What it's like to live in Oak Creek

Oak Creek is a small city in Wisconsin with unemployment below the national average, household incomes running above the national average, crime rates well below the national average, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Oak Creek deals with air quality that falls short of national benchmarks, cold winters, snowy winters, and a car-dependent commute, with few people using transit.

The good

  • Low unemployment
  • Higher-than-average incomes
  • Low crime rates
  • Highly educated workforce
  • Average class sizes

The not so good

  • Air quality concerns
  • Cold winters
  • Snowy winters — 49" per year
  • Car-dependent — few commuters use transit

How Oak Creek compares

Median household income

Oak Creek$96,555
Wisconsin avg$77,485
US$80,734

Median rent (per month)

Oak Creek$1,452
Wisconsin avg$1,087
US$1,413

Median home value

Oak Creek$331,700
Wisconsin avg$266,500
US$332,700

What it takes to move to Oak Creek

Based on Oak Creek's median rent, home value and household income

To rent

$2,904

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $58,080 a year
  • 34% of Oak Creek renters spend 30% or more of their income on rent

To buy

$66,340

a 20% down payment on the median home

  • With 10% down: $33,170
  • Homes cost 3.4× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,452/mo median rent

Rent is pretty middle of the road, at $1,452 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices are reasonable, with a median around $331,700. Not a steal, but not intimidating either.

Median home value $331,700 · 34% of renters cost-burdened

Job market▼ 35% below US

2.8% unemployment

Unemployment here is 2.8%, a little below the national average of 4.3%.

City-level (BLS)

Safety▼ 78% below US

72 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1792/100k · Oak Creek Police Department · 2025 data

Getting around▼ 12% below US

23 min average commute

Commutes are reasonable, averaging 23 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 12% work from home.

How workers get to work

Drive alone
78%
Work from home
12%
Carpool
8.1%
Other
1.5%
Walk
1.0%
Public transit
0.2%

Climate

Summers are comfortable, with highs around 78°F, and winters are cold and harsh, with lows dropping to 19°F.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°5"Jan: 1.65" precipitationFeb: 1.84" precipitationMar: 2.20" precipitationApr: 4.08" precipitationMay: 4.18" precipitationJun: 4.58" precipitationJul: 3.51" precipitationAug: 3.80" precipitationSep: 3.30" precipitationOct: 3.40" precipitationNov: 2.14" precipitationDec: 1.90" precipitation16°JJan: high 30°F, low 16°FFFeb: high 33°F, low 18°FMMar: high 42°F, low 28°FAApr: high 53°F, low 37°FMMay: high 64°F, low 47°FJJun: high 75°F, low 57°F80°JJul: high 80°F, low 65°FAAug: high 79°F, low 64°FSSep: high 73°F, low 56°FOOct: high 61°F, low 44°FNNov: high 48°F, low 33°FDDec: high 36°F, low 22°F

30-year averages, 1991–2020

Education & workforceNear US average

39% bachelor's degree or higher

Education levels run about average, with 39% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

11 public schools inside the boundary

There are 11 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Pullman National Historical Park (83 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

Oak Creek's strongest points are unemployment below the national average and household incomes running above the national average; the main tradeoffs are air quality that falls short of national benchmarks and cold winters. A year of median rent ($1,452/mo) equals 18% of the median household income here, less than the 21% typical nationwide. It tends to suit job seekers and anyone prioritizing low crime. It may be a harder fit for anyone who doesn't drive.

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