What it's like to live in Schertz
Schertz is a small city in Texas with household incomes running above the national average, a highly educated workforce, a growing population, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Schertz deals with rent well above the national average, commute times longer than most cities, hot summers, and a car-dependent commute, with few people using transit.
The good
- Higher-than-average incomes
- Highly educated workforce
- Growing population
- Average class sizes
The not so good
- Rent well above the national average
- Above-average commute times
- Hot summers
- Car-dependent — few commuters use transit
How Schertz compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Schertz
Based on Schertz's median rent, home value and household income
To rent
$3,318
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $66,360 a year
- 43% of Schertz renters spend 30% or more of their income on rent
To buy
$63,420
a 20% down payment on the median home
- With 10% down: $31,710
- Homes cost 3.2× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 17% above US
$1,659/mo median rent
Rent runs on the higher side, at $1,659 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices are reasonable, with a median around $317,100. Not a steal, but not intimidating either.
Median home value $317,100 · 43% of renters cost-burdened
Job marketNear US average
4.0% unemployment
Unemployment here is 4.0%, close to the national average of 4.3%.
City-level (BLS)
Safety▼ 26% below US
242 violent crimes per 100k
Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.
Property crime 840/100k · Schertz Police Department · 2025 data
Getting around▲ 22% above US
32 min average commute
Traffic is a real factor here. The 31.7 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 8 in 10 workers drive to work; 16% work from home.
How workers get to work
Climate
Summers are hot and humid, with highs regularly hitting 93°F, and winters are chilly but manageable, with lows around 39°F.
Average month
30-year averages, 1991–2020
Education & workforce▲ 11% above US
40% bachelor's degree or higher
Education levels run about average, with 40% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
13 public schools inside the boundary
There are 13 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 16:1, close to the national average of 16:1.
Parks & recreation
The nearest national park or historic site is San Antonio Missions National Historical Park (20 miles away). There are 3 national parks and sites within a day's drive.
Bottom line
Schertz's strongest points are household incomes running above the national average and a highly educated workforce; the main tradeoffs are rent well above the national average and commute times longer than most cities. A year of median rent ($1,659/mo) equals 20% of the median household income here, about the same as the 21% typical nationwide. It tends to suit anyone prioritizing low crime and remote workers (16% of workers here already work from home).
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