What it's like to live in Middletown

Middletown is a small city in New York with air quality that stays clean most of the year and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Middletown deals with rent well above the national average, long average commutes, college degree attainment below the national average, and a rent burden that leaves many renters stretched thin.

The good

  • Clean air
  • Low student-teacher ratio

The not so good

  • Rent well above the national average
  • Long commutes
  • Low college degree attainment
  • High rent burden for renters
  • Cold winters
  • Snowy winters — 58" per year

How Middletown compares

Median household income

Middletown$79,346
New York avg$85,974
US$80,734

Median rent (per month)

Middletown$1,661
New York avg$1,621
US$1,413

Median home value

Middletown$308,600
New York avg$423,800
US$332,700

What it takes to move to Middletown

Based on Middletown's median rent, home value and household income

To rent

$3,322

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $66,440 a year
  • 51% of Middletown renters spend 30% or more of their income on rent

To buy

$61,720

a 20% down payment on the median home

  • With 10% down: $30,860
  • Homes cost 3.9× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 18% above US

$1,661/mo median rent

Rent runs on the higher side, at $1,661 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices are reasonable, with a median around $308,600. Not a steal, but not intimidating either.

Median home value $308,600 · 51% of renters cost-burdened

Job marketNear US average

4.6% unemployment

Unemployment here is 4.6%, close to the national average of 4.3%.

City-level (BLS)

SafetyNear US average

298 violent crimes per 100k

Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.

Property crime 862/100k · Middletown Police Department · 2025 data

Getting around▲ 38% above US

36 min average commute

Traffic is a real factor here. The 36 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 8 in 10 workers drive to work; 5% take public transit; 6% work from home.

How workers get to work

Drive alone
65%
Carpool
18%
Work from home
6.0%
Public transit
5.4%
Other
3.6%
Walk
1.7%

Climate

Summers are warm, with highs around 80°F, and winters are cold and harsh, with lows dropping to 20°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 2.59" precipitationFeb: 2.09" precipitationMar: 3.02" precipitationApr: 4.03" precipitationMay: 3.80" precipitationJun: 4.62" precipitationJul: 4.19" precipitationAug: 4.49" precipitationSep: 4.27" precipitationOct: 4.55" precipitationNov: 3.21" precipitationDec: 3.54" precipitation18°JJan: high 34°F, low 18°FFFeb: high 37°F, low 18°FMMar: high 47°F, low 26°FAApr: high 60°F, low 38°FMMay: high 70°F, low 48°FJJun: high 78°F, low 57°F82°JJul: high 82°F, low 62°FAAug: high 81°F, low 60°FSSep: high 73°F, low 53°FOOct: high 62°F, low 43°FNNov: high 50°F, low 33°FDDec: high 39°F, low 24°F

30-year averages, 1991–2020

Education & workforce▼ 44% below US

20% bachelor's degree or higher

College degree attainment runs below average at 20%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

3 public schools inside the boundary

There are 3 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 12:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Home Of Franklin D Roosevelt National Historic Site (34 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Middletown's strongest point is air quality that stays clean most of the year; the main tradeoffs are rent well above the national average and long average commutes. A year of median rent ($1,661/mo) equals 25% of the median household income here, more than the 21% typical nationwide. It may be a harder fit for people who dread long commutes.

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