Mountain Top is an unincorporated community in Luzerne County, PA. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Mountain Top

Mountain Top is an unincorporated community in Pennsylvania with rent below the national average, home prices that remain within reach, household incomes running above the national average, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Mountain Top deals with larger class sizes than the national average, cold winters, snowy winters, and fewer dining and entertainment options than a bigger city.

The good

  • Rent below the national average
  • Affordable home prices
  • Higher-than-average incomes
  • Highly educated workforce

The not so good

  • High student-teacher ratio
  • Cold winters
  • Snowy winters — 36" per year
  • Smaller place — fewer dining and entertainment options

How Mountain Top compares

Median household income

Mountain Top$109,535
Pennsylvania avg$77,971
US$80,734

Median rent (per month)

Mountain Top$849
Pennsylvania avg$1,209
US$1,413

Median home value

Mountain Top$297,700
Pennsylvania avg$254,500
US$332,700

What it takes to move to Mountain Top

Based on Mountain Top's median rent, home value and household income

To rent

$1,698

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $33,960 a year
  • 19% of Mountain Top renters spend 30% or more of their income on rent

To buy

$59,540

a 20% down payment on the median home

  • With 10% down: $29,770
  • Homes cost 2.7× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 40% below US

$849/mo median rent

Rent here is genuinely low, with median rent around $849 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices are reasonable, with a median around $297,700. Not a steal, but not intimidating either.

Median home value $297,700 · 19% of renters cost-burdened

Job market

5.3% county unemployment

Unemployment in Luzerne County is 5.3%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Luzerne County (county-wide)

Safety

34 violent crimes per 100k, whole jurisdiction

Mountain Top doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Wright Township Police Department jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 391/100k · Policed by Wright Township Police Department (township-wide rate) · 2025 data

Getting aroundNear US average

27 min average commute

Commutes run about average, at 26.5 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 22% work from home.

How workers get to work

Drive alone
73%
Work from home
22%
Carpool
4.6%
Other
0.5%
Walk
0.1%

Climate

Summers are comfortable, with highs around 77°F, and winters are cold and harsh, with lows dropping to 18°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°5.5"Jan: 3.13" precipitationFeb: 2.60" precipitationMar: 3.65" precipitationApr: 4.06" precipitationMay: 4.17" precipitationJun: 4.81" precipitationJul: 4.49" precipitationAug: 4.55" precipitationSep: 5.24" precipitationOct: 4.69" precipitationNov: 3.61" precipitationDec: 3.84" precipitation16°JJan: high 31°F, low 16°FFFeb: high 35°F, low 17°FMMar: high 43°F, low 24°FAApr: high 57°F, low 34°FMMay: high 67°F, low 45°FJJun: high 74°F, low 54°F79°JJul: high 79°F, low 58°FAAug: high 77°F, low 56°FSSep: high 71°F, low 49°FOOct: high 59°F, low 38°FNNov: high 47°F, low 30°FDDec: high 36°F, low 22°F

30-year averages, 1991–2020

Education & workforce▲ 27% above US

46% bachelor's degree or higher

The population is well-educated, with 46% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

2 public schools inside the boundary

There are 2 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 20:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Steamtown National Historic Site (22 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Mountain Top's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are cold winters and snowy winters. A year of median rent ($849/mo) equals 9% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, remote workers (22% of workers here already work from home), and college-educated professionals.

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