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Living in
Westerly.
Westerly is an unincorporated community in Washington County, RI. It has no city government: the county runs it, and the Census counts it as its own place.
About
Life in Westerly
Living in Westerly means embracing a quieter New England coastal life where the pace slows considerably once Labor Day hits—yes, the summer population nearly doubles with tourists, but that's actually when locals know to enjoy their own beaches before things get crowded. The median household income around $95,000 and median home values near $449,000 put this squarely in the middle ground for southern Rhode Island, though you should expect the typical coastal premium compared to inland areas; rent runs around $1,260 a month, which is reasonable for waterfront access. The job market is solid with a 3.5% unemployment rate, anchored by regional employers like Washington Trust Bancorp and the Westerly Education Center, plus you've got real commute flexibility—the average is under 25 minutes, and Amtrak service to Boston and DC opens doors for remote work or occasional trips without the drive.
Westerly at a Glance
Population, income, housing and more
Median Age
50.4 yrs
Poverty Rate
5.7%
Foreign-Born
5.9%
Broadband Internet
92.6%
of households
Population Growth
+5.6%
recent change · Census Bureau
Median household income
Demographics5.9% foreign-born, most often from China, excluding Hong Kong and Taiwan
Who lives in Westerly: race and ethnicity, ages, households, languages and countries of origin
In Westerly, the largest foreign-born group is from China, excluding Hong Kong and Taiwan (29.7%), and 2.0% of residents speak Spanish at home.
Under 18
14.4%
of residents
65 and Older
25.2%
of residents
Households with Kids
19.4%
anyone under 18
Living Alone
28.6%
of households
Married Couples
46.5%
of households
Avg Household Size
2.19
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 6% below RI average
Rent, home values, and income in Westerly
In Westerly, rent runs 6% below the RI average, and home values are 11% above the RI average.
Median rent (per month)
Median home value
Rent Burdened
45.0%
spending 30%+ of income on rent
Severely Rent Burdened
24.1%
spending 50%+
Cost of Living Index
101.8
metro area (BEA) · US avg = 100
Median Property Tax
$3,784
per year, owner-occupied homes
Homeowners
71.4%
of occupied homes are owned
Typical Home Built
1972
median year built
Vacant Homes
8.3%
of housing units
Home Value Trend
Latest: $634,210 (September 2026)
Jobs & Economyunemployment 0.9 pts below RI average
Unemployment in Westerly
Unemployment in Washington County, which includes Westerly, is 0.9 percentage points lower than the RI average.
Unemployment rate
Westerly: Washington County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Washington County (county-wide) · Annual averages
What Westerly Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute22.9 min avg
How Westerly residents get to work, and the nearest airports
In Westerly, most residents drive alone to work (81%), and 71% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 2 mi
Westerly State Airport (WST)
Regional airport · few flights20k passengers boarded in 2025
- 59 mi
Bradley International Airport (BDL)
Medium hub3.3M passengers boarded in 2025
- 80 mi
Boston Logan International Airport (BOS)
Major hub21.0M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 92% below national average
Crime rates for 2025
Violent crime in Westerly runs 92% below the national average.
Violent Crime Rate
25.8
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
598.1
per 100,000 residents
Below average (1,552 national, 2025)
Westerly Police Department
Natural DisastersHigh Wind most common — 4 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
64.0 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Washington County, county-wide · FEMA NRI December 2025
In Washington County, which includes Westerly, the most common type is high wind, with 4 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 4 | High Wind | $500 |
| 2024 | 12 | High Wind | $15,000 |
| 2023 | 11 | Thunderstorm Wind | $4,600 |
| 2022 | 11 | High Wind | $21,100 |
| 2021 | 12 | High Wind | $1.1M |
| 2020 | 17 | High Wind | $30,600 |
| 2019 | 13 | High Wind | $12,200 |
| 2018 | 13 | High Wind | $27,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Washington County, county-wide
Air Quality37 median AQI — Good
Days by air quality category (2025)
Air quality in Washington County, which includes Westerly, is typically good — 302 good-air days per year.
Median AQI
37
Good Days
302
per year
Moderate Days
59
per year
Unhealthy Days
0
per year
Washington County, county-wide
Climate79°F summers, 27°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Westerly has mild summers (avg high 79°F) and cold winters (avg low 27°F).
Spring (Mar–May)
57°/41°F
avg high / low
Summer (Jun–Aug)
79°/63°F
avg high / low
Fall (Sep–Nov)
64°/47°F
avg high / low
Winter (Dec–Feb)
42°/27°F
avg high / low
Annual Precipitation
42.8"
Annual Snowfall
24.5"
Hot Days/Year
3
days above 90°F
Freeze Days/Year
109
days below 32°F
Rainy Days/Year
123
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 40°F | 25°F | 3.34" |
| Feb | 41°F | 26°F | 2.75" |
| Mar | 47°F | 32°F | 4.17" |
| Apr | 57°F | 41°F | 3.90" |
| May | 67°F | 50°F | 3.32" |
| Jun | 75°F | 59°F | 3.55" |
| Jul | 82°F | 66°F | 2.91" |
| Aug | 81°F | 64°F | 3.49" |
| Sep | 74°F | 57°F | 3.81" |
| Oct | 64°F | 47°F | 4.29" |
| Nov | 54°F | 38°F | 3.50" |
| Dec | 45°F | 30°F | 3.77" |
Healthcare1 hospital, avg 4.0/5
Hospitals, ratings, and health insurance in Westerly
Westerly has 1 hospital, averaging 4.0 out of 5 on CMS's quality rating — above-average care.
Hospitals
1
within city limits
Uninsured
3.2%
of residents
Avg Hospital Rating
4.0 / 5
Westerly Hospital
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Lawrence & Memorial Hospital
Acute Care Hospitals · ER available · 14.6 mi away · New London
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education10.3:1 student/teacher ratio
Schools and degree attainment in Westerly
Westerly's student/teacher ratio is 10.3:1 (lower than the national average of 16:1), and 43.3% of adults 25+ hold a bachelor's degree or higher.
Public Schools
6
within city limits
Private Schools
0
within city limits
College Degree Rate
43.3%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
10.3:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Westerly (within 15 miles)
Private nonprofit · 4-year · 1,937 students · in-state tuition $70,266 · 84% graduate · median earnings $82,225 (10 yrs after entry)
United States Coast Guard Academy
14.2 mi awayPublic · 4-year · 1,108 students · in-state tuition $0 · 88% graduate
Private nonprofit · 4-year · 377 students · in-state tuition $41,610 · 56% graduate · median earnings $49,631 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Touro Synagogue National Historic Site, 28 mi
Nearby national parks, recreation areas and public libraries for Westerly
Westerly has 8 nearby national parks or recreation areas, closest being Touro Synagogue National Historic Site (28 mi away).
Nearby National Parks & Recreation Areas
Touro Synagogue National Historic Site
National Historic Site
28 mi awayRoger Williams National Memorial
National Memorial
38 mi awayBlackstone River Valley National Historical Park
National Historical Park
41 mi awayNew Bedford Whaling National Historical Park
National Historical Park
50 mi awaySpringfield Armory National Historic Site
National Historic Site
64 mi awayNew England National Scenic Trail
National Scenic Trail
73 mi awayAdams National Historical Park
National Historical Park
74 mi awayFrederick Law Olmsted National Historic Site
National Historic Site
75 mi awayPublic Libraries in Westerly
Westerly Public Library
44 Broad Street, Westerly
Cities Near Westerly
The closest cities within 60 miles
Planning a move to Westerly?
Read our full moving guide — what it's really like to live here.
Westerly FAQ
Is Westerly, Rhode Island affordable?⌄
Westerly's median rent is $1,260/month, which is below the national average, making it relatively affordable. The median household income is $95,207/year. Median home value is $448,800.
Is Westerly, Rhode Island safe?⌄
Westerly's violent crime rate was 26 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 598 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Westerly, Rhode Island?⌄
Washington County, which includes Westerly, has an unemployment rate of 3.6%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Westerly, Rhode Island?⌄
The cost of living in Westerly is primarily driven by housing. Median rent is $1,260/month and median household income is $95,207/year. The median home value is $448,800. About 45% of renters spend more than 30% of their income on housing.
How is the commute in Westerly, Rhode Island?⌄
The average commute in Westerly is 23 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from