About

Life in Albany

Living here means embracing a city that's genuinely rebuilding itself—state government keeps the economy stable, but since 2020 the region has pivoted toward artificial intelligence, computer hardware, and nanotechnology, creating a real sense that something's shifting. You're about 135 miles north of New York City with a much lower cost of living (median home value around $235,000, median rent under $1,200) and a 19-minute average commute, which matters if you're tired of the sprawl game. The job market is solid—unemployment sits at 3.9%—and with a college degree rate of 44.8%, there's an actual educated population here, though this is still a working city, not a college town pretending to be one.

Albany at a Glance

Population, income, housing and more

Median Age

32.0 yrs

Poverty Rate

22.9%

Foreign-Born

15.2%

Broadband Internet

88.1%

of households

Population Growth

+2.6%

recent change · Census Bureau

Median household income

Albany$61,986
New York avg$85,974
US$80,734

Demographics15.2% foreign-born, most often from China, excluding Hong Kong and Taiwan

Who lives in Albany: race and ethnicity, ages, households, languages and countries of origin

In Albany, the largest foreign-born group is from China, excluding Hong Kong and Taiwan (7.2%), and 6.5% of residents speak Spanish at home.

Under 18

13.9%

of residents

65 and Older

14.0%

of residents

Households with Kids

17.4%

anyone under 18

Living Alone

43.9%

of households

Married Couples

23.7%

of households

Avg Household Size

2.00

people

Race & Ethnicity

White50.1%
Black24.6%
Hispanic or Latino11.0%
Asian7.7%
Two or more races5.5%
Other1.2%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

China7.2%
Jamaica7.1%
India6.1%
Philippines6.1%
Dominican Republic6.0%
Pakistan3.9%
Bangladesh3.9%
Guyana3.1%
Iraq3.0%
Afghanistan2.7%

Languages Spoken at Home

English only81.5%
Spanish6.5%
Other Indo-European3.1%
Other1.9%
Other Asian/Pacific1.7%
Chinese1.2%
French/Haitian1.1%
Arabic0.9%

Cost of Livingrent 25% below NY average

Rent, home values, and income in Albany

In Albany, rent runs 25% below the NY average, and home values are 45% below the NY average.

Median rent (per month)

Albany$1,216
New York avg$1,621
US$1,413

Median home value

Albany$234,700
New York avg$423,800
US$332,700

Rent Burdened

49.6%

spending 30%+ of income on rent

Severely Rent Burdened

30.1%

spending 50%+

Cost of Living Index

99.6

metro area (BEA) · US avg = 100

Median Property Tax

$5,091

per year, owner-occupied homes

Homeowners

38.2%

of occupied homes are owned

Typical Home Built

1949

median year built

Vacant Homes

12.0%

of housing units

Home Value Trend

$250,590
$331,504
202120222023202420252026

Latest: $331,504 (September 2026)

Jobs & Economyunemployment 0.4 pts below NY average

Unemployment in Albany

Unemployment in Albany is 0.4 percentage points lower than the NY average.

Unemployment rate

Albany3.9%
New York avg4.3%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

4.5%
4.7%
4%
4%
8.5%
5.3%
3.6%
3.7%
3.8%
3.9%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Albany Residents Do for Work · share of employed residents by industry

Education & health care30.3%
Professional & business services12.1%
Public administration11.9%
Retail10.6%
Arts, hospitality & food service9.4%
Manufacturing5.7%
Transportation & utilities5.7%
Finance & real estate5.4%

City residents, wherever they work

Commute20 min avg

How Albany residents get to work, and the nearest airports

In Albany, most residents drive alone to work (55%), and 79% get there in under 30 minutes.

How People Get to Work

Drive alone55.2%
Carpool10.4%
Public transit10.2%
Walk8.5%
Work from home13.2%
Other2.4%

Commute Time Distribution

Under 15 min36.4%
15–29 min42.3%
30–44 min13.6%
45–59 min3.2%
60+ min4.5%

Nearest airports · with airline service

  • Albany International Airport (ALB)

    Small hub1.6M passengers boarded in 2025

    7 mi
  • Bradley International Airport (BDL)

    Medium hub3.3M passengers boarded in 2025

    73 mi
  • LaGuardia Airport (LGA)

    Major hub16.3M passengers boarded in 2025

    129 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 153% above national average

Crime rates for 2025

Violent crime in Albany runs 153% above the national average.

Violent Crime Rate

832.3

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

2,713.5

per 100,000 residents

Above average (1,552 national, 2025)

Albany Police Department

Natural DisastersWinter Weather most common — 40 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Moderate

85.9 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Ice storm · HighLightning · HighCold wave · ModerateHurricane · ModerateLandslide · Moderate

Albany County, county-wide · FEMA NRI December 2025

In Albany County, which includes Albany, the most common type is winter weather, with 40 recorded events in 2025.

Most common events:

Winter WeatherStrong WindThunderstorm WindHeatWinter Storm

Storm events by year

YearEventsTop TypeProperty Damage
202540Strong Wind$163,000
202433Winter Weather$198,000
202324Winter Weather$58,000
202241Winter Weather$1,000
202137Winter Weather$30,000
202028Thunderstorm Wind$7.5M
201950Thunderstorm Wind$444,000
201843Winter Weather$19,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Albany County, county-wide

Air Quality39 median AQI — Good

Days by air quality category (2025)

Air quality in Albany County, which includes Albany, is typically good — 250 good-air days per year.

Median AQI

39

Good Days

250

per year

Moderate Days

110

per year

Unhealthy Days

0

per year

Albany County, county-wide

Climate82°F summers, 19°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Albany has warm summers (avg high 82°F) and very cold winters (avg low 19°F).

Spring (Mar–May)

59°/37°F

avg high / low

Summer (Jun–Aug)

82°/60°F

avg high / low

Fall (Sep–Nov)

62°/42°F

avg high / low

Winter (Dec–Feb)

36°/19°F

avg high / low

Annual Precipitation

43.1"

Annual Snowfall

56.2"

Hot Days/Year

10

days above 90°F

Freeze Days/Year

136

days below 32°F

Rainy Days/Year

141

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 2.60" precipitationFeb: 2.28" precipitationMar: 3.09" precipitationApr: 3.11" precipitationMay: 3.41" precipitationJun: 4.05" precipitationJul: 4.55" precipitationAug: 3.76" precipitationSep: 3.73" precipitationOct: 3.85" precipitationNov: 2.99" precipitationDec: 3.26" precipitation16°JJan: high 33°F, low 16°FFFeb: high 36°F, low 18°FMMar: high 45°F, low 26°FAApr: high 59°F, low 37°FMMay: high 71°F, low 48°FJJun: high 79°F, low 57°F84°JJul: high 84°F, low 62°FAAug: high 82°F, low 61°FSSep: high 74°F, low 53°FOOct: high 62°F, low 41°FNNov: high 49°F, low 32°FDDec: high 38°F, low 23°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan33°F16°F2.60"
Feb36°F18°F2.28"
Mar45°F26°F3.09"
Apr59°F37°F3.11"
May71°F48°F3.41"
Jun79°F57°F4.05"
Jul84°F62°F4.55"
Aug82°F61°F3.76"
Sep74°F53°F3.73"
Oct62°F41°F3.85"
Nov49°F32°F2.99"
Dec38°F23°F3.26"

Healthcare4 hospitals, avg 1.7/5

Hospitals, ratings, and health insurance in Albany

Albany has 4 hospitals, averaging 1.7 out of 5 on CMS's quality rating — below-average care.

Hospitals

4

within city limits

Uninsured

5.2%

of residents

Avg Hospital Rating

1.7 / 5

St Peter's Hospital

Acute Care Hospitals · ER available

Albany VA Medical Center

Acute Care - Veterans Administration · ER available

Albany Medical Center Hospital

Acute Care Hospitals · ER available

  • Main campus: Albany Medical Center Hospital · 43 New Scotland Avenue, Mail Code 34
  • Outpatient center: Albany Medical Center South Clinical Campus · 25 Hackett Blvd, Albany

Capital District Psych Center

Psychiatric

Not rated

Nearby hospitals · within 15 miles

Samaritan Hospital of Troy, New York

Acute Care Hospitals · ER available · 8 mi away · Troy

Sunnyview Hospital and Rehabilitation Center

Acute Care Hospitals · 12.2 mi away · Schenectady

Not rated

Ellis Hospital

Acute Care Hospitals · ER available · 12.2 mi away · Schenectady

Adult Health · vs. the typical US place

Obesity32.9%US 36.8%
Diabetes9.9%US 12.6%
High blood pressure31.2%US 37.1%
Current smoking12.3%US 15.0%
No leisure-time physical activity24.7%US 26.6%
Depression21.4%US 23.0%
Asthma11.6%US 10.7%
Routine checkup in past year78.1%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs. Campus locations © OpenStreetMap contributors.

Education12.4:1 student/teacher ratio

Schools and degree attainment in Albany

Albany's student/teacher ratio is 12.4:1 (lower than the national average of 16:1), and 45.3% of adults 25+ hold a bachelor's degree or higher.

Public Schools

23

within city limits

Private Schools

15

within city limits

College Degree Rate

45.3%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

12.4:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Albany

University at Albany

Public · 4-year · 12,564 students · in-state tuition $10,881 · 67% graduate · median earnings $72,751 (10 yrs after entry)

Excelsior University

Private nonprofit · 4-year · 11,550 students · 60% graduate · median earnings $81,471 (10 yrs after entry)

Maria College of Albany

Private nonprofit · 2-year · 656 students · in-state tuition $19,800 · 46% graduate · median earnings $63,018 (10 yrs after entry)

Albany College of Pharmacy and Health Sciences

Private nonprofit · 4-year · 481 students · in-state tuition $42,675 · 47% graduate · median earnings $128,214 (10 yrs after entry)

St. Peter's Hospital College of Nursing

Private nonprofit · 2-year · 123 students · in-state tuition $15,358 · 73% graduate · median earnings $83,862 (10 yrs after entry)

Nearby Colleges (within 15 miles)

Hudson Valley Community College

6.2 mi away

Public · 2-year · 6,499 students · in-state tuition $6,796 · 37% graduate · median earnings $50,915 (10 yrs after entry)

Rensselaer Polytechnic Institute

7.6 mi away

Private nonprofit · 4-year · 5,714 students · in-state tuition $66,032 · 85% graduate · median earnings $113,011 (10 yrs after entry)

Union College

12.4 mi away

Private nonprofit · 4-year · 2,046 students · in-state tuition $71,676 · 85% graduate · median earnings $95,269 (10 yrs after entry)

Schenectady County Community College

12.8 mi away

Public · 2-year · 1,507 students · in-state tuition $6,612 · 24% graduate · median earnings $44,042 (10 yrs after entry)

Russell Sage College

6.8 mi away

Private nonprofit · 4-year · 1,244 students · in-state tuition $39,812 · 67% graduate · median earnings $61,760 (10 yrs after entry)

Bryant & Stratton College-Albany

2.3 mi away

Private nonprofit · 2-year · 240 students · in-state tuition $18,859 · 37% graduate · median earnings $37,469 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Martin Van Buren National Historic Site, 21 mi

Nearby national parks, recreation areas and public libraries for Albany

Albany has 8 nearby national parks or recreation areas, closest being Martin Van Buren National Historic Site (21 mi away).

Nearby National Parks & Recreation Areas

Martin Van Buren National Historic Site

National Historic Site

21 mi away

Saratoga National Historical Park

National Historical Park

24 mi away

Thomas Cole National Historic Site

National Historic Site

31 mi away

Coltsville National Historical Park

National Historical Park

33 mi away

Vanderbilt Mansion National Historic Site

National Historic Site

61 mi away

Eleanor Roosevelt National Historic Site

National Historic Site

63 mi away

Home Of Franklin D Roosevelt National Historic Site

National Historic Site

63 mi away

New England National Scenic Trail

National Scenic Trail

70 mi away

Public Libraries in Albany

Albany Public Library

161 Washington Avenue, Albany

Central library~52 hrs/week

Arbor Hill/West Hill Branch

148 Henry Johnson Boulevard, Albany

Branch~44 hrs/week

Delaware Branch

331 Delaware Avenue, Albany

Branch~41 hrs/week

John A. Howe Branch

105 Schuyler Street, Albany

Branch~41 hrs/week

John J. Bach Branch

455 New Scotland Avenue, Albany

Branch~44 hrs/week

North Albany Branch

616 North Pearl Street, Albany

Branch~34 hrs/week

Pine Hills Branch

517 Western Ave., Albany

Branch~41 hrs/week

Cities Near Albany

The closest cities within 60 miles

Planning a move to Albany?

Read our full moving guide — what it's really like to live here.

Moving to Albany →

Albany FAQ

Is Albany, New York affordable?⌄

Albany's median rent is $1,216/month, which is below the national average, making it relatively affordable. The median household income is $61,986/year. Median home value is $234,700.

Is Albany, New York safe?⌄

Albany's violent crime rate was 832 per 100,000 residents in 2025, which is significantly above the national average of 329/100k that year. Property crime rate is 2714 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Albany, New York?⌄

Albany has an unemployment rate of 3.9%, which is close to the national average of 4.3%.

What is the cost of living in Albany, New York?⌄

The cost of living in Albany is primarily driven by housing. Median rent is $1,216/month and median household income is $61,986/year. The median home value is $234,700. About 50% of renters spend more than 30% of their income on housing.

How is the commute in Albany, New York?⌄

The average commute in Albany is 20 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from