Silverdale is an unincorporated community in Kitsap County, WA. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Silverdale

Silverdale is an unincorporated community in Washington with household incomes running above the national average and air quality that stays clean most of the year. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Silverdale deals with rent well above the national average, home prices well above the national average, larger class sizes than the national average, and a rent burden that leaves many renters stretched thin.

The good

  • Higher-than-average incomes
  • Clean air

The not so good

  • Rent well above the national average
  • High home prices
  • High student-teacher ratio
  • High rent burden for renters
  • Above-average rainfall

How Silverdale compares

Median household income

Silverdale$105,483
Washington avg$98,141
US$80,734

Median rent (per month)

Silverdale$2,143
Washington avg$1,760
US$1,413

Median home value

Silverdale$555,300
Washington avg$564,600
US$332,700

What it takes to move to Silverdale

Based on Silverdale's median rent, home value and household income

To rent

$4,286

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $85,720 a year
  • 52% of Silverdale renters spend 30% or more of their income on rent

To buy

$111,060

a 20% down payment on the median home

  • With 10% down: $55,530
  • Homes cost 5.3× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 52% above US

$2,143/mo median rent

Rent is expensive here, at $2,143 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $555,300. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $555,300 · 52% of renters cost-burdened

Job market

4.2% county unemployment

Unemployment in Kitsap County is 4.2%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Kitsap County (county-wide)

Safety

195 violent crimes per 100k, whole jurisdiction

Silverdale doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Kitsap County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 1134/100k · Policed by Kitsap County Sheriff's Office (county-wide rate) · 2025 data

Getting aroundNear US average

24 min average commute

Commutes run about average, at 24 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 9 in 10 workers drive to work; 9% work from home.

How workers get to work

Drive alone
75%
Carpool
10%
Work from home
9.1%
Public transit
2.9%
Walk
1.4%
Other
1.1%

Climate

Summers are comfortable, with highs around 75°F, and winters are chilly but manageable, with lows around 35°F. It's a wet climate overall.

Average month

High °FLow °FPrecip (in)
20°40°60°80°10"Jan: 9.28" precipitationFeb: 5.83" precipitationMar: 6.37" precipitationApr: 3.86" precipitationMay: 2.36" precipitationJun: 1.61" precipitationJul: 0.83" precipitationAug: 1.09" precipitationSep: 1.80" precipitationOct: 5.14" precipitationNov: 8.84" precipitationDec: 9.92" precipitationJJan: high 47°F, low 36°FFFeb: high 49°F, low 35°FMMar: high 54°F, low 38°FAApr: high 59°F, low 41°FMMay: high 66°F, low 47°FJJun: high 70°F, low 51°FJJul: high 77°F, low 55°F77°AAug: high 77°F, low 55°FSSep: high 72°F, low 51°FOOct: high 61°F, low 45°FNNov: high 51°F, low 39°F35°DDec: high 46°F, low 35°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 4.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforceNear US average

36% bachelor's degree or higher

Education levels run about average, with 36% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

7 public schools inside the boundary

There are 7 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 19:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Klondike Gold Rush - Seattle Unit National Historical Park (17 miles away). There are 7 national parks and sites within a day's drive.

Bottom line

Silverdale's strongest points are household incomes running above the national average and air quality that stays clean most of the year; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,143/mo) equals 24% of the median household income here, more than the 21% typical nationwide. It may be a harder fit for renters on a tight budget.

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