What it's like to live in Scarsdale

Scarsdale is a small city in New York with county unemployment below the national average, household incomes running above the national average, crime rates well below the national average, and air quality that stays clean most of the year. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Scarsdale deals with rent well above the national average, home prices well above the national average, long average commutes, and cold winters.

The good

  • Low unemployment in the county
  • Higher-than-average incomes
  • Low crime rates
  • Clean air
  • Highly educated workforce
  • Low student-teacher ratio

The not so good

  • Rent well above the national average
  • High home prices
  • Long commutes
  • Cold winters
  • Above-average rainfall

How Scarsdale compares

Median household income

Scarsdale$250,000+
New York avg$85,974
US$80,734

The Census tops out at $250,000+ for household income; it doesn't publish exact figures above that.

Median rent (per month)

Scarsdale$3,500+
New York avg$1,621
US$1,413

The Census tops out at $3,500+ for rent; it doesn't publish exact figures above that.

Median home value

Scarsdale$1,800,700
New York avg$423,800
US$332,700

What it takes to move to Scarsdale

Based on Scarsdale's median rent, home value and household income

To rent

$7,002

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $140,040 a year
  • 42% of Scarsdale renters spend 30% or more of their income on rent

To buy

$360,140

a 20% down payment on the median home

  • With 10% down: $180,070
  • Homes cost 7.2× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingCensus top category

$3,500+/mo median rent

Rent is expensive here, at $3,500+ a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $1,800,700. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $1,800,700 · 42% of renters cost-burdened

Job market

3.4% county unemployment

Unemployment in Westchester County is 3.4%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Westchester County (county-wide)

Safety▼ 95% below US

17 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 245/100k · Scarsdale Village Police Department · 2025 data

Getting around▲ 63% above US

43 min average commute

Commutes run long, averaging 42.5 minutes, and that's just the average, meaning a lot of people are doing significantly more. This isn't a city where living far from the office is a comfortable bet. 3 in 10 workers drive to work; 29% take public transit; 36% work from home.

How workers get to work

Work from home
36%
Public transit
29%
Drive alone
24%
Carpool
4.8%
Walk
3.1%
Other
2.1%

Climate

Summers are warm, with highs around 83°F, and winters are cold, with lows around 25°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 3.87" precipitationFeb: 3.30" precipitationMar: 4.37" precipitationApr: 4.26" precipitationMay: 4.27" precipitationJun: 4.58" precipitationJul: 4.53" precipitationAug: 4.44" precipitationSep: 4.61" precipitationOct: 4.43" precipitationNov: 3.88" precipitationDec: 4.70" precipitation23°JJan: high 40°F, low 23°FFFeb: high 43°F, low 25°FMMar: high 51°F, low 31°FAApr: high 63°F, low 40°FMMay: high 73°F, low 50°FJJun: high 81°F, low 59°F86°JJul: high 86°F, low 64°FAAug: high 84°F, low 63°FSSep: high 77°F, low 56°FOOct: high 65°F, low 45°FNNov: high 54°F, low 36°FDDec: high 45°F, low 29°F

30-year averages, 1991–2020

Education & workforce▲ 153% above US

91% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

7 public schools inside the boundary

There are 7 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 11:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Saint Paul's Church National Historic Site (7 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Scarsdale's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. It tends to suit job seekers (county-wide unemployment is low), anyone prioritizing low crime, and remote workers (36% of workers here already work from home). It may be a harder fit for renters on a tight budget and people who dread long commutes.

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