What it's like to live in Allen
Allen is a mid-size city in Texas with household incomes running above the national average, crime rates well below the national average, a highly educated workforce, and a growing population. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Allen deals with rent well above the national average, home prices well above the national average, a rent burden that leaves many renters stretched thin, and hot summers.
The good
- Higher-than-average incomes
- Low crime rates
- Highly educated workforce
- Growing population
- Average class sizes
The not so good
- Rent well above the national average
- High home prices
- High rent burden for renters
- Hot summers
How Allen compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Allen
Based on Allen's median rent, home value and household income
To rent
$3,864
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $77,280 a year
- 53% of Allen renters spend 30% or more of their income on rent
To buy
$92,820
a 20% down payment on the median home
- With 10% down: $46,410
- Homes cost 3.5× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 37% above US
$1,932/mo median rent
Rent is expensive here, at $1,932 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices run above average, with a median around $464,100. Buyers should expect to stretch their budget here.
Median home value $464,100 · 53% of renters cost-burdened
Job marketNear US average
3.9% unemployment
Unemployment here is 3.9%, close to the national average of 4.3%.
City-level (BLS)
Safety▼ 76% below US
79 violent crimes per 100k
Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.
Property crime 709/100k · Allen Police Department · 2025 data
Getting aroundNear US average
28 min average commute
Commutes run about average, at 28 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 7 in 10 workers drive to work; 27% work from home.
How workers get to work
Climate
Summers are hot and humid, with highs regularly hitting 94°F, and winters are chilly but manageable, with lows around 36°F.
Average month
30-year averages, 1991–2020
Healthcare
1 hospital
There's one Medicare-certified hospital inside city limits, rated 4.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.
Medicare-certified hospitals
Education & workforce▲ 60% above US
58% bachelor's degree or higher
This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.
Schools
22 public schools inside the boundary
There are 22 public schools inside the boundary and 10 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1.
Parks & recreation
The nearest national park or historic site is Chickasaw National Recreation Area (95 miles away).
Bottom line
Allen's strongest points are household incomes running above the national average and crime rates well below the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($1,932/mo) equals 18% of the median household income here, less than the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (27% of workers here already work from home), and college-educated professionals. It may be a harder fit for renters on a tight budget.
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