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Moving to
Loudonville.
Loudonville is an unincorporated community in Albany County, NY. It has no city government: the county runs it, and the Census counts it as its own place.
What it's like to live in Loudonville
Loudonville is an unincorporated community in New York with county unemployment below the national average, household incomes running above the national average, commutes that run shorter than most cities, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Loudonville deals with rent well above the national average, cold winters, snowy winters, and fewer dining and entertainment options than a bigger city.
The good
- Low unemployment in the county
- Higher-than-average incomes
- Short commutes
- Highly educated workforce
- Low student-teacher ratio
The not so good
- Rent well above the national average
- Cold winters
- Snowy winters — 59" per year
- Smaller place — fewer dining and entertainment options
How Loudonville compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Loudonville
Based on Loudonville's median rent, home value and household income
To rent
$3,658
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $73,160 a year
- 41% of Loudonville renters spend 30% or more of their income on rent
To buy
$78,240
a 20% down payment on the median home
- With 10% down: $39,120
- Homes cost 2.7× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 29% above US
$1,829/mo median rent
Rent runs on the higher side, at $1,829 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices run above average, with a median around $391,200. Buyers should expect to stretch their budget here.
Median home value $391,200 · 41% of renters cost-burdened
Job market
3.4% county unemployment
Unemployment in Albany County is 3.4%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Albany County (county-wide)
Safety
149 violent crimes per 100k, whole jurisdiction
Loudonville doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Colonie Town Police Department jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.
Property crime 2881/100k · Policed by Colonie Town Police Department (township-wide rate) · 2025 data
Getting around▼ 17% below US
22 min average commute
Commutes are reasonable, averaging 21.7 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 20% work from home.
How workers get to work
Climate
Summers are warm, with highs around 82°F, and winters are cold and harsh, with lows dropping to 19°F. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Education & workforce▲ 75% above US
63% bachelor's degree or higher
This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.
Schools
3 public schools inside the boundary
There are 3 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 13:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Saratoga National Historical Park (21 miles away). There are 8 national parks and sites within a day's drive.
Bottom line
Loudonville's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and cold winters. A year of median rent ($1,829/mo) equals 15% of the median household income here, less than the 21% typical nationwide. It tends to suit job seekers (county-wide unemployment is low), remote workers (20% of workers here already work from home), and people who want short commutes. It may be a harder fit for renters on a tight budget.
Other places near Loudonville
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