© OpenMapTiles © OpenStreetMap
Living in
Ramsey.
About
Life in Ramsey
This small Bergen County borough 26 miles northwest of Manhattan feels like a place where people genuinely plant roots. With a median household income around $161,000 and a median home value near $697,000, you're looking at a solidly affluent suburb—but it comes with the cost-of-living reality that entails. Nearly 70% of residents hold college degrees, and the median age of 44 reflects a stable, family-oriented community where about 62% of households are married couples and roughly a third have children.
Ramsey at a Glance
Population, income, housing and more
Median Age
41.8 yrs
Poverty Rate
4.3%
Foreign-Born
18.1%
Broadband Internet
94.8%
of households
Population Growth
+0.9%
recent change · Census Bureau
Median household income
Demographics18.1% foreign-born, most often from China, excluding Hong Kong and Taiwan
Who lives in Ramsey: race and ethnicity, ages, households, languages and countries of origin
In Ramsey, the largest foreign-born group is from China, excluding Hong Kong and Taiwan (13.8%), and 8.3% of residents speak Spanish at home.
Under 18
23.9%
of residents
65 and Older
15.3%
of residents
Households with Kids
35.5%
anyone under 18
Living Alone
26.8%
of households
Married Couples
56.9%
of households
Avg Household Size
2.70
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 31% above NJ average
Rent, home values, and income in Ramsey
In Ramsey, rent runs 31% above the NJ average, and home values are 53% above the NJ average.
Median rent (per month)
Median home value
Rent Burdened
49.9%
spending 30%+ of income on rent
Severely Rent Burdened
23.2%
spending 50%+
Cost of Living Index
112.6
metro area (BEA) · US avg = 100
Homeowners
79.2%
of occupied homes are owned
Typical Home Built
1968
median year built
Vacant Homes
0.0%
of housing units
Home Value Trend
Latest: $883,930 (September 2026)
Jobs & Economyunemployment 0.9 pts below NJ average
Unemployment in Ramsey
Unemployment in Bergen County, which includes Ramsey, is 0.9 percentage points lower than the NJ average.
Unemployment rate
Ramsey: Bergen County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Bergen County (county-wide) · Annual averages
Ramsey is about 2% of Bergen County’s population, so county-wide figures may differ from local conditions.
What Ramsey Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute31.8 min avg
How Ramsey residents get to work, and the nearest airports
In Ramsey, most residents drive alone to work (66%), and 55% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 23 mi
Westchester County Airport (HPN)
Small hub1.2M passengers boarded in 2025
- 24 mi
LaGuardia Airport (LGA)
Major hub16.3M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 92% below national average
Crime rates for 2025
Violent crime in Ramsey runs 92% below the national average.
Violent Crime Rate
26.6
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,103.2
per 100,000 residents
Below average (1,552 national, 2025)
Ramsey Police Department
Natural DisastersThunderstorm Wind most common — 5 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
97.8 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Bergen County, county-wide · FEMA NRI December 2025
In Bergen County, which includes Ramsey, the most common type is thunderstorm wind, with 5 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 5 | Winter Weather | None reported |
| 2024 | 17 | Thunderstorm Wind | $75,000 |
| 2023 | 10 | Flash Flood | $12,500 |
| 2022 | 21 | Thunderstorm Wind | $52,000 |
| 2021 | 25 | Thunderstorm Wind | $105,500 |
| 2020 | 20 | Thunderstorm Wind | $548,000 |
| 2019 | 30 | Thunderstorm Wind | $340,000 |
| 2018 | 36 | Flash Flood | $529,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Bergen County, county-wide
Ramsey is about 2% of Bergen County’s population, so county-wide figures may differ from local conditions.
Air Quality40 median AQI — Good
Days by air quality category (2025)
Air quality in Bergen County, which includes Ramsey, is typically good — 258 good-air days per year.
Median AQI
40
Good Days
258
per year
Moderate Days
101
per year
Unhealthy Days
0
per year
Bergen County, county-wide
Ramsey is about 2% of Bergen County’s population, so county-wide figures may differ from local conditions.
Climate82°F summers, 22°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Ramsey has warm summers (avg high 82°F) and cold winters (avg low 22°F).
Spring (Mar–May)
59°/39°F
avg high / low
Summer (Jun–Aug)
82°/62°F
avg high / low
Fall (Sep–Nov)
64°/45°F
avg high / low
Winter (Dec–Feb)
40°/22°F
avg high / low
Annual Precipitation
50.6"
Annual Snowfall
32.7"
Hot Days/Year
14
days above 90°F
Freeze Days/Year
121
days below 32°F
Rainy Days/Year
123
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 38°F | 20°F | 3.39" |
| Feb | 41°F | 20°F | 2.71" |
| Mar | 48°F | 29°F | 3.86" |
| Apr | 60°F | 39°F | 4.17" |
| May | 71°F | 50°F | 3.58" |
| Jun | 79°F | 58°F | 5.13" |
| Jul | 84°F | 64°F | 4.65" |
| Aug | 83°F | 63°F | 4.57" |
| Sep | 76°F | 56°F | 3.95" |
| Oct | 64°F | 43°F | 4.37" |
| Nov | 53°F | 35°F | 3.77" |
| Dec | 43°F | 27°F | 4.05" |
Healthcare
Hospitals, ratings, and health insurance in Ramsey
Uninsured
4.3%
of residents
No hospitals inside Ramsey's limits — nearest hospitals · within 15 miles
Good Samaritan Hospital of Suffern
Acute Care Hospitals · ER available · 3.7 mi away · Suffern
Ramapo Ridge Behavioral Health Hospital
Psychiatric · 5.3 mi away · Wyckoff
Bergen New Bridge Medical Center
Acute Care Hospitals · ER available · 7.1 mi away · Paramus
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education9.7:1 student/teacher ratio
Schools and degree attainment in Ramsey
Ramsey's student/teacher ratio is 9.7:1 (lower than the national average of 16:1), and 67.0% of adults 25+ hold a bachelor's degree or higher.
Public Schools
5
within city limits
Private Schools
2
within city limits
College Degree Rate
67.0%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
9.7:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Ramsey
Private for-profit · 2-year · 1,203 students · in-state tuition $19,354 · 71% graduate · median earnings $66,469 (10 yrs after entry)
Nearby Colleges (within 15 miles)
Public · 2-year · 10,557 students · in-state tuition $5,060 · 37% graduate · median earnings $52,092 (10 yrs after entry)
Private nonprofit · 4-year · 5,735 students · in-state tuition $23,650 · 56% graduate · median earnings $57,532 (10 yrs after entry)
Passaic County Community College
9.8 mi awayPublic · 2-year · 4,260 students · in-state tuition $6,660 · 20% graduate · median earnings $42,497 (10 yrs after entry)
Berkeley College-Woodland Park
11.4 mi awayPrivate for-profit · 4-year · 1,778 students · in-state tuition $30,880 · 53% graduate · median earnings $46,839 (10 yrs after entry)
Private nonprofit · 4-year · 1,774 students · in-state tuition $40,840 · 58% graduate · median earnings $64,432 (10 yrs after entry)
Private for-profit · 2-year · 1,171 students · in-state tuition $18,693 · 54% graduate · median earnings $48,447 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Paterson Great Falls National Historical Park, 10 mi
Nearby national parks, recreation areas and public libraries for Ramsey
Ramsey has 8 nearby national parks or recreation areas, closest being Paterson Great Falls National Historical Park (10 mi away).
Nearby National Parks & Recreation Areas
Paterson Great Falls National Historical Park
National Historical Park
10 mi awayGeneral Grant National Memorial
National Memorial
19 mi awayHamilton Grange National Memorial
National Memorial
20 mi awaySaint Paul's Church National Historic Site
National Historic Site
20 mi awayThomas Edison National Historical Park
National Historical Park
20 mi awayStonewall National Monument
National Monument
24 mi awayTheodore Roosevelt Birthplace National Historic Site
National Historic Site
24 mi awayAfrican Burial Ground National Monument
National Monument
25 mi awayPublic Libraries in Ramsey
Ramsey Free Public Library
30 Wyckoff Avenue, Ramsey
Cities Near Ramsey
The closest cities within 60 miles
Planning a move to Ramsey?
Read our full moving guide — what it's really like to live here.
Ramsey FAQ
Is Ramsey, New Jersey affordable?⌄
Ramsey's median rent is $2,245/month, which is significantly above the national average. The median household income is $160,996/year. Median home value is $697,300.
Is Ramsey, New Jersey safe?⌄
Ramsey's violent crime rate was 27 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1103 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Ramsey, New Jersey?⌄
Bergen County, which includes Ramsey, has an unemployment rate of 4.3%, which is close to the national average of 4.3%.
What is the cost of living in Ramsey, New Jersey?⌄
The cost of living in Ramsey is primarily driven by housing. Median rent is $2,245/month and median household income is $160,996/year. The median home value is $697,300. About 50% of renters spend more than 30% of their income on housing.
How is the commute in Ramsey, New Jersey?⌄
The average commute in Ramsey is 32 minutes, which is longer than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from