8%

Climate

Summers are warm, with highs around 84°F, and winters are cold and harsh, with lows dropping to 12°F.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 0.66" precipitationFeb: 0.88" precipitationMar: 1.62" precipitationApr: 3.07" precipitationMay: 4.44" precipitationJun: 4.62" precipitationJul: 3.36" precipitationAug: 3.93" precipitationSep: 2.99" precipitationOct: 2.38" precipitationNov: 1.36" precipitationDec: 0.97" precipitation9°JJan: high 30°F, low 9°FFFeb: high 35°F, low 13°FMMar: high 47°F, low 24°FAApr: high 61°F, low 35°FMMay: high 72°F, low 47°FJJun: high 82°F, low 58°F86°JJul: high 86°F, low 63°FAAug: high 83°F, low 61°FSSep: high 77°F, low 51°FOOct: high 64°F, low 37°FNNov: high 47°F, low 24°FDDec: high 34°F, low 14°F

30-year averages, 1991–2020

Education & workforce▼ 57% below US

16% bachelor's degree or higher

This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.

Schools

7 public schools inside the boundary

There are 7 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Missouri National Recreational River (64 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

South Sioux City's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and college degree attainment below the national average. A year of median rent ($1,127/mo) equals 20% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget, job seekers (county-wide unemployment is low), and anyone prioritizing low crime. It may be a harder fit for anyone who doesn't drive and anyone who dislikes long, cold winters.

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