About

Life in Montgomery

Montgomery is a community of 10,816 people in Ohio. The median household income is $150,995, median rent runs about $1,605 per month, and median home values are around $545,100. The unemployment rate is 4.6%.

Montgomery at a Glance

Population, income, housing and more

Median Age

43.3 yrs

Poverty Rate

3.3%

Foreign-Born

6.9%

Broadband Internet

94.3%

of households

Population Growth

+0.7%

recent change · Census Bureau

Median household income

Montgomery$150,995
Ohio avg$71,389
US$80,734

Demographics6.9% foreign-born, most often from India

Who lives in Montgomery: race and ethnicity, ages, households, languages and countries of origin

In Montgomery, the largest foreign-born group is from India (15.1%), and 1.4% of residents speak Other Asian/Pacific at home.

Under 18

29.4%

of residents

65 and Older

23.4%

of residents

Households with Kids

36.7%

anyone under 18

Living Alone

24.5%

of households

Married Couples

66.1%

of households

Avg Household Size

2.65

people

Race & Ethnicity

White83.0%
Hispanic or Latino5.6%
Asian3.6%
Black2.4%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

India15.1%
Canada12.9%
Israel10.4%
Mexico10.2%
Japan7.4%
Taiwan6.5%
England3.9%
Cuba3.5%
Hong Kong2.7%
Norway2.5%

Languages Spoken at Home

English only93.4%
Other Asian/Pacific1.4%
Spanish1.2%
Other1.1%
Other Indo-European0.9%
Chinese0.9%
French/Haitian0.4%
German/Germanic0.3%

Cost of Livingrent 55% above OH average

Rent, home values, and income in Montgomery

In Montgomery, rent runs 55% above the OH average, and home values are 154% above the OH average.

Median rent (per month)

Montgomery$1,605
Ohio avg$1,034
US$1,413

Median home value

Montgomery$545,100
Ohio avg$214,800
US$332,700

Rent Burdened

43.4%

spending 30%+ of income on rent

Severely Rent Burdened

16.5%

spending 50%+

Cost of Living Index

95.4

metro area (BEA) · US avg = 100

Median Property Tax

$8,614

per year, owner-occupied homes

Homeowners

90.1%

of occupied homes are owned

Typical Home Built

1976

median year built

Home Value Trend

$495,634
$660,608
202120222023202420252026

Latest: $660,608 (September 2026)

Jobs & Economyunemployment about average for OH

Unemployment in Montgomery and typical pay across the metro area

Unemployment in Hamilton County, which includes Montgomery, is close to the OH average.

Unemployment rate

Montgomery4.6%
Ohio avg4.6%
US4.3%

Montgomery: Hamilton County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

4.4%
4.3%
4%
3.7%
7.7%
4.9%
3.6%
3.4%
4.2%
4.6%
2016201720182019202020212022202320242025

Hamilton County (county-wide) · Annual averages

Montgomery is about 1% of Hamilton County’s population, so county-wide figures may differ from local conditions.

What Montgomery Residents Do for Work · share of employed residents by industry

Education & health care23.5%
Professional & business services16.1%
Manufacturing15.8%
Arts, hospitality & food service10.7%
Finance & real estate9.7%
Public administration3.2%
Other services3.0%
Construction2.3%

City residents, wherever they work

Median Salary by Occupation · metro area

Management$104,900
Healthcare$78,260
Business & Finance$75,860
Education$60,690
Repair & Maintenance$56,960
Production$44,290
Office & Admin$43,760
Transportation$40,930

Cincinnati, OH-KY-IN metro area

Commute21.4 min avg

How Montgomery residents get to work, and the nearest airports

In Montgomery, most residents drive alone to work (73%), and 75% get there in under 30 minutes.

How People Get to Work

Drive alone73.2%
Carpool2.4%
Public transit0.2%
Walk0.4%
Work from home21.7%
Other2.1%

Commute Time Distribution

Under 15 min34.9%
15–29 min39.8%
30–44 min19.4%
45–59 min3.6%
60+ min2.3%

Nearest airports · with airline service

  • Cincinnati Northern Kentucky International Airport (CVG)

    Medium hub4.4M passengers boarded in 2025

    21 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 78% below national average

Crime rates for 2025

Violent crime in Montgomery runs 78% below the national average.

Violent Crime Rate

72.9

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

510.1

per 100,000 residents

Below average (1,552 national, 2025)

Montgomery Police Department

Natural DisastersThunderstorm Wind most common — 18 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively High

96.3 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Lightning · Very HighTornado · Very HighCold wave · HighHeat wave · HighIce storm · High

Hamilton County, county-wide · FEMA NRI December 2025

In Hamilton County, which includes Montgomery, the most common type is thunderstorm wind, with 18 recorded events in 2025.

Most common events:

Thunderstorm WindWinter WeatherFloodHailWinter Storm

Storm events by year

YearEventsTop TypeProperty Damage
202518Thunderstorm Wind$37,250
202412Thunderstorm Wind$627,000
202317Thunderstorm Wind$82,900
202220Thunderstorm Wind$203,250
202116Thunderstorm Wind$47,250
202028Thunderstorm Wind$278,100
201936Flood$230,600
201831Thunderstorm Wind$137,100

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Hamilton County, county-wide

Montgomery is about 1% of Hamilton County’s population, so county-wide figures may differ from local conditions.

Air Quality54 median AQI — Moderate

Days by air quality category (2025)

Air quality in Hamilton County, which includes Montgomery, is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.

Median AQI

54

Good Days

125

per year

Moderate Days

227

per year

Unhealthy Days

1

per year

Hamilton County, county-wide

Montgomery is about 1% of Hamilton County’s population, so county-wide figures may differ from local conditions.

Climate85°F summers, 26°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Montgomery has warm summers (avg high 85°F) and cold winters (avg low 26°F).

Spring (Mar–May)

66°/43°F

avg high / low

Summer (Jun–Aug)

85°/63°F

avg high / low

Fall (Sep–Nov)

68°/45°F

avg high / low

Winter (Dec–Feb)

43°/26°F

avg high / low

Annual Precipitation

44.6"

Annual Snowfall

14.4"

Hot Days/Year

28

days above 90°F

Freeze Days/Year

116

days below 32°F

Rainy Days/Year

116

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 2.86" precipitationFeb: 2.79" precipitationMar: 3.94" precipitationApr: 4.37" precipitationMay: 4.70" precipitationJun: 4.61" precipitationJul: 4.39" precipitationAug: 3.39" precipitationSep: 3.07" precipitationOct: 3.05" precipitationNov: 2.91" precipitationDec: 3.32" precipitation24°JJan: high 41°F, low 24°FFFeb: high 45°F, low 26°FMMar: high 55°F, low 33°FAApr: high 67°F, low 43°FMMay: high 75°F, low 53°FJJun: high 83°F, low 61°F87°JJul: high 87°F, low 65°FAAug: high 86°F, low 64°FSSep: high 80°F, low 56°FOOct: high 68°F, low 44°FNNov: high 55°F, low 34°FDDec: high 45°F, low 28°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan41°F24°F2.86"
Feb45°F26°F2.79"
Mar55°F33°F3.94"
Apr67°F43°F4.37"
May75°F53°F4.70"
Jun83°F61°F4.61"
Jul87°F65°F4.39"
Aug86°F64°F3.39"
Sep80°F56°F3.07"
Oct68°F44°F3.05"
Nov55°F34°F2.91"
Dec45°F28°F3.32"

Healthcare1 hospital, avg 3.0/5

Hospitals, ratings, and health insurance in Montgomery

Montgomery has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.

Hospitals

1

within city limits

Uninsured

1.2%

of residents

Avg Hospital Rating

3.0 / 5

Bethesda North

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Assurance Health Cincinnati Llc

Psychiatric · ER available · 2.5 mi away · Cincinnati

Not rated

The Jewish Hospital-mercy Health

Acute Care Hospitals · ER available · 3.5 mi away · Cincinnati

Lindner Center of Hope

Psychiatric · 6.6 mi away · Mason

Not rated

Adult Health · vs. the typical US place

Obesity28.1%US 36.8%
Diabetes11.2%US 12.6%
High blood pressure35.1%US 37.1%
Current smoking7.7%US 15.0%
No leisure-time physical activity16.8%US 26.6%
Depression22.4%US 23.0%
Asthma9.7%US 10.7%
Routine checkup in past year82.9%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education16.4:1 student/teacher ratio

Schools and degree attainment in Montgomery

Montgomery's student/teacher ratio is 16.4:1, close to the national average of 16:1, and 73.5% of adults 25+ hold a bachelor's degree or higher.

Public Schools

3

within city limits

Private Schools

1

within city limits

College Degree Rate

73.5%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

16.4:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Montgomery (within 15 miles)

University of Cincinnati-Main Campus

12.2 mi away

Public · 4-year · 29,882 students · in-state tuition $14,394 · 73% graduate · median earnings $60,832 (10 yrs after entry)

University of Cincinnati-Blue Ash College

3.1 mi away

Public · 2-year · 4,354 students · in-state tuition $7,416 · 29% graduate · median earnings $60,832 (10 yrs after entry)

Xavier University

9.8 mi away

Private nonprofit · 4-year · 4,207 students · in-state tuition $52,680 · 71% graduate · median earnings $69,118 (10 yrs after entry)

Miami University-Hamilton

14.6 mi away

Public · 4-year · 2,043 students · in-state tuition $7,709 · 26% graduate · median earnings $63,814 (10 yrs after entry)

The Christ College of Nursing and Health Sciences

12.4 mi away

Private nonprofit · 4-year · 713 students · in-state tuition $17,318 · 64% graduate · median earnings $73,495 (10 yrs after entry)

Good Samaritan College of Nursing and Health Science

12 mi away

Private nonprofit · 2-year · 690 students · in-state tuition $15,356 · 77% graduate · median earnings $72,043 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: William Howard Taft National Historic Site, 12 mi

Nearby national parks, recreation areas and public libraries for Montgomery

Montgomery has 4 nearby national parks or recreation areas, closest being William Howard Taft National Historic Site (12 mi away).

Nearby National Parks & Recreation Areas

William Howard Taft National Historic Site

National Historic Site

12 mi away

Dayton Aviation Heritage National Historical Park

National Historical Park

39 mi away

Charles Young Buffalo Soldiers National Monument

National Monument

40 mi away

Hopewell Culture National Historical Park

National Historical Park

68 mi away

Cities Near Montgomery

The closest cities within 60 miles

Planning a move to Montgomery?

Read our full moving guide — what it's really like to live here.

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Montgomery FAQ

Is Montgomery, Ohio affordable?⌄

Montgomery's median rent is $1,605/month, which is close to the national average. The median household income is $150,995/year. Median home value is $545,100.

Is Montgomery, Ohio safe?⌄

Montgomery's violent crime rate was 73 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 510 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Montgomery, Ohio?⌄

Hamilton County, which includes Montgomery, has an unemployment rate of 4.6%, which is close to the national average of 4.3%.

What is the cost of living in Montgomery, Ohio?⌄

The cost of living in Montgomery is primarily driven by housing. Median rent is $1,605/month and median household income is $150,995/year. The median home value is $545,100. About 43% of renters spend more than 30% of their income on housing.

How is the commute in Montgomery, Ohio?⌄

The average commute in Montgomery is 21 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from