What it's like to live in Union City

Union City is a smaller city in New Jersey with schools with smaller class sizes than the national average and public transit that many commuters actually use. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Union City deals with home prices well above the national average, unemployment above the national average, household incomes below the national average, and commute times longer than most cities.

The good

  • Low student-teacher ratio
  • Public transit that many commuters use

The not so good

  • High home prices
  • Above-average unemployment
  • Below-average household incomes
  • Above-average commute times
  • High poverty rate
  • High rent burden for renters

How Union City compares

Median household income

Union City$64,310
New Jersey avg$103,556
US$80,734

Median rent (per month)

Union City$1,537
New Jersey avg$1,720
US$1,413

Median home value

Union City$471,600
New Jersey avg$454,400
US$332,700

What it takes to move to Union City

Based on Union City's median rent, home value and household income

To rent

$3,074

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $61,480 a year
  • 51% of Union City renters spend 30% or more of their income on rent

To buy

$94,320

a 20% down payment on the median home

  • With 10% down: $47,160
  • Homes cost 7.3× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,537/mo median rent

Rent is pretty middle of the road, at $1,537 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices are steep, with a median around $471,600. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $471,600 · 51% of renters cost-burdened

Job market▲ 28% above US

5.5% unemployment

Unemployment here is 5.5%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route.

City-level (BLS)

Safety▼ 25% below US

248 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1402/100k · Union City Police Department · 2025 data

Getting around▲ 27% above US

33 min average commute

Traffic is a real factor here. The 33.1 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 4 in 10 workers drive to work; 37% take public transit; 8% work from home.

How workers get to work

Public transit
37%
Drive alone
34%
Walk
10%
Carpool
8.5%
Work from home
7.9%
Other
3.2%

Climate

Summers are warm, with highs around 83°F, and winters are cold, with lows around 30°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 3.64" precipitationFeb: 3.19" precipitationMar: 4.29" precipitationApr: 4.09" precipitationMay: 3.96" precipitationJun: 4.54" precipitationJul: 4.60" precipitationAug: 4.56" precipitationSep: 4.31" precipitationOct: 4.38" precipitationNov: 3.58" precipitationDec: 4.38" precipitation28°JJan: high 40°F, low 28°FFFeb: high 42°F, low 30°FMMar: high 50°F, low 36°FAApr: high 62°F, low 46°FMMay: high 71°F, low 55°FJJun: high 80°F, low 64°F85°JJul: high 85°F, low 70°FAAug: high 83°F, low 69°FSSep: high 76°F, low 62°FOOct: high 65°F, low 51°FNNov: high 54°F, low 42°FDDec: high 44°F, low 34°F

30-year averages, 1991–2020

Education & workforce▼ 21% below US

28% bachelor's degree or higher

College degree attainment runs below average at 28%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

14 public schools inside the boundary

There are 14 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Stonewall National Monument (3 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Union City's strongest point is public transit that many commuters actually use; the main tradeoffs are home prices well above the national average and unemployment above the national average. A year of median rent ($1,537/mo) equals 29% of the median household income here, more than the 21% typical nationwide. It tends to suit people who would rather not drive. It may be a harder fit for anyone moving without a job lined up and people who dread long commutes.

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