What it's like to live in Sumter

Sumter is a small city in South Carolina with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Sumter deals with unemployment above the national average, household incomes below the national average, crime rates above the national average, and a rent burden that leaves many renters stretched thin.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Average class sizes

The not so good

  • Above-average unemployment
  • Below-average household incomes
  • Crime above national average
  • High rent burden for renters
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Sumter compares

Median household income

Sumter$55,592
South Carolina avg$69,324
US$80,734

Median rent (per month)

Sumter$1,076
South Carolina avg$1,180
US$1,413

Median home value

Sumter$199,100
South Carolina avg$259,000
US$332,700

What it takes to move to Sumter

Based on Sumter's median rent, home value and household income

To rent

$2,152

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $43,040 a year
  • 50% of Sumter renters spend 30% or more of their income on rent

To buy

$39,820

a 20% down payment on the median home

  • With 10% down: $19,910
  • Homes cost 3.6× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 24% below US

$1,076/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,076 a month, nothing that raises eyebrows. Solid value overall. Home prices here are genuinely accessible, with a median around $199,100. That kind of affordability is rare in today's market.

Median home value $199,100 · 50% of renters cost-burdened

Job market▲ 35% above US

5.8% unemployment

Unemployment here is 5.8%, well above the national average of 4.3%. Moving with a job already lined up matters more here.

City-level (BLS)

Safety▲ 116% above US

710 violent crimes per 100k

Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.

Property crime 2736/100k · Sumter Police Department · 2025 data

Getting around▼ 25% below US

20 min average commute

Commutes are reasonable, averaging 19.6 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 6% work from home.

How workers get to work

Drive alone
82%
Carpool
8.8%
Work from home
6.1%
Walk
1.8%
Other
0.9%
Public transit
0.1%

Climate

Summers are hot and humid, with highs regularly hitting 89°F, and winters are chilly but manageable, with lows around 34°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°6"Jan: 3.78" precipitationFeb: 3.47" precipitationMar: 3.67" precipitationApr: 3.40" precipitationMay: 3.78" precipitationJun: 5.05" precipitationJul: 5.75" precipitationAug: 4.92" precipitationSep: 4.36" precipitationOct: 3.88" precipitationNov: 2.94" precipitationDec: 3.83" precipitation33°JJan: high 55°F, low 33°FFFeb: high 59°F, low 35°FMMar: high 66°F, low 41°FAApr: high 75°F, low 50°FMMay: high 81°F, low 58°FJJun: high 87°F, low 66°F90°JJul: high 90°F, low 70°FAAug: high 89°F, low 68°FSSep: high 83°F, low 63°FOOct: high 74°F, low 51°FNNov: high 65°F, low 40°FDDec: high 57°F, low 35°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 3.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 20% below US

29% bachelor's degree or higher

College degree attainment runs below average at 29%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

12 public schools inside the boundary

There are 12 public schools inside the boundary and 6 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Congaree National Park (23 miles away). There are 6 national parks and sites within a day's drive.

Bottom line

Sumter's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are unemployment above the national average and household incomes below the national average. A year of median rent ($1,076/mo) equals 23% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone moving without a job lined up and anyone who doesn't drive.

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