What it's like to live in Hilton Head Island

Hilton Head Island is a small city in South Carolina with household incomes running above the national average, commutes that run shorter than most cities, a highly educated workforce, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Hilton Head Island deals with home prices well above the national average, hot summers, and fewer dining and entertainment options than a bigger city.

The good

  • Higher-than-average incomes
  • Short commutes
  • Highly educated workforce
  • Low student-teacher ratio

The not so good

  • High home prices
  • Hot summers
  • Smaller place — fewer dining and entertainment options

How Hilton Head Island compares

Median household income

Hilton Head Island$94,657
South Carolina avg$69,324
US$80,734

Median rent (per month)

Hilton Head Island$1,479
South Carolina avg$1,180
US$1,413

Median home value

Hilton Head Island$687,400
South Carolina avg$259,000
US$332,700

What it takes to move to Hilton Head Island

Based on Hilton Head Island's median rent, home value and household income

To rent

$2,958

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $59,160 a year
  • 47% of Hilton Head Island renters spend 30% or more of their income on rent

To buy

$137,480

a 20% down payment on the median home

  • With 10% down: $68,740
  • Homes cost 7.3× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,479/mo median rent

Rent is pretty middle of the road, at $1,479 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices are steep, with a median around $687,400. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $687,400 · 47% of renters cost-burdened

Job marketNear US average

4.0% unemployment

Unemployment here is 4.0%, close to the national average of 4.3%.

City-level (BLS)

Safety

204 violent crimes per 100k, whole jurisdiction

Hilton Head Island doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Beaufort County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 850/100k · Policed by Beaufort County Sheriff's Office (county-wide rate) · 2025 data

Getting around▼ 29% below US

19 min average commute

Commutes are reasonable, averaging 18.5 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 20% work from home.

How workers get to work

Drive alone
67%
Work from home
20%
Carpool
8.6%
Other
2.8%
Walk
1.6%
Public transit
0.4%

Climate

Summers are hot and humid, with highs regularly hitting 90°F, and winters are chilly but manageable, with lows around 42°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
30°50°70°90°6.5"Jan: 2.90" precipitationFeb: 2.91" precipitationMar: 3.11" precipitationApr: 3.06" precipitationMay: 2.50" precipitationJun: 4.99" precipitationJul: 5.57" precipitationAug: 6.50" precipitationSep: 4.03" precipitationOct: 3.77" precipitationNov: 2.51" precipitationDec: 3.17" precipitation40°JJan: high 60°F, low 40°FFFeb: high 64°F, low 43°FMMar: high 70°F, low 49°FAApr: high 77°F, low 56°FMMay: high 84°F, low 64°FJJun: high 89°F, low 71°F92°JJul: high 92°F, low 75°FAAug: high 90°F, low 74°FSSep: high 86°F, low 70°FOOct: high 78°F, low 59°FNNov: high 69°F, low 48°FDDec: high 63°F, low 43°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 2.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▲ 56% above US

56% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

5 public schools inside the boundary

There are 5 public schools inside the boundary and 5 private schools. The student-to-teacher ratio is 11:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Reconstruction Era National Historical Park (15 miles away). There are 5 national parks and sites within a day's drive.

Bottom line

Hilton Head Island's strongest points are household incomes running above the national average and commutes that run shorter than most cities; the main tradeoffs are home prices well above the national average and hot summers. A year of median rent ($1,479/mo) equals 19% of the median household income here, about the same as the 21% typical nationwide. It tends to suit remote workers (20% of workers here already work from home), people who want short commutes, and college-educated professionals.

See all the data for Hilton Head Island →·All South Carolina cities →

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