What it's like to live in Howard

Howard is a small city in Wisconsin with rent below the national average, county unemployment below the national average, commutes that run shorter than most cities, and a population that has grown fast since 2020. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Howard deals with cold, harsh winters, snowy winters, fewer dining and entertainment options than a bigger city, and a car-dependent commute, with few people using transit.

The good

  • Rent below the national average
  • Low unemployment in the county
  • Short commutes
  • Fast-growing population
  • Low student-teacher ratio

The not so good

  • Cold, harsh winters
  • Snowy winters — 56" per year
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Howard compares

Median household income

Howard$85,477
Wisconsin avg$77,485
US$80,734

Median rent (per month)

Howard$1,102
Wisconsin avg$1,087
US$1,413

Median home value

Howard$315,700
Wisconsin avg$266,500
US$332,700

What it takes to move to Howard

Based on Howard's median rent, home value and household income

To rent

$2,204

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $44,080 a year
  • 36% of Howard renters spend 30% or more of their income on rent

To buy

$63,140

a 20% down payment on the median home

  • With 10% down: $31,570
  • Homes cost 3.7× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 22% below US

$1,102/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,102 a month, nothing that raises eyebrows. Solid value overall. Home prices are reasonable, with a median around $315,700. Not a steal, but not intimidating either.

Median home value $315,700 · 36% of renters cost-burdened

Job market

2.9% county unemployment

Unemployment in Brown County is 2.9%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Brown County (county-wide)

Safety

32 violent crimes per 100k, whole jurisdiction

Howard doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Brown County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 513/100k · Policed by Brown County Sheriff's Office (county-wide rate) · 2025 data

Getting around▼ 22% below US

20 min average commute

Commutes are reasonable, averaging 20.3 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 14% work from home.

How workers get to work

Drive alone
77%
Work from home
14%
Carpool
7.9%
Other
0.7%
Walk
0.1%

Climate

Summers are comfortable, with highs around 78°F, and winters are cold and harsh, with lows dropping to 12°F.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°4.5"Jan: 1.32" precipitationFeb: 1.10" precipitationMar: 1.87" precipitationApr: 3.13" precipitationMay: 3.57" precipitationJun: 4.22" precipitationJul: 3.74" precipitationAug: 3.44" precipitationSep: 3.39" precipitationOct: 2.82" precipitationNov: 2.03" precipitationDec: 1.76" precipitation9°JJan: high 25°F, low 9°FFFeb: high 29°F, low 11°FMMar: high 40°F, low 21°FAApr: high 54°F, low 33°FMMay: high 67°F, low 44°FJJun: high 75°F, low 55°F80°JJul: high 80°F, low 59°FAAug: high 78°F, low 57°FSSep: high 71°F, low 49°FOOct: high 58°F, low 39°FNNov: high 44°F, low 27°FDDec: high 31°F, low 17°F

30-year averages, 1991–2020

Education & workforceNear US average

36% bachelor's degree or higher

Education levels run about average, with 36% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

7 public schools inside the boundary

There are 7 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 13:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Ice Age National Scenic Trail (84 miles away).

Bottom line

Howard's strongest points are rent below the national average and county unemployment below the national average; the main tradeoffs are cold, harsh winters and snowy winters. A year of median rent ($1,102/mo) equals 15% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, job seekers (county-wide unemployment is low), and people who want short commutes. It may be a harder fit for anyone who dislikes long, cold winters.

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