About

Life in Albemarle

Living in Albemarle means settling into a genuine small-to-mid-size town that's just far enough from Charlotte's sprawl to feel like its own place, yet close enough that you're only about 26 minutes from real job opportunities if you need them. The cost of living is genuinely accessible—median home values around $204,800 and median rent under $900 a month put you in a much more comfortable position than you'd be in Charlotte proper, and that affordable baseline actually allows people to stay here long-term rather than getting priced out. The job market is steady rather than booming; unemployment sits at a reasonable 3.1%, and while the area isn't a tech hub, the stable local economy and proximity to the Charlotte metro means there's real work available if you're flexible.

Albemarle at a Glance

Population, income, housing and more

Median Age

39.5 yrs

Poverty Rate

24.9%

Foreign-Born

5.0%

Broadband Internet

84.0%

of households

Population Growth

+8.0%

recent change · Census Bureau

Median household income

Albemarle$46,881
North Carolina avg$72,388
US$80,734

Demographics5.0% foreign-born, most often from Mexico

Who lives in Albemarle: race and ethnicity, ages, households, languages and countries of origin

In Albemarle, the largest foreign-born group is from Mexico (40.8%), and 4.7% of residents speak Spanish at home.

Under 18

21.9%

of residents

65 and Older

20.4%

of residents

Households with Kids

30.5%

anyone under 18

Living Alone

34.4%

of households

Married Couples

35.8%

of households

Avg Household Size

2.38

people

Race & Ethnicity

White62.1%
Black25.2%
Hispanic or Latino6.2%
Asian3.5%
Two or more races1.9%
Pacific Islander0.9%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico40.8%
Vietnam13.1%
Laos12.8%
Micronesia11.5%
India5.1%
Philippines4.3%
Haiti4.0%
Canada3.1%
Venezuela2.5%
England1.5%

Languages Spoken at Home

English only91.3%
Spanish4.7%
Other Asian/Pacific2.4%
Vietnamese0.6%
French/Haitian0.5%
Other Indo-European0.3%
Korean0.1%
German/Germanic0.1%

Cost of Livingrent 28% below NC average

Rent, home values, and income in Albemarle

In Albemarle, rent runs 28% below the NC average, and home values are 29% below the NC average.

Median rent (per month)

Albemarle$880
North Carolina avg$1,228
US$1,413

Median home value

Albemarle$204,800
North Carolina avg$288,900
US$332,700

Rent Burdened

49.5%

spending 30%+ of income on rent

Severely Rent Burdened

22.7%

spending 50%+

Median Property Tax

$1,396

per year, owner-occupied homes

Homeowners

56.3%

of occupied homes are owned

Typical Home Built

1966

median year built

Vacant Homes

14.5%

of housing units

Home Value Trend

$194,509
$260,512
202120222023202420252026

Latest: $260,512 (September 2026)

Jobs & Economyunemployment 0.6 pts below NC average

Unemployment in Albemarle

Unemployment in Stanly County, which includes Albemarle, is 0.6 percentage points lower than the NC average.

Unemployment rate

Albemarle3.2%
North Carolina avg3.8%
US4.3%

Albemarle: Stanly County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

4.7%
4.2%
3.7%
3.7%
6.4%
4.5%
3.4%
3.1%
3.1%
3.2%
2016201720182019202020212022202320242025

Stanly County (county-wide) · Annual averages

What Albemarle Residents Do for Work · share of employed residents by industry

Education & health care21.6%
Manufacturing15.5%
Retail15.4%
Arts, hospitality & food service8.1%
Construction7.6%
Professional & business services7.4%
Other services5.8%
Transportation & utilities4.9%

City residents, wherever they work

Commute24.1 min avg

How Albemarle residents get to work, and the nearest airports

In Albemarle, most residents drive alone to work (78%), and 69% get there in under 30 minutes.

How People Get to Work

Drive alone77.7%
Carpool11.7%
Public transit0.5%
Walk0.5%
Work from home8.2%
Other1.4%

Commute Time Distribution

Under 15 min50.7%
15–29 min18.5%
30–44 min9.4%
45–59 min9.7%
60+ min11.7%

Nearest airports · with airline service

  • Concord-Padgett Regional Airport (USA)

    Regional airport · few flights196k passengers boarded in 2025

    29 mi
  • Charlotte Douglas International Airport (CLT)

    Major hub25.9M passengers boarded in 2025

    43 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 118% above national average

Crime rates for 2025

Violent crime in Albemarle runs 118% above the national average.

Violent Crime Rate

716.4

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

2,552.7

per 100,000 residents

Above average (1,552 national, 2025)

Albemarle Police Department

Natural DisastersThunderstorm Wind most common — 12 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

58.8 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Ice storm · HighStrong wind · ModerateTornado · Moderate

Stanly County, county-wide · FEMA NRI December 2025

In Stanly County, which includes Albemarle, the most common type is thunderstorm wind, with 12 recorded events in 2025.

Most common events:

Thunderstorm WindFlash FloodTornadoWinter WeatherWinter Storm

Storm events by year

YearEventsTop TypeProperty Damage
202512Thunderstorm Wind$41,000
20245Thunderstorm Wind$35,000
20237Thunderstorm Wind$45,000
202213Thunderstorm Wind$865,000
20213Thunderstorm Wind$110,000
202014Thunderstorm Wind$1.7M
20197Thunderstorm Wind$131,500
201816Thunderstorm Wind$4.2M

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Stanly County, county-wide

Air Quality39 median AQI — Good

Days by air quality category (2025)

Air quality in Montgomery County, NC (the nearest EPA-monitored county, about 16 miles from Albemarle) is typically good — 297 good-air days per year.

Median AQI

39

Good Days

297

per year

Moderate Days

66

per year

Unhealthy Days

0

per year

Nearest EPA monitor county: Montgomery County, NC (16 mi away)

Climate87°F summers, 33°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Albemarle has warm summers (avg high 87°F) and mild winters (avg low 33°F).

Spring (Mar–May)

71°/49°F

avg high / low

Summer (Jun–Aug)

87°/68°F

avg high / low

Fall (Sep–Nov)

72°/50°F

avg high / low

Winter (Dec–Feb)

53°/33°F

avg high / low

Annual Precipitation

48.3"

Annual Snowfall

0.8"

Hot Days/Year

39

days above 90°F

Freeze Days/Year

66

days below 32°F

Rainy Days/Year

87

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°5.5"Jan: 3.80" precipitationFeb: 2.96" precipitationMar: 3.99" precipitationApr: 3.74" precipitationMay: 3.50" precipitationJun: 4.74" precipitationJul: 5.23" precipitationAug: 4.85" precipitationSep: 4.62" precipitationOct: 3.59" precipitationNov: 3.34" precipitationDec: 3.92" precipitation31°JJan: high 51°F, low 31°FFFeb: high 55°F, low 33°FMMar: high 63°F, low 40°FAApr: high 72°F, low 48°FMMay: high 79°F, low 57°FJJun: high 86°F, low 66°F89°JJul: high 89°F, low 69°FAAug: high 87°F, low 68°FSSep: high 81°F, low 62°FOOct: high 73°F, low 50°FNNov: high 62°F, low 40°FDDec: high 54°F, low 34°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan51°F31°F3.80"
Feb55°F33°F2.96"
Mar63°F40°F3.99"
Apr72°F48°F3.74"
May79°F57°F3.50"
Jun86°F66°F4.74"
Jul89°F69°F5.23"
Aug87°F68°F4.85"
Sep81°F62°F4.62"
Oct73°F50°F3.59"
Nov62°F40°F3.34"
Dec54°F34°F3.92"

Healthcare1 hospital, avg 3.0/5

Hospitals, ratings, and health insurance in Albemarle

Albemarle has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.

Hospitals

1

within city limits

Uninsured

10.3%

of residents

Avg Hospital Rating

3.0 / 5

Stanly Regional Medical Center

Acute Care Hospitals · ER available

Adult Health · vs. the typical US place

Obesity38.3%US 36.8%
Diabetes14.6%US 12.6%
High blood pressure41.2%US 37.1%
Current smoking17.0%US 15.0%
No leisure-time physical activity28.4%US 26.6%
Depression25.2%US 23.0%
Asthma11.6%US 10.7%
Routine checkup in past year80.2%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education18.4:1 student/teacher ratio

Schools and degree attainment in Albemarle

Albemarle's student/teacher ratio is 18.4:1 (higher than the national average of 16:1), and 20.4% of adults 25+ hold a bachelor's degree or higher.

Public Schools

8

within city limits

Private Schools

1

within city limits

College Degree Rate

20.4%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

18.4:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Parks & Recreationclosest: Guilford Courthouse National Military Park, 57 mi

Nearby national parks, recreation areas and public libraries for Albemarle

Albemarle has 4 nearby national parks or recreation areas, closest being Guilford Courthouse National Military Park (57 mi away).

Nearby National Parks & Recreation Areas

Guilford Courthouse National Military Park

National Military Park

57 mi away

Kings Mountain National Military Park

National Military Park

69 mi away

Overmountain Victory National Historic Trail

National Historic Trail

69 mi away

Cowpens National Battlefield

National Battlefield

93 mi away

Public Libraries in Albemarle

Stanly County Public Library

133 E Main St, Albemarle

Central library~49 hrs/week

History Center

157 North 2nd Street, Albemarle

Branch~38 hrs/week

Cities Near Albemarle

The closest cities within 60 miles

Planning a move to Albemarle?

Read our full moving guide — what it's really like to live here.

Moving to Albemarle →

Albemarle FAQ

Is Albemarle, North Carolina affordable?⌄

Albemarle's median rent is $880/month, which is below the national average, making it relatively affordable. The median household income is $46,881/year. Median home value is $204,800.

Is Albemarle, North Carolina safe?⌄

Albemarle's violent crime rate was 716 per 100,000 residents in 2025, which is significantly above the national average of 329/100k that year. Property crime rate is 2553 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Albemarle, North Carolina?⌄

Stanly County, which includes Albemarle, has an unemployment rate of 3.2%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Albemarle, North Carolina?⌄

The cost of living in Albemarle is primarily driven by housing. Median rent is $880/month and median household income is $46,881/year. The median home value is $204,800. About 50% of renters spend more than 30% of their income on housing.

How is the commute in Albemarle, North Carolina?⌄

The average commute in Albemarle is 24 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from