What it's like to live in Camden

Camden is a smaller city in New Jersey with rent below the national average, home prices that remain within reach, schools with smaller class sizes than the national average, and public transit that many commuters actually use. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Camden deals with unemployment above the national average, household incomes below the national average, air quality that falls short of national benchmarks, and college degree attainment below the national average.

The good

  • Rent below the national average
  • Affordable home prices
  • Low student-teacher ratio
  • Public transit that many commuters use

The not so good

  • Above-average unemployment
  • Below-average household incomes
  • Air quality concerns
  • Low college degree attainment
  • Below-average hospital ratings
  • High poverty rate

How Camden compares

Median household income

Camden$40,546
New Jersey avg$103,556
US$80,734

Median rent (per month)

Camden$1,226
New Jersey avg$1,720
US$1,413

Median home value

Camden$112,000
New Jersey avg$454,400
US$332,700

What it takes to move to Camden

Based on Camden's median rent, home value and household income

To rent

$2,452

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $49,040 a year
  • 57% of Camden renters spend 30% or more of their income on rent

To buy

$22,400

a 20% down payment on the median home

  • With 10% down: $11,200
  • Homes cost 2.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 13% below US

$1,226/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,226 a month, nothing that raises eyebrows. Solid value overall. Home prices here are genuinely accessible, with a median around $112,000. That kind of affordability is rare in today's market.

Median home value $112,000 · 57% of renters cost-burdened

Job market▲ 135% above US

10.1% unemployment

Unemployment here is 10.1%, well above the national average of 4.3%. Moving with a job already lined up matters more here.

City-level (BLS)

Getting aroundNear US average

24 min average commute

Commutes are reasonable, averaging 23.8 minutes. Nothing heroic, and there's still time left over for a life after work. 7 in 10 workers drive to work; 11% take public transit; 6% work from home.

How workers get to work

Drive alone
55%
Carpool
18%
Public transit
11%
Other
6.0%
Work from home
5.5%
Walk
4.5%

Climate

Summers are warm, with highs around 87°F, and winters are cold, with lows around 30°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 3.61" precipitationFeb: 3.34" precipitationMar: 4.54" precipitationApr: 4.00" precipitationMay: 4.06" precipitationJun: 4.77" precipitationJul: 4.75" precipitationAug: 4.95" precipitationSep: 4.88" precipitationOct: 4.15" precipitationNov: 3.37" precipitationDec: 4.27" precipitation28°JJan: high 42°F, low 28°FFFeb: high 45°F, low 30°FMMar: high 54°F, low 36°FAApr: high 66°F, low 46°FMMay: high 76°F, low 56°FJJun: high 85°F, low 66°F89°JJul: high 89°F, low 71°FAAug: high 87°F, low 70°FSSep: high 80°F, low 63°FOOct: high 68°F, low 51°FNNov: high 56°F, low 41°FDDec: high 47°F, low 33°F

30-year averages, 1991–2020

Healthcare

2 hospitals

There are 2 Medicare-certified hospitals inside city limits. They average 2.0 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforce▼ 72% below US

10% bachelor's degree or higher

This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.

Schools

23 public schools inside the boundary

There are 23 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 12:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Gloria Dei Church National Historic Site (2 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Camden's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are unemployment above the national average and household incomes below the national average. A year of median rent ($1,226/mo) equals 36% of the median household income here, more than the 21% typical nationwide. It tends to suit people watching their budget and people who would rather not drive. It may be a harder fit for anyone moving without a job lined up.

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