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Living in
Albany.
About
Life in Albany
Living here means embracing a city that's genuinely rebuilding itself—state government keeps the economy stable, but since 2020 the region has pivoted toward artificial intelligence, computer hardware, and nanotechnology, creating a real sense that something's shifting. You're about 135 miles north of New York City with a much lower cost of living (median home value around $235,000, median rent under $1,200) and a 19-minute average commute, which matters if you're tired of the sprawl game. The job market is solid—unemployment sits at 3.9%—and with a college degree rate of 44.8%, there's an actual educated population here, though this is still a working city, not a college town pretending to be one.
Albany at a Glance
Population, income, housing and more
Median Age
32.0 yrs
Poverty Rate
22.9%
Foreign-Born
15.2%
Broadband Internet
88.1%
of households
Population Growth
+2.6%
recent change · Census Bureau
Median household income
Demographics15.2% foreign-born, most often from China, excluding Hong Kong and Taiwan
Who lives in Albany: race and ethnicity, ages, households, languages and countries of origin
In Albany, the largest foreign-born group is from China, excluding Hong Kong and Taiwan (7.2%), and 6.5% of residents speak Spanish at home.
Under 18
13.9%
of residents
65 and Older
14.0%
of residents
Households with Kids
17.4%
anyone under 18
Living Alone
43.9%
of households
Married Couples
23.7%
of households
Avg Household Size
2.00
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 25% below NY average
Rent, home values, and income in Albany
In Albany, rent runs 25% below the NY average, and home values are 45% below the NY average.
Median rent (per month)
Median home value
Rent Burdened
49.6%
spending 30%+ of income on rent
Severely Rent Burdened
30.1%
spending 50%+
Cost of Living Index
99.6
metro area (BEA) · US avg = 100
Median Property Tax
$5,091
per year, owner-occupied homes
Homeowners
38.2%
of occupied homes are owned
Typical Home Built
1949
median year built
Vacant Homes
12.0%
of housing units
Home Value Trend
Latest: $331,504 (September 2026)
Jobs & Economyunemployment 0.4 pts below NY average
Unemployment in Albany
Unemployment in Albany is 0.4 percentage points lower than the NY average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Albany Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute20 min avg
How Albany residents get to work, and the nearest airports
In Albany, most residents drive alone to work (55%), and 79% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 7 mi
Albany International Airport (ALB)
Small hub1.6M passengers boarded in 2025
- 73 mi
Bradley International Airport (BDL)
Medium hub3.3M passengers boarded in 2025
- 129 mi
LaGuardia Airport (LGA)
Major hub16.3M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 153% above national average
Crime rates for 2025
Violent crime in Albany runs 153% above the national average.
Violent Crime Rate
832.3
per 100,000 residents
Above average (329 national, 2025)
Property Crime Rate
2,713.5
per 100,000 residents
Above average (1,552 national, 2025)
Albany Police Department
Natural DisastersWinter Weather most common — 40 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
85.9 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Albany County, county-wide · FEMA NRI December 2025
In Albany County, which includes Albany, the most common type is winter weather, with 40 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 40 | Strong Wind | $163,000 |
| 2024 | 33 | Winter Weather | $198,000 |
| 2023 | 24 | Winter Weather | $58,000 |
| 2022 | 41 | Winter Weather | $1,000 |
| 2021 | 37 | Winter Weather | $30,000 |
| 2020 | 28 | Thunderstorm Wind | $7.5M |
| 2019 | 50 | Thunderstorm Wind | $444,000 |
| 2018 | 43 | Winter Weather | $19,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Albany County, county-wide
Air Quality39 median AQI — Good
Days by air quality category (2025)
Air quality in Albany County, which includes Albany, is typically good — 250 good-air days per year.
Median AQI
39
Good Days
250
per year
Moderate Days
110
per year
Unhealthy Days
0
per year
Albany County, county-wide
Climate82°F summers, 19°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Albany has warm summers (avg high 82°F) and very cold winters (avg low 19°F).
Spring (Mar–May)
59°/37°F
avg high / low
Summer (Jun–Aug)
82°/60°F
avg high / low
Fall (Sep–Nov)
62°/42°F
avg high / low
Winter (Dec–Feb)
36°/19°F
avg high / low
Annual Precipitation
43.1"
Annual Snowfall
56.2"
Hot Days/Year
10
days above 90°F
Freeze Days/Year
136
days below 32°F
Rainy Days/Year
141
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 33°F | 16°F | 2.60" |
| Feb | 36°F | 18°F | 2.28" |
| Mar | 45°F | 26°F | 3.09" |
| Apr | 59°F | 37°F | 3.11" |
| May | 71°F | 48°F | 3.41" |
| Jun | 79°F | 57°F | 4.05" |
| Jul | 84°F | 62°F | 4.55" |
| Aug | 82°F | 61°F | 3.76" |
| Sep | 74°F | 53°F | 3.73" |
| Oct | 62°F | 41°F | 3.85" |
| Nov | 49°F | 32°F | 2.99" |
| Dec | 38°F | 23°F | 3.26" |
Healthcare4 hospitals, avg 1.7/5
Hospitals, ratings, and health insurance in Albany
Albany has 4 hospitals, averaging 1.7 out of 5 on CMS's quality rating — below-average care.
Hospitals
4
within city limits
Uninsured
5.2%
of residents
Avg Hospital Rating
1.7 / 5
St Peter's Hospital
Acute Care Hospitals · ER available
Albany VA Medical Center
Acute Care - Veterans Administration · ER available
Albany Medical Center Hospital
Acute Care Hospitals · ER available
- Main campus: Albany Medical Center Hospital · 43 New Scotland Avenue, Mail Code 34
- Outpatient center: Albany Medical Center South Clinical Campus · 25 Hackett Blvd, Albany
Capital District Psych Center
Psychiatric
Nearby hospitals · within 15 miles
Samaritan Hospital of Troy, New York
Acute Care Hospitals · ER available · 8 mi away · Troy
Sunnyview Hospital and Rehabilitation Center
Acute Care Hospitals · 12.2 mi away · Schenectady
Ellis Hospital
Acute Care Hospitals · ER available · 12.2 mi away · Schenectady
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs. Campus locations © OpenStreetMap contributors.
Education12.4:1 student/teacher ratio
Schools and degree attainment in Albany
Albany's student/teacher ratio is 12.4:1 (lower than the national average of 16:1), and 45.3% of adults 25+ hold a bachelor's degree or higher.
Public Schools
23
within city limits
Private Schools
15
within city limits
College Degree Rate
45.3%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
12.4:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Albany
Public · 4-year · 12,564 students · in-state tuition $10,881 · 67% graduate · median earnings $72,751 (10 yrs after entry)
Private nonprofit · 4-year · 11,550 students · 60% graduate · median earnings $81,471 (10 yrs after entry)
Private nonprofit · 2-year · 656 students · in-state tuition $19,800 · 46% graduate · median earnings $63,018 (10 yrs after entry)
Albany College of Pharmacy and Health Sciences
Private nonprofit · 4-year · 481 students · in-state tuition $42,675 · 47% graduate · median earnings $128,214 (10 yrs after entry)
St. Peter's Hospital College of Nursing
Private nonprofit · 2-year · 123 students · in-state tuition $15,358 · 73% graduate · median earnings $83,862 (10 yrs after entry)
Nearby Colleges (within 15 miles)
Hudson Valley Community College
6.2 mi awayPublic · 2-year · 6,499 students · in-state tuition $6,796 · 37% graduate · median earnings $50,915 (10 yrs after entry)
Rensselaer Polytechnic Institute
7.6 mi awayPrivate nonprofit · 4-year · 5,714 students · in-state tuition $66,032 · 85% graduate · median earnings $113,011 (10 yrs after entry)
Private nonprofit · 4-year · 2,046 students · in-state tuition $71,676 · 85% graduate · median earnings $95,269 (10 yrs after entry)
Schenectady County Community College
12.8 mi awayPublic · 2-year · 1,507 students · in-state tuition $6,612 · 24% graduate · median earnings $44,042 (10 yrs after entry)
Private nonprofit · 4-year · 1,244 students · in-state tuition $39,812 · 67% graduate · median earnings $61,760 (10 yrs after entry)
Bryant & Stratton College-Albany
2.3 mi awayPrivate nonprofit · 2-year · 240 students · in-state tuition $18,859 · 37% graduate · median earnings $37,469 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Martin Van Buren National Historic Site, 21 mi
Nearby national parks, recreation areas and public libraries for Albany
Albany has 8 nearby national parks or recreation areas, closest being Martin Van Buren National Historic Site (21 mi away).
Nearby National Parks & Recreation Areas
Martin Van Buren National Historic Site
National Historic Site
21 mi awaySaratoga National Historical Park
National Historical Park
24 mi awayThomas Cole National Historic Site
National Historic Site
31 mi awayColtsville National Historical Park
National Historical Park
33 mi awayVanderbilt Mansion National Historic Site
National Historic Site
61 mi awayEleanor Roosevelt National Historic Site
National Historic Site
63 mi awayHome Of Franklin D Roosevelt National Historic Site
National Historic Site
63 mi awayNew England National Scenic Trail
National Scenic Trail
70 mi awayPublic Libraries in Albany
Albany Public Library
161 Washington Avenue, Albany
Arbor Hill/West Hill Branch
148 Henry Johnson Boulevard, Albany
Delaware Branch
331 Delaware Avenue, Albany
John A. Howe Branch
105 Schuyler Street, Albany
John J. Bach Branch
455 New Scotland Avenue, Albany
North Albany Branch
616 North Pearl Street, Albany
Pine Hills Branch
517 Western Ave., Albany
Cities Near Albany
The closest cities within 60 miles
Planning a move to Albany?
Read our full moving guide — what it's really like to live here.
Albany FAQ
Is Albany, New York affordable?⌄
Albany's median rent is $1,216/month, which is below the national average, making it relatively affordable. The median household income is $61,986/year. Median home value is $234,700.
Is Albany, New York safe?⌄
Albany's violent crime rate was 832 per 100,000 residents in 2025, which is significantly above the national average of 329/100k that year. Property crime rate is 2714 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Albany, New York?⌄
Albany has an unemployment rate of 3.9%, which is close to the national average of 4.3%.
What is the cost of living in Albany, New York?⌄
The cost of living in Albany is primarily driven by housing. Median rent is $1,216/month and median household income is $61,986/year. The median home value is $234,700. About 50% of renters spend more than 30% of their income on housing.
How is the commute in Albany, New York?⌄
The average commute in Albany is 20 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from