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Living in
Clayton.
About
Life in Clayton
Clayton is a community of 13,269 people in Ohio. The median household income is $92,879, median rent runs about $1,069 per month, and median home values are around $208,200. The unemployment rate is 5.0%.
Clayton at a Glance
Population, income, housing and more
Median Age
45.6 yrs
Poverty Rate
7.0%
Foreign-Born
5.6%
Broadband Internet
96.6%
of households
Population Growth
+0.7%
recent change · Census Bureau
Median household income
Demographics5.6% foreign-born, most often from India
Who lives in Clayton: race and ethnicity, ages, households, languages and countries of origin
In Clayton, the largest foreign-born group is from India (21.0%), and 2.0% of residents speak Spanish at home.
Under 18
21.1%
of residents
65 and Older
22.3%
of residents
Households with Kids
29.0%
anyone under 18
Living Alone
27.3%
of households
Married Couples
51.7%
of households
Avg Household Size
2.44
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent about average for OH
Rent, home values, and income in Clayton
Rent and home values here are close to the OH average.
Median rent (per month)
Median home value
Rent Burdened
38.0%
spending 30%+ of income on rent
Severely Rent Burdened
14.6%
spending 50%+
Cost of Living Index
92.7
metro area (BEA) · US avg = 100
Median Property Tax
$3,948
per year, owner-occupied homes
Homeowners
82.0%
of occupied homes are owned
Typical Home Built
1972
median year built
Vacant Homes
3.5%
of housing units
Home Value Trend
Latest: $257,863 (September 2026)
Jobs & Economyunemployment 0.4 pts above OH average
Unemployment in Clayton and typical pay across the metro area
Unemployment in Montgomery County, which includes Clayton, is 0.4 percentage points higher than the OH average.
Unemployment rate
Clayton: Montgomery County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Montgomery County (county-wide) · Annual averages
Clayton is about 2% of Montgomery County’s population, so county-wide figures may differ from local conditions.
What Clayton Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Commute20.6 min avg
How Clayton residents get to work, and the nearest airports
In Clayton, most residents drive alone to work (78%), and 75% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 8 mi
James M. Cox Dayton International Airport (DAY)
Small hub638k passengers boarded in 2025
- 58 mi
Cincinnati Northern Kentucky International Airport (CVG)
Medium hub4.4M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 54% below national average
Crime rates for 2025
Violent crime in Clayton runs 54% below the national average.
Violent Crime Rate
150.4
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,023
per 100,000 residents
Below average (1,552 national, 2025)
Clayton Police Department
Natural DisastersThunderstorm Wind most common — 21 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
92.7 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Montgomery County, county-wide · FEMA NRI December 2025
In Montgomery County, which includes Clayton, the most common type is thunderstorm wind, with 21 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 21 | Thunderstorm Wind | $97,500 |
| 2024 | 10 | Thunderstorm Wind | $41,350 |
| 2023 | 9 | Thunderstorm Wind | $18,300 |
| 2022 | 21 | Thunderstorm Wind | $96,950 |
| 2021 | 18 | Thunderstorm Wind | $111,200 |
| 2020 | 29 | Thunderstorm Wind | $113,500 |
| 2019 | 27 | Winter Weather | $502.0M |
| 2018 | 20 | Winter Weather | $202,200 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Montgomery County, county-wide
Clayton is about 2% of Montgomery County’s population, so county-wide figures may differ from local conditions.
Air Quality46 median AQI — Good
Days by air quality category (2025)
Air quality in Montgomery County, which includes Clayton, is typically good — 220 good-air days per year.
Median AQI
46
Good Days
220
per year
Moderate Days
141
per year
Unhealthy Days
0
per year
Montgomery County, county-wide
Clayton is about 2% of Montgomery County’s population, so county-wide figures may differ from local conditions.
Climate84°F summers, 24°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Clayton has warm summers (avg high 84°F) and cold winters (avg low 24°F).
Spring (Mar–May)
63°/43°F
avg high / low
Summer (Jun–Aug)
84°/64°F
avg high / low
Fall (Sep–Nov)
66°/46°F
avg high / low
Winter (Dec–Feb)
40°/24°F
avg high / low
Annual Precipitation
41.7"
Annual Snowfall
25.0"
Hot Days/Year
16
days above 90°F
Freeze Days/Year
110
days below 32°F
Rainy Days/Year
134
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 37°F | 22°F | 3.08" |
| Feb | 41°F | 25°F | 2.35" |
| Mar | 52°F | 33°F | 3.50" |
| Apr | 65°F | 43°F | 4.46" |
| May | 74°F | 54°F | 4.51" |
| Jun | 83°F | 63°F | 4.14" |
| Jul | 86°F | 66°F | 3.95" |
| Aug | 85°F | 64°F | 2.96" |
| Sep | 79°F | 57°F | 3.31" |
| Oct | 66°F | 46°F | 2.95" |
| Nov | 53°F | 35°F | 3.07" |
| Dec | 42°F | 27°F | 3.05" |
Healthcare
Hospitals, ratings, and health insurance in Clayton
Uninsured
4.1%
of residents
No hospitals inside Clayton's limits — nearest hospitals · within 15 miles
Dayton VA Medical Center
Acute Care - Veterans Administration · ER available · 9.2 mi away · Dayton
Kettering Health Dayton
Acute Care Hospitals · 9.6 mi away · Dayton
Dayton Childrens Hospital
Childrens · ER available · 10.7 mi away · Dayton
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education16.6:1 student/teacher ratio
Schools and degree attainment in Clayton
Clayton's student/teacher ratio is 16.6:1 (higher than the national average of 16:1), and 35.8% of adults 25+ hold a bachelor's degree or higher.
Public Schools
3
within city limits
Private Schools
0
within city limits
College Degree Rate
35.8%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
16.6:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Clayton (within 15 miles)
Private nonprofit · 4-year · 7,682 students · in-state tuition $50,610 · 81% graduate · median earnings $83,775 (10 yrs after entry)
Private nonprofit · 4-year · 549 students · in-state tuition $16,800 · 66% graduate · median earnings $68,877 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Dayton Aviation Heritage National Historical Park, 13 mi
Nearby national parks, recreation areas and public libraries for Clayton
Clayton has 4 nearby national parks or recreation areas, closest being Dayton Aviation Heritage National Historical Park (13 mi away).
Nearby National Parks & Recreation Areas
Dayton Aviation Heritage National Historical Park
National Historical Park
13 mi awayCharles Young Buffalo Soldiers National Monument
National Monument
26 mi awayWilliam Howard Taft National Historic Site
National Historic Site
53 mi awayHopewell Culture National Historical Park
National Historical Park
77 mi awayCities Near Clayton
The closest cities within 60 miles
Planning a move to Clayton?
Read our full moving guide — what it's really like to live here.
Clayton FAQ
Is Clayton, Ohio affordable?⌄
Clayton's median rent is $1,070/month, which is below the national average, making it relatively affordable. The median household income is $92,879/year. Median home value is $208,200.
Is Clayton, Ohio safe?⌄
Clayton's violent crime rate was 150 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1023 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Clayton, Ohio?⌄
Montgomery County, which includes Clayton, has an unemployment rate of 5.0%, which is slightly above the national average of 4.3%.
What is the cost of living in Clayton, Ohio?⌄
The cost of living in Clayton is primarily driven by housing. Median rent is $1,070/month and median household income is $92,879/year. The median home value is $208,200. About 38% of renters spend more than 30% of their income on housing.
How is the commute in Clayton, Ohio?⌄
The average commute in Clayton is 21 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from