About

Life in Westerly

Living in Westerly means embracing a quieter New England coastal life where the pace slows considerably once Labor Day hits—yes, the summer population nearly doubles with tourists, but that's actually when locals know to enjoy their own beaches before things get crowded. The median household income around $95,000 and median home values near $449,000 put this squarely in the middle ground for southern Rhode Island, though you should expect the typical coastal premium compared to inland areas; rent runs around $1,260 a month, which is reasonable for waterfront access. The job market is solid with a 3.5% unemployment rate, anchored by regional employers like Washington Trust Bancorp and the Westerly Education Center, plus you've got real commute flexibility—the average is under 25 minutes, and Amtrak service to Boston and DC opens doors for remote work or occasional trips without the drive.

Westerly at a Glance

Population, income, housing and more

Median Age

50.4 yrs

Poverty Rate

5.7%

Foreign-Born

5.9%

Broadband Internet

92.6%

of households

Population Growth

+5.6%

recent change · Census Bureau

Median household income

Westerly$95,207
Rhode Island avg$87,796
US$80,734

Demographics5.9% foreign-born, most often from China, excluding Hong Kong and Taiwan

Who lives in Westerly: race and ethnicity, ages, households, languages and countries of origin

In Westerly, the largest foreign-born group is from China, excluding Hong Kong and Taiwan (29.7%), and 2.0% of residents speak Spanish at home.

Under 18

14.4%

of residents

65 and Older

25.2%

of residents

Households with Kids

19.4%

anyone under 18

Living Alone

28.6%

of households

Married Couples

46.5%

of households

Avg Household Size

2.19

people

Race & Ethnicity

White88.2%
Two or more races4.0%
Hispanic or Latino3.3%
Asian3.1%
Other0.8%
Black0.6%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

China29.7%
Mexico20.1%
Italy12.8%
Romania7.1%
France6.8%
Cuba4.9%
Portugal3.3%
United Kingdom2.9%
Israel2.5%
Vietnam2.5%

Languages Spoken at Home

English only92.1%
Spanish2.0%
Chinese1.9%
Other Indo-European1.5%
French/Haitian1.5%
Korean0.4%
Russian/Slavic0.2%
Other0.2%

Cost of Livingrent 6% below RI average

Rent, home values, and income in Westerly

In Westerly, rent runs 6% below the RI average, and home values are 11% above the RI average.

Median rent (per month)

Westerly$1,260
Rhode Island avg$1,342
US$1,413

Median home value

Westerly$448,800
Rhode Island avg$404,200
US$332,700

Rent Burdened

45.0%

spending 30%+ of income on rent

Severely Rent Burdened

24.1%

spending 50%+

Cost of Living Index

101.8

metro area (BEA) · US avg = 100

Median Property Tax

$3,784

per year, owner-occupied homes

Homeowners

71.4%

of occupied homes are owned

Typical Home Built

1972

median year built

Vacant Homes

8.3%

of housing units

Home Value Trend

$461,319
$634,210
202120222023202420252026

Latest: $634,210 (September 2026)

Jobs & Economyunemployment 0.9 pts below RI average

Unemployment in Westerly

Unemployment in Washington County, which includes Westerly, is 0.9 percentage points lower than the RI average.

Unemployment rate

Westerly3.6%
Rhode Island avg4.5%
US4.3%

Westerly: Washington County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

5%
4.1%
3.7%
3.2%
7.9%
5%
2.9%
2.5%
3.5%
3.6%
2016201720182019202020212022202320242025

Washington County (county-wide) · Annual averages

What Westerly Residents Do for Work · share of employed residents by industry

Education & health care25.7%
Arts, hospitality & food service17.1%
Manufacturing11.3%
Retail11.1%
Professional & business services10.1%
Finance & real estate6.5%
Construction4.8%
Other services4.7%

City residents, wherever they work

Commute22.9 min avg

How Westerly residents get to work, and the nearest airports

In Westerly, most residents drive alone to work (81%), and 71% get there in under 30 minutes.

How People Get to Work

Drive alone80.6%
Carpool5.6%
Public transit0.6%
Walk1.8%
Work from home10.4%
Other1.0%

Commute Time Distribution

Under 15 min39.3%
15–29 min31.7%
30–44 min16.1%
45–59 min6.0%
60+ min6.9%

Nearest airports · with airline service

  • Westerly State Airport (WST)

    Regional airport · few flights20k passengers boarded in 2025

    2 mi
  • Bradley International Airport (BDL)

    Medium hub3.3M passengers boarded in 2025

    59 mi
  • Boston Logan International Airport (BOS)

    Major hub21.0M passengers boarded in 2025

    80 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 92% below national average

Crime rates for 2025

Violent crime in Westerly runs 92% below the national average.

Violent Crime Rate

25.8

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

598.1

per 100,000 residents

Below average (1,552 national, 2025)

Westerly Police Department

Natural DisastersHigh Wind most common — 4 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

64.0 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Coastal flooding · ModerateHurricane · ModerateIce storm · ModerateLightning · ModerateInland flooding · Moderate

Washington County, county-wide · FEMA NRI December 2025

In Washington County, which includes Westerly, the most common type is high wind, with 4 recorded events in 2025.

Most common events:

High WindThunderstorm WindStrong WindHailFlood

Storm events by year

YearEventsTop TypeProperty Damage
20254High Wind$500
202412High Wind$15,000
202311Thunderstorm Wind$4,600
202211High Wind$21,100
202112High Wind$1.1M
202017High Wind$30,600
201913High Wind$12,200
201813High Wind$27,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Washington County, county-wide

Air Quality37 median AQI — Good

Days by air quality category (2025)

Air quality in Washington County, which includes Westerly, is typically good — 302 good-air days per year.

Median AQI

37

Good Days

302

per year

Moderate Days

59

per year

Unhealthy Days

0

per year

Washington County, county-wide

Climate79°F summers, 27°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Westerly has mild summers (avg high 79°F) and cold winters (avg low 27°F).

Spring (Mar–May)

57°/41°F

avg high / low

Summer (Jun–Aug)

79°/63°F

avg high / low

Fall (Sep–Nov)

64°/47°F

avg high / low

Winter (Dec–Feb)

42°/27°F

avg high / low

Annual Precipitation

42.8"

Annual Snowfall

24.5"

Hot Days/Year

3

days above 90°F

Freeze Days/Year

109

days below 32°F

Rainy Days/Year

123

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°4.5"Jan: 3.34" precipitationFeb: 2.75" precipitationMar: 4.17" precipitationApr: 3.90" precipitationMay: 3.32" precipitationJun: 3.55" precipitationJul: 2.91" precipitationAug: 3.49" precipitationSep: 3.81" precipitationOct: 4.29" precipitationNov: 3.50" precipitationDec: 3.77" precipitation25°JJan: high 40°F, low 25°FFFeb: high 41°F, low 26°FMMar: high 47°F, low 32°FAApr: high 57°F, low 41°FMMay: high 67°F, low 50°FJJun: high 75°F, low 59°F82°JJul: high 82°F, low 66°FAAug: high 81°F, low 64°FSSep: high 74°F, low 57°FOOct: high 64°F, low 47°FNNov: high 54°F, low 38°FDDec: high 45°F, low 30°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan40°F25°F3.34"
Feb41°F26°F2.75"
Mar47°F32°F4.17"
Apr57°F41°F3.90"
May67°F50°F3.32"
Jun75°F59°F3.55"
Jul82°F66°F2.91"
Aug81°F64°F3.49"
Sep74°F57°F3.81"
Oct64°F47°F4.29"
Nov54°F38°F3.50"
Dec45°F30°F3.77"

Healthcare1 hospital, avg 4.0/5

Hospitals, ratings, and health insurance in Westerly

Westerly has 1 hospital, averaging 4.0 out of 5 on CMS's quality rating — above-average care.

Hospitals

1

within city limits

Uninsured

3.2%

of residents

Avg Hospital Rating

4.0 / 5

Westerly Hospital

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Lawrence & Memorial Hospital

Acute Care Hospitals · ER available · 14.6 mi away · New London

Adult Health · vs. the typical US place

Obesity28.4%US 36.8%
Diabetes9.9%US 12.6%
High blood pressure35.3%US 37.1%
Current smoking11.2%US 15.0%
No leisure-time physical activity20.4%US 26.6%
Depression21.9%US 23.0%
Asthma10.9%US 10.7%
Routine checkup in past year85.8%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education10.3:1 student/teacher ratio

Schools and degree attainment in Westerly

Westerly's student/teacher ratio is 10.3:1 (lower than the national average of 16:1), and 43.3% of adults 25+ hold a bachelor's degree or higher.

Public Schools

6

within city limits

Private Schools

0

within city limits

College Degree Rate

43.3%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

10.3:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Westerly (within 15 miles)

Connecticut College

14.5 mi away

Private nonprofit · 4-year · 1,937 students · in-state tuition $70,266 · 84% graduate · median earnings $82,225 (10 yrs after entry)

United States Coast Guard Academy

14.2 mi away

Public · 4-year · 1,108 students · in-state tuition $0 · 88% graduate

Mitchell College

14.3 mi away

Private nonprofit · 4-year · 377 students · in-state tuition $41,610 · 56% graduate · median earnings $49,631 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Touro Synagogue National Historic Site, 28 mi

Nearby national parks, recreation areas and public libraries for Westerly

Westerly has 8 nearby national parks or recreation areas, closest being Touro Synagogue National Historic Site (28 mi away).

Nearby National Parks & Recreation Areas

Touro Synagogue National Historic Site

National Historic Site

28 mi away

Roger Williams National Memorial

National Memorial

38 mi away

Blackstone River Valley National Historical Park

National Historical Park

41 mi away

New Bedford Whaling National Historical Park

National Historical Park

50 mi away

Springfield Armory National Historic Site

National Historic Site

64 mi away

New England National Scenic Trail

National Scenic Trail

73 mi away

Adams National Historical Park

National Historical Park

74 mi away

Frederick Law Olmsted National Historic Site

National Historic Site

75 mi away

Public Libraries in Westerly

Westerly Public Library

44 Broad Street, Westerly

Central library~57 hrs/week

Cities Near Westerly

The closest cities within 60 miles

Planning a move to Westerly?

Read our full moving guide — what it's really like to live here.

Moving to Westerly →

Westerly FAQ

Is Westerly, Rhode Island affordable?⌄

Westerly's median rent is $1,260/month, which is below the national average, making it relatively affordable. The median household income is $95,207/year. Median home value is $448,800.

Is Westerly, Rhode Island safe?⌄

Westerly's violent crime rate was 26 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 598 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Westerly, Rhode Island?⌄

Washington County, which includes Westerly, has an unemployment rate of 3.6%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Westerly, Rhode Island?⌄

The cost of living in Westerly is primarily driven by housing. Median rent is $1,260/month and median household income is $95,207/year. The median home value is $448,800. About 45% of renters spend more than 30% of their income on housing.

How is the commute in Westerly, Rhode Island?⌄

The average commute in Westerly is 23 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from