What it's like to live in Hartford
Hartford is a small city in Wisconsin with rent below the national average, home prices that remain within reach, county unemployment below the national average, and crime rates well below the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Hartford deals with cold, harsh winters, snowy winters, and a car-dependent commute, with few people using transit.
The good
- Rent below the national average
- Affordable home prices
- Low unemployment in the county
- Low crime rates
- Low student-teacher ratio
The not so good
- Cold, harsh winters
- Snowy winters — 36" per year
- Car-dependent — few commuters use transit
How Hartford compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Hartford
Based on Hartford's median rent, home value and household income
To rent
$2,220
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $44,400 a year
- 46% of Hartford renters spend 30% or more of their income on rent
To buy
$59,420
a 20% down payment on the median home
- With 10% down: $29,710
- Homes cost 3.6× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 21% below US
$1,110/mo median rent
Cost of living works in this city's favor. Median rent sits around $1,110 a month, nothing that raises eyebrows. Solid value overall. Home prices are reasonable, with a median around $297,100. Not a steal, but not intimidating either.
Median home value $297,100 · 46% of renters cost-burdened
Job market
2.8% county unemployment
Unemployment in Washington County is 2.8%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Washington County (county-wide)
Safety▼ 57% below US
143 violent crimes per 100k
Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.
Property crime 635/100k · Hartford Police Department · 2025 data
Getting aroundNear US average
26 min average commute
Commutes run about average, at 25.8 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 15% work from home.
How workers get to work
Climate
Summers are comfortable, with highs around 78°F, and winters are cold and harsh, with lows dropping to 12°F.
Average month
30-year averages, 1991–2020
Healthcare
1 hospital
There's one Medicare-certified hospital inside city limits, rated 4.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.
Medicare-certified hospitals
Education & workforce▼ 20% below US
29% bachelor's degree or higher
College degree attainment runs below average at 29%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.
Schools
4 public schools inside the boundary
There are 4 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Ice Age National Scenic Trail (75 miles away).
Bottom line
Hartford's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are cold, harsh winters and snowy winters. A year of median rent ($1,110/mo) equals 16% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, job seekers (county-wide unemployment is low), and anyone prioritizing low crime. It may be a harder fit for anyone who dislikes long, cold winters.
Other places near Hartford
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