About

Life in Ramsey

This small Bergen County borough 26 miles northwest of Manhattan feels like a place where people genuinely plant roots. With a median household income around $161,000 and a median home value near $697,000, you're looking at a solidly affluent suburb—but it comes with the cost-of-living reality that entails. Nearly 70% of residents hold college degrees, and the median age of 44 reflects a stable, family-oriented community where about 62% of households are married couples and roughly a third have children.

Ramsey at a Glance

Population, income, housing and more

Median Age

41.8 yrs

Poverty Rate

4.3%

Foreign-Born

18.1%

Broadband Internet

94.8%

of households

Population Growth

+0.9%

recent change · Census Bureau

Median household income

Ramsey$160,996
New Jersey avg$103,556
US$80,734

Demographics18.1% foreign-born, most often from China, excluding Hong Kong and Taiwan

Who lives in Ramsey: race and ethnicity, ages, households, languages and countries of origin

In Ramsey, the largest foreign-born group is from China, excluding Hong Kong and Taiwan (13.8%), and 8.3% of residents speak Spanish at home.

Under 18

23.9%

of residents

65 and Older

15.3%

of residents

Households with Kids

35.5%

anyone under 18

Living Alone

26.8%

of households

Married Couples

56.9%

of households

Avg Household Size

2.70

people

Race & Ethnicity

White69.2%
Hispanic or Latino13.8%
Asian8.7%
Other0.8%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

China13.8%
Mexico7.9%
India6.5%
Korea6.3%
Germany6.0%
Philippines4.9%
El Salvador3.7%
Colombia3.4%
Other South America3.4%
Cuba2.9%

Languages Spoken at Home

English only79.0%
Spanish8.3%
Other Indo-European3.7%
Russian/Slavic1.9%
Korean1.8%
Chinese1.8%
Other Asian/Pacific1.3%
Tagalog/Filipino1.3%

Cost of Livingrent 31% above NJ average

Rent, home values, and income in Ramsey

In Ramsey, rent runs 31% above the NJ average, and home values are 53% above the NJ average.

Median rent (per month)

Ramsey$2,245
New Jersey avg$1,720
US$1,413

Median home value

Ramsey$697,300
New Jersey avg$454,400
US$332,700

Rent Burdened

49.9%

spending 30%+ of income on rent

Severely Rent Burdened

23.2%

spending 50%+

Cost of Living Index

112.6

metro area (BEA) · US avg = 100

Homeowners

79.2%

of occupied homes are owned

Typical Home Built

1968

median year built

Vacant Homes

0.0%

of housing units

Home Value Trend

$641,683
$883,930
202120222023202420252026

Latest: $883,930 (September 2026)

Jobs & Economyunemployment 0.9 pts below NJ average

Unemployment in Ramsey

Unemployment in Bergen County, which includes Ramsey, is 0.9 percentage points lower than the NJ average.

Unemployment rate

Ramsey4.3%
New Jersey avg5.2%
US4.3%

Ramsey: Bergen County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

4.2%
3.8%
3.3%
2.8%
9.2%
6.2%
3.4%
3.6%
3.8%
4.3%
2016201720182019202020212022202320242025

Bergen County (county-wide) · Annual averages

Ramsey is about 2% of Bergen County’s population, so county-wide figures may differ from local conditions.

What Ramsey Residents Do for Work · share of employed residents by industry

Education & health care21.8%
Professional & business services18.0%
Finance & real estate11.4%
Retail11.1%
Manufacturing10.4%
Construction6.7%
Other services3.9%
Wholesale trade3.6%

City residents, wherever they work

Commute31.8 min avg

How Ramsey residents get to work, and the nearest airports

In Ramsey, most residents drive alone to work (66%), and 55% get there in under 30 minutes.

How People Get to Work

Drive alone65.5%
Carpool2.2%
Public transit6.5%
Walk2.6%
Work from home22.6%
Other0.6%

Commute Time Distribution

Under 15 min24.5%
15–29 min30.8%
30–44 min18.1%
45–59 min9.0%
60+ min17.6%

Nearest airports · with airline service

  • Westchester County Airport (HPN)

    Small hub1.2M passengers boarded in 2025

    23 mi
  • LaGuardia Airport (LGA)

    Major hub16.3M passengers boarded in 2025

    24 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 92% below national average

Crime rates for 2025

Violent crime in Ramsey runs 92% below the national average.

Violent Crime Rate

26.6

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

1,103.2

per 100,000 residents

Below average (1,552 national, 2025)

Ramsey Police Department

Natural DisastersThunderstorm Wind most common — 5 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively High

97.8 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Coastal flooding · Very HighStrong wind · Very HighWinter weather · Very HighCold wave · HighHeat wave · High

Bergen County, county-wide · FEMA NRI December 2025

In Bergen County, which includes Ramsey, the most common type is thunderstorm wind, with 5 recorded events in 2025.

Most common events:

Thunderstorm WindFlash FloodWinter WeatherHailFlood

Storm events by year

YearEventsTop TypeProperty Damage
20255Winter WeatherNone reported
202417Thunderstorm Wind$75,000
202310Flash Flood$12,500
202221Thunderstorm Wind$52,000
202125Thunderstorm Wind$105,500
202020Thunderstorm Wind$548,000
201930Thunderstorm Wind$340,000
201836Flash Flood$529,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Bergen County, county-wide

Ramsey is about 2% of Bergen County’s population, so county-wide figures may differ from local conditions.

Air Quality40 median AQI — Good

Days by air quality category (2025)

Air quality in Bergen County, which includes Ramsey, is typically good — 258 good-air days per year.

Median AQI

40

Good Days

258

per year

Moderate Days

101

per year

Unhealthy Days

0

per year

Bergen County, county-wide

Ramsey is about 2% of Bergen County’s population, so county-wide figures may differ from local conditions.

Climate82°F summers, 22°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Ramsey has warm summers (avg high 82°F) and cold winters (avg low 22°F).

Spring (Mar–May)

59°/39°F

avg high / low

Summer (Jun–Aug)

82°/62°F

avg high / low

Fall (Sep–Nov)

64°/45°F

avg high / low

Winter (Dec–Feb)

40°/22°F

avg high / low

Annual Precipitation

50.6"

Annual Snowfall

32.7"

Hot Days/Year

14

days above 90°F

Freeze Days/Year

121

days below 32°F

Rainy Days/Year

123

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5.5"Jan: 3.39" precipitationFeb: 2.71" precipitationMar: 3.86" precipitationApr: 4.17" precipitationMay: 3.58" precipitationJun: 5.13" precipitationJul: 4.65" precipitationAug: 4.57" precipitationSep: 3.95" precipitationOct: 4.37" precipitationNov: 3.77" precipitationDec: 4.05" precipitation20°JJan: high 38°F, low 20°FFFeb: high 41°F, low 20°FMMar: high 48°F, low 29°FAApr: high 60°F, low 39°FMMay: high 71°F, low 50°FJJun: high 79°F, low 58°F84°JJul: high 84°F, low 64°FAAug: high 83°F, low 63°FSSep: high 76°F, low 56°FOOct: high 64°F, low 43°FNNov: high 53°F, low 35°FDDec: high 43°F, low 27°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan38°F20°F3.39"
Feb41°F20°F2.71"
Mar48°F29°F3.86"
Apr60°F39°F4.17"
May71°F50°F3.58"
Jun79°F58°F5.13"
Jul84°F64°F4.65"
Aug83°F63°F4.57"
Sep76°F56°F3.95"
Oct64°F43°F4.37"
Nov53°F35°F3.77"
Dec43°F27°F4.05"

Healthcare

Hospitals, ratings, and health insurance in Ramsey

Uninsured

4.3%

of residents

No hospitals inside Ramsey's limits — nearest hospitals · within 15 miles

Good Samaritan Hospital of Suffern

Acute Care Hospitals · ER available · 3.7 mi away · Suffern

Ramapo Ridge Behavioral Health Hospital

Psychiatric · 5.3 mi away · Wyckoff

Not rated

Bergen New Bridge Medical Center

Acute Care Hospitals · ER available · 7.1 mi away · Paramus

Not rated

Adult Health · vs. the typical US place

Obesity24.6%US 36.8%
Diabetes8.1%US 12.6%
High blood pressure31.4%US 37.1%
Current smoking7.5%US 15.0%
No leisure-time physical activity17.1%US 26.6%
Depression15.6%US 23.0%
Asthma8.5%US 10.7%
Routine checkup in past year79.6%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education9.7:1 student/teacher ratio

Schools and degree attainment in Ramsey

Ramsey's student/teacher ratio is 9.7:1 (lower than the national average of 16:1), and 67.0% of adults 25+ hold a bachelor's degree or higher.

Public Schools

5

within city limits

Private Schools

2

within city limits

College Degree Rate

67.0%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

9.7:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Ramsey

Eastwick College-Ramsey

Private for-profit · 2-year · 1,203 students · in-state tuition $19,354 · 71% graduate · median earnings $66,469 (10 yrs after entry)

Nearby Colleges (within 15 miles)

Bergen Community College

8 mi away

Public · 2-year · 10,557 students · in-state tuition $5,060 · 37% graduate · median earnings $52,092 (10 yrs after entry)

Mercy University

14.4 mi away

Private nonprofit · 4-year · 5,735 students · in-state tuition $23,650 · 56% graduate · median earnings $57,532 (10 yrs after entry)

Passaic County Community College

9.8 mi away

Public · 2-year · 4,260 students · in-state tuition $6,660 · 20% graduate · median earnings $42,497 (10 yrs after entry)

Berkeley College-Woodland Park

11.4 mi away

Private for-profit · 4-year · 1,778 students · in-state tuition $30,880 · 53% graduate · median earnings $46,839 (10 yrs after entry)

Felician University

13.5 mi away

Private nonprofit · 4-year · 1,774 students · in-state tuition $40,840 · 58% graduate · median earnings $64,432 (10 yrs after entry)

Eastwick College-Hackensack

13.2 mi away

Private for-profit · 2-year · 1,171 students · in-state tuition $18,693 · 54% graduate · median earnings $48,447 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Paterson Great Falls National Historical Park, 10 mi

Nearby national parks, recreation areas and public libraries for Ramsey

Ramsey has 8 nearby national parks or recreation areas, closest being Paterson Great Falls National Historical Park (10 mi away).

Nearby National Parks & Recreation Areas

Paterson Great Falls National Historical Park

National Historical Park

10 mi away

General Grant National Memorial

National Memorial

19 mi away

Hamilton Grange National Memorial

National Memorial

20 mi away

Saint Paul's Church National Historic Site

National Historic Site

20 mi away

Thomas Edison National Historical Park

National Historical Park

20 mi away

Stonewall National Monument

National Monument

24 mi away

Theodore Roosevelt Birthplace National Historic Site

National Historic Site

24 mi away

African Burial Ground National Monument

National Monument

25 mi away

Public Libraries in Ramsey

Ramsey Free Public Library

30 Wyckoff Avenue, Ramsey

Central library~60 hrs/week

Cities Near Ramsey

The closest cities within 60 miles

Planning a move to Ramsey?

Read our full moving guide — what it's really like to live here.

Moving to Ramsey →

Ramsey FAQ

Is Ramsey, New Jersey affordable?⌄

Ramsey's median rent is $2,245/month, which is significantly above the national average. The median household income is $160,996/year. Median home value is $697,300.

Is Ramsey, New Jersey safe?⌄

Ramsey's violent crime rate was 27 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1103 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Ramsey, New Jersey?⌄

Bergen County, which includes Ramsey, has an unemployment rate of 4.3%, which is close to the national average of 4.3%.

What is the cost of living in Ramsey, New Jersey?⌄

The cost of living in Ramsey is primarily driven by housing. Median rent is $2,245/month and median household income is $160,996/year. The median home value is $697,300. About 50% of renters spend more than 30% of their income on housing.

How is the commute in Ramsey, New Jersey?⌄

The average commute in Ramsey is 32 minutes, which is longer than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from