What it's like to live in Celina
Celina is a small city in Ohio with rent below the national average, home prices that remain within reach, county unemployment below the national average, and crime rates well below the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Celina deals with household incomes below the national average, college degree attainment below the national average, cold winters, and fewer dining and entertainment options than a bigger city.
The good
- Rent below the national average
- Affordable home prices
- Low unemployment in the county
- Low crime rates
- Short commutes
- Average class sizes
The not so good
- Below-average household incomes
- Low college degree attainment
- Cold winters
- Smaller place — fewer dining and entertainment options
- Car-dependent — few commuters use transit
How Celina compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Celina
Based on Celina's median rent, home value and household income
To rent
$1,520
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $30,400 a year
- 37% of Celina renters spend 30% or more of their income on rent
To buy
$32,820
a 20% down payment on the median home
- With 10% down: $16,410
- Homes cost 2.6× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 46% below US
$760/mo median rent
Rent here is genuinely low, with median rent around $760 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $164,100. That kind of affordability is rare in today's market.
Median home value $164,100 · 37% of renters cost-burdened
Job market
3.4% county unemployment
Unemployment in Mercer County is 3.4%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Mercer County (county-wide)
Safety▼ 92% below US
27 violent crimes per 100k
Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.
Property crime 685/100k · Celina Police Department · 2025 data
Getting around▼ 27% below US
19 min average commute
Commutes are reasonable, averaging 19.1 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work.
How workers get to work
Climate
Summers are warm, with highs around 82°F, and winters are cold, with lows around 22°F and snow a regular occurrence.
Average month
30-year averages, 1991–2020
Education & workforce▼ 41% below US
21% bachelor's degree or higher
College degree attainment runs below average at 21%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.
Schools
6 public schools inside the boundary
There are 6 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 16:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Dayton Aviation Heritage National Historical Park (58 miles away). There are 3 national parks and sites within a day's drive.
Bottom line
Celina's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and college degree attainment below the national average. A year of median rent ($760/mo) equals 15% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, job seekers (county-wide unemployment is low), and anyone prioritizing low crime.
Other places near Celina
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