What it's like to live in Toledo
Toledo is a large city in Ohio with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Toledo deals with unemployment above the national average, household incomes below the national average, crime rates above the national average, and air quality that falls short of national benchmarks.
The good
- Rent below the national average
- Affordable home prices
- Short commutes
- Average class sizes
The not so good
- Above-average unemployment
- Below-average household incomes
- Crime above national average
- Air quality concerns
- Low college degree attainment
- High poverty rate
How Toledo compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Toledo
Based on Toledo's median rent, home value and household income
To rent
$1,802
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $36,040 a year
- 43% of Toledo renters spend 30% or more of their income on rent
To buy
$22,900
a 20% down payment on the median home
- With 10% down: $11,450
- Homes cost 2.3× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 36% below US
$901/mo median rent
Rent here is genuinely low, with median rent around $901 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $114,500. That kind of affordability is rare in today's market.
Median home value $114,500 · 43% of renters cost-burdened
Job market▲ 58% above US
6.8% unemployment
Unemployment here is 6.8%, well above the national average of 4.3%. Moving with a job already lined up matters more here.
City-level (BLS)
Safety▲ 165% above US
872 violent crimes per 100k
Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.
Property crime 2539/100k · Toledo Police Department · 2025 data
Getting around▼ 24% below US
20 min average commute
Commutes are reasonable, averaging 19.8 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 7% work from home.
How workers get to work
Climate
Summers are warm, with highs around 83°F, and winters are cold, with lows around 23°F and snow a regular occurrence.
Average month
30-year averages, 1991–2020
Healthcare
5 hospitals
There are 5 Medicare-certified hospitals inside city limits. They average 3.3 out of 5 on Medicare's star rating.
Medicare-certified hospitals
Education & workforce▼ 39% below US
22% bachelor's degree or higher
College degree attainment runs below average at 22%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.
Schools
92 public schools inside the boundary
There are 92 public schools inside the boundary and 21 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is River Raisin National Battlefield Park (20 miles away). There are 2 national parks and sites within a day's drive.
Bottom line
Toledo's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are unemployment above the national average and household incomes below the national average. A year of median rent ($901/mo) equals 22% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone moving without a job lined up and anyone who doesn't drive.
Other places near Toledo
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