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Living in
White Oak.
White Oak is an unincorporated community in Hamilton County, OH. It has no city government: the county runs it, and the Census counts it as its own place.
About
Life in White Oak
This suburb northwest of Cincinnati offers what a lot of people are actually looking for: affordability, stability, and a solid job market without the intensity of city living. With a median household income around $70,341 and median home values hovering near $203,700, you're getting reasonable housing costs in a region where your money stretches further than it would in many comparable metros. The unemployment rate sits at 4.6%, which is healthier than the national average, and most residents work within about a 24-minute commute—close enough that you're not burning your life away in traffic but far enough that you've genuinely left the urban core behind.
White Oak at a Glance
Population, income, housing and more
Median Age
37.7 yrs
Poverty Rate
8.2%
Foreign-Born
5.9%
Broadband Internet
94.2%
of households
Population Growth
-2.2%
recent change · Census Bureau
Median household income
Demographics5.9% foreign-born, most often from Bhutan
Who lives in White Oak: race and ethnicity, ages, households, languages and countries of origin
In White Oak, the largest foreign-born group is from Bhutan (45.0%), and 4.7% of residents speak Other Indo-European at home.
Under 18
24.5%
of residents
65 and Older
18.2%
of residents
Households with Kids
32.0%
anyone under 18
Living Alone
28.3%
of households
Married Couples
46.0%
of households
Avg Household Size
2.42
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 6% above OH average
Rent, home values, and income in White Oak
In White Oak, rent runs 6% above the OH average.
Median rent (per month)
Median home value
Rent Burdened
51.7%
spending 30%+ of income on rent
Severely Rent Burdened
41.7%
spending 50%+
Cost of Living Index
95.4
metro area (BEA) · US avg = 100
Median Property Tax
$3,038
per year, owner-occupied homes
Homeowners
70.9%
of occupied homes are owned
Typical Home Built
1968
median year built
Vacant Homes
2.9%
of housing units
Jobs & Economyunemployment about average for OH
Unemployment in White Oak and typical pay across the metro area
Unemployment in Hamilton County, which includes White Oak, is close to the OH average.
Unemployment rate
White Oak: Hamilton County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Hamilton County (county-wide) · Annual averages
White Oak is about 2% of Hamilton County’s population, so county-wide figures may differ from local conditions.
What White Oak Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Cincinnati, OH-KY-IN metro area
Commute24.2 min avg
How White Oak residents get to work, and the nearest airports
In White Oak, most residents drive alone to work (74%), and 67% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 12 mi
Cincinnati Northern Kentucky International Airport (CVG)
Medium hub4.4M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 45% below national average
Crime rates for 2025
Violent crime in the area policed by the Colerain Township Police Department, which covers White Oak, runs 45% below the national average.
Violent Crime Rate
180.3
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,701.3
per 100,000 residents
Above average (1,552 national, 2025)
Policed by Colerain Township Police Department (township-wide rate)
Natural DisastersThunderstorm Wind most common — 18 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
96.3 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Hamilton County, county-wide · FEMA NRI December 2025
In Hamilton County, which includes White Oak, the most common type is thunderstorm wind, with 18 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 18 | Thunderstorm Wind | $37,250 |
| 2024 | 12 | Thunderstorm Wind | $627,000 |
| 2023 | 17 | Thunderstorm Wind | $82,900 |
| 2022 | 20 | Thunderstorm Wind | $203,250 |
| 2021 | 16 | Thunderstorm Wind | $47,250 |
| 2020 | 28 | Thunderstorm Wind | $278,100 |
| 2019 | 36 | Flood | $230,600 |
| 2018 | 31 | Thunderstorm Wind | $137,100 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Hamilton County, county-wide
White Oak is about 2% of Hamilton County’s population, so county-wide figures may differ from local conditions.
Air Quality54 median AQI — Moderate
Days by air quality category (2025)
Air quality in Hamilton County, which includes White Oak, is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.
Median AQI
54
Good Days
125
per year
Moderate Days
227
per year
Unhealthy Days
1
per year
Hamilton County, county-wide
White Oak is about 2% of Hamilton County’s population, so county-wide figures may differ from local conditions.
Climate84°F summers, 25°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
White Oak has warm summers (avg high 84°F) and cold winters (avg low 25°F).
Spring (Mar–May)
64°/43°F
avg high / low
Summer (Jun–Aug)
84°/64°F
avg high / low
Fall (Sep–Nov)
66°/46°F
avg high / low
Winter (Dec–Feb)
40°/25°F
avg high / low
Annual Precipitation
45.5"
Annual Snowfall
16.0"
Hot Days/Year
26
days above 90°F
Freeze Days/Year
106
days below 32°F
Rainy Days/Year
123
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 37°F | 22°F | 3.59" |
| Feb | 42°F | 25°F | 3.19" |
| Mar | 52°F | 33°F | 4.47" |
| Apr | 65°F | 43°F | 4.91" |
| May | 74°F | 53°F | 5.21" |
| Jun | 82°F | 62°F | 4.85" |
| Jul | 85°F | 65°F | 4.32" |
| Aug | 85°F | 64°F | 3.47" |
| Sep | 78°F | 57°F | 3.32" |
| Oct | 66°F | 45°F | 3.47" |
| Nov | 53°F | 35°F | 3.42" |
| Dec | 42°F | 27°F | 3.96" |
Healthcare
Hospitals, ratings, and health insurance in White Oak
Uninsured
3.2%
of residents
No hospitals inside White Oak's limits — nearest hospitals · within 15 miles
Glenwood Behavioral Health Hospital
Psychiatric · 1.7 mi away · Cincinnati
Mercy Health - West Hospital
Acute Care Hospitals · ER available · 2.3 mi away · Cincinnati
Good Samaritan Hospital
Acute Care Hospitals · ER available · 6.5 mi away · Cincinnati
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education17.4:1 student/teacher ratio
Schools and degree attainment in White Oak
White Oak's student/teacher ratio is 17.4:1 (higher than the national average of 16:1), and 34.4% of adults 25+ hold a bachelor's degree or higher.
Public Schools
2
within city limits
Private Schools
1
within city limits
College Degree Rate
34.4%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
17.4:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near White Oak (within 15 miles)
University of Cincinnati-Main Campus
7.3 mi awayPublic · 4-year · 29,882 students · in-state tuition $14,394 · 73% graduate · median earnings $60,832 (10 yrs after entry)
University of Cincinnati-Blue Ash College
10.8 mi awayPublic · 2-year · 4,354 students · in-state tuition $7,416 · 29% graduate · median earnings $60,832 (10 yrs after entry)
Private nonprofit · 4-year · 4,207 students · in-state tuition $52,680 · 71% graduate · median earnings $69,118 (10 yrs after entry)
Public · 4-year · 2,043 students · in-state tuition $7,709 · 26% graduate · median earnings $63,814 (10 yrs after entry)
The Christ College of Nursing and Health Sciences
7.9 mi awayPrivate nonprofit · 4-year · 713 students · in-state tuition $17,318 · 64% graduate · median earnings $73,495 (10 yrs after entry)
Good Samaritan College of Nursing and Health Science
6.5 mi awayPrivate nonprofit · 2-year · 690 students · in-state tuition $15,356 · 77% graduate · median earnings $72,043 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: William Howard Taft National Historic Site, 8 mi
Nearby national parks, recreation areas and public libraries for White Oak
White Oak has 5 nearby national parks or recreation areas, closest being William Howard Taft National Historic Site (8 mi away).
Nearby National Parks & Recreation Areas
William Howard Taft National Historic Site
National Historic Site
8 mi awayDayton Aviation Heritage National Historical Park
National Historical Park
48 mi awayCharles Young Buffalo Soldiers National Monument
National Monument
51 mi awayHopewell Culture National Historical Park
National Historical Park
82 mi awayCamp Nelson National Monument
National Monument
98 mi awayCities Near White Oak
The closest cities within 60 miles
Planning a move to White Oak?
Read our full moving guide — what it's really like to live here.
White Oak FAQ
Is White Oak, Ohio affordable?⌄
White Oak's median rent is $1,091/month, which is below the national average, making it relatively affordable. The median household income is $70,341/year. Median home value is $203,700.
Is White Oak, Ohio safe?⌄
White Oak is policed by the Colerain Township Police Department, whose violent crime rate across its service area was 180 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1701 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in White Oak, Ohio?⌄
Hamilton County, which includes White Oak, has an unemployment rate of 4.6%, which is close to the national average of 4.3%.
What is the cost of living in White Oak, Ohio?⌄
The cost of living in White Oak is primarily driven by housing. Median rent is $1,091/month and median household income is $70,341/year. The median home value is $203,700. About 52% of renters spend more than 30% of their income on housing.
How is the commute in White Oak, Ohio?⌄
The average commute in White Oak is 24 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from