About
Life in Albemarle
Living in Albemarle means settling into a genuine small-to-mid-size town that's just far enough from Charlotte's sprawl to feel like its own place, yet close enough that you're only about 26 minutes from real job opportunities if you need them. The cost of living is genuinely accessible—median home values around $204,800 and median rent under $900 a month put you in a much more comfortable position than you'd be in Charlotte proper, and that affordable baseline actually allows people to stay here long-term rather than getting priced out. The job market is steady rather than booming; unemployment sits at a reasonable 3.1%, and while the area isn't a tech hub, the stable local economy and proximity to the Charlotte metro means there's real work available if you're flexible.
Albemarle at a Glance
Population, income, housing and more
Median Age
39.5 yrs
Poverty Rate
24.9%
Foreign-Born
5.0%
Broadband Internet
84.0%
of households
Population Growth
+8.0%
recent change · Census Bureau
Median household income
Demographics5.0% foreign-born, most often from Mexico
Who lives in Albemarle: race and ethnicity, ages, households, languages and countries of origin
In Albemarle, the largest foreign-born group is from Mexico (40.8%), and 4.7% of residents speak Spanish at home.
Under 18
21.9%
of residents
65 and Older
20.4%
of residents
Households with Kids
30.5%
anyone under 18
Living Alone
34.4%
of households
Married Couples
35.8%
of households
Avg Household Size
2.38
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 28% below NC average
Rent, home values, and income in Albemarle
In Albemarle, rent runs 28% below the NC average, and home values are 29% below the NC average.
Median rent (per month)
Median home value
Rent Burdened
49.5%
spending 30%+ of income on rent
Severely Rent Burdened
22.7%
spending 50%+
Median Property Tax
$1,396
per year, owner-occupied homes
Homeowners
56.3%
of occupied homes are owned
Typical Home Built
1966
median year built
Vacant Homes
14.5%
of housing units
Home Value Trend
Latest: $260,512 (September 2026)
Jobs & Economyunemployment 0.6 pts below NC average
Unemployment in Albemarle
Unemployment in Stanly County, which includes Albemarle, is 0.6 percentage points lower than the NC average.
Unemployment rate
Albemarle: Stanly County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Stanly County (county-wide) · Annual averages
What Albemarle Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute24.1 min avg
How Albemarle residents get to work, and the nearest airports
In Albemarle, most residents drive alone to work (78%), and 69% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 29 mi
Concord-Padgett Regional Airport (USA)
Regional airport · few flights196k passengers boarded in 2025
- 43 mi
Charlotte Douglas International Airport (CLT)
Major hub25.9M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 118% above national average
Crime rates for 2025
Violent crime in Albemarle runs 118% above the national average.
Violent Crime Rate
716.4
per 100,000 residents
Above average (329 national, 2025)
Property Crime Rate
2,552.7
per 100,000 residents
Above average (1,552 national, 2025)
Albemarle Police Department
Natural DisastersThunderstorm Wind most common — 12 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
58.8 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Stanly County, county-wide · FEMA NRI December 2025
In Stanly County, which includes Albemarle, the most common type is thunderstorm wind, with 12 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 12 | Thunderstorm Wind | $41,000 |
| 2024 | 5 | Thunderstorm Wind | $35,000 |
| 2023 | 7 | Thunderstorm Wind | $45,000 |
| 2022 | 13 | Thunderstorm Wind | $865,000 |
| 2021 | 3 | Thunderstorm Wind | $110,000 |
| 2020 | 14 | Thunderstorm Wind | $1.7M |
| 2019 | 7 | Thunderstorm Wind | $131,500 |
| 2018 | 16 | Thunderstorm Wind | $4.2M |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Stanly County, county-wide
Air Quality39 median AQI — Good
Days by air quality category (2025)
Air quality in Montgomery County, NC (the nearest EPA-monitored county, about 16 miles from Albemarle) is typically good — 297 good-air days per year.
Median AQI
39
Good Days
297
per year
Moderate Days
66
per year
Unhealthy Days
0
per year
Nearest EPA monitor county: Montgomery County, NC (16 mi away)
Climate87°F summers, 33°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Albemarle has warm summers (avg high 87°F) and mild winters (avg low 33°F).
Spring (Mar–May)
71°/49°F
avg high / low
Summer (Jun–Aug)
87°/68°F
avg high / low
Fall (Sep–Nov)
72°/50°F
avg high / low
Winter (Dec–Feb)
53°/33°F
avg high / low
Annual Precipitation
48.3"
Annual Snowfall
0.8"
Hot Days/Year
39
days above 90°F
Freeze Days/Year
66
days below 32°F
Rainy Days/Year
87
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 51°F | 31°F | 3.80" |
| Feb | 55°F | 33°F | 2.96" |
| Mar | 63°F | 40°F | 3.99" |
| Apr | 72°F | 48°F | 3.74" |
| May | 79°F | 57°F | 3.50" |
| Jun | 86°F | 66°F | 4.74" |
| Jul | 89°F | 69°F | 5.23" |
| Aug | 87°F | 68°F | 4.85" |
| Sep | 81°F | 62°F | 4.62" |
| Oct | 73°F | 50°F | 3.59" |
| Nov | 62°F | 40°F | 3.34" |
| Dec | 54°F | 34°F | 3.92" |
Healthcare1 hospital, avg 3.0/5
Hospitals, ratings, and health insurance in Albemarle
Albemarle has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.
Hospitals
1
within city limits
Uninsured
10.3%
of residents
Avg Hospital Rating
3.0 / 5
Stanly Regional Medical Center
Acute Care Hospitals · ER available
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education18.4:1 student/teacher ratio
Schools and degree attainment in Albemarle
Albemarle's student/teacher ratio is 18.4:1 (higher than the national average of 16:1), and 20.4% of adults 25+ hold a bachelor's degree or higher.
Public Schools
8
within city limits
Private Schools
1
within city limits
College Degree Rate
20.4%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
18.4:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreationclosest: Guilford Courthouse National Military Park, 57 mi
Nearby national parks, recreation areas and public libraries for Albemarle
Albemarle has 4 nearby national parks or recreation areas, closest being Guilford Courthouse National Military Park (57 mi away).
Nearby National Parks & Recreation Areas
Guilford Courthouse National Military Park
National Military Park
57 mi awayKings Mountain National Military Park
National Military Park
69 mi awayOvermountain Victory National Historic Trail
National Historic Trail
69 mi awayCowpens National Battlefield
National Battlefield
93 mi awayPublic Libraries in Albemarle
Stanly County Public Library
133 E Main St, Albemarle
History Center
157 North 2nd Street, Albemarle
Cities Near Albemarle
The closest cities within 60 miles
Planning a move to Albemarle?
Read our full moving guide — what it's really like to live here.
Albemarle FAQ
Is Albemarle, North Carolina affordable?⌄
Albemarle's median rent is $880/month, which is below the national average, making it relatively affordable. The median household income is $46,881/year. Median home value is $204,800.
Is Albemarle, North Carolina safe?⌄
Albemarle's violent crime rate was 716 per 100,000 residents in 2025, which is significantly above the national average of 329/100k that year. Property crime rate is 2553 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Albemarle, North Carolina?⌄
Stanly County, which includes Albemarle, has an unemployment rate of 3.2%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Albemarle, North Carolina?⌄
The cost of living in Albemarle is primarily driven by housing. Median rent is $880/month and median household income is $46,881/year. The median home value is $204,800. About 50% of renters spend more than 30% of their income on housing.
How is the commute in Albemarle, North Carolina?⌄
The average commute in Albemarle is 24 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from