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Living in
Middle Valley.
Middle Valley is an unincorporated community in Hamilton County, TN. It has no city government: the county runs it, and the Census counts it as its own place.
About
Life in Middle Valley
Middle Valley is a community of 11,808 people in Tennessee. The median household income is $95,000, median rent runs about $1,180 per month, and median home values are around $319,400. Unemployment is low at 3.1%, suggesting a relatively healthy local job market.
Middle Valley at a Glance
Population, income, housing and more
Median Age
45.4 yrs
Poverty Rate
5.0%
Foreign-Born
3.9%
Broadband Internet
94.0%
of households
Population Growth
-2.1%
recent change · Census Bureau
Median household income
Demographics3.9% foreign-born, most often from Mexico
Who lives in Middle Valley: race and ethnicity, ages, households, languages and countries of origin
In Middle Valley, the largest foreign-born group is from Mexico (41.2%), and 3.7% of residents speak Spanish at home.
Under 18
19.8%
of residents
65 and Older
20.4%
of residents
Households with Kids
26.3%
anyone under 18
Living Alone
21.4%
of households
Married Couples
52.4%
of households
Avg Household Size
2.51
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent about average for TN
Rent, home values, and income in Middle Valley
In Middle Valley, home values are 11% above the TN average.
Median rent (per month)
Median home value
Rent Burdened
18.0%
spending 30%+ of income on rent
Severely Rent Burdened
8.6%
spending 50%+
Cost of Living Index
91.5
metro area (BEA) · US avg = 100
Median Property Tax
$1,447
per year, owner-occupied homes
Homeowners
83.7%
of occupied homes are owned
Typical Home Built
1980
median year built
Jobs & Economyunemployment about average for TN
Unemployment in Middle Valley and typical pay across the metro area
Unemployment in Hamilton County, which includes Middle Valley, is close to the TN average.
Unemployment rate
Middle Valley: Hamilton County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Hamilton County (county-wide) · Annual averages
Middle Valley is about 3% of Hamilton County’s population, so county-wide figures may differ from local conditions.
What Middle Valley Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Chattanooga, TN-GA metro area
Commute24.4 min avg
How Middle Valley residents get to work, and the nearest airports
In Middle Valley, most residents drive alone to work (77%), and 62% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 11 mi
Chattanooga Metropolitan Airport (Lovell Field) (CHA)
Small hub632k passengers boarded in 2025
- 106 mi
Nashville International Airport (BNA)
Major hub12.5M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 41% below national average
Crime rates for 2025
Violent crime in the area policed by the Hamilton County Sheriff's Office, which covers Middle Valley, runs 41% below the national average.
Violent Crime Rate
193.7
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
441.6
per 100,000 residents
Below average (1,552 national, 2025)
Policed by Hamilton County Sheriff's Office (county-wide rate)
Natural DisastersThunderstorm Wind most common — 23 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
93.3 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Hamilton County, county-wide · FEMA NRI December 2025
In Hamilton County, which includes Middle Valley, the most common type is thunderstorm wind, with 23 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 23 | Thunderstorm Wind | $2.5M |
| 2024 | 11 | Thunderstorm Wind | None reported |
| 2023 | 19 | Thunderstorm Wind | None reported |
| 2022 | 12 | Thunderstorm Wind | None reported |
| 2021 | 10 | Flash Flood | $2,000 |
| 2020 | 12 | Thunderstorm Wind | $2.5M |
| 2019 | 6 | Thunderstorm Wind | $3.0M |
| 2018 | 13 | Thunderstorm Wind | $1.6M |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Hamilton County, county-wide
Middle Valley is about 3% of Hamilton County’s population, so county-wide figures may differ from local conditions.
Air Quality44 median AQI — Good
Days by air quality category (2025)
Air quality in Hamilton County, which includes Middle Valley, is typically good — 237 good-air days per year.
Median AQI
44
Good Days
237
per year
Moderate Days
126
per year
Unhealthy Days
0
per year
Hamilton County, county-wide
Middle Valley is about 3% of Hamilton County’s population, so county-wide figures may differ from local conditions.
Climate89°F summers, 34°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Middle Valley has warm summers (avg high 89°F) and mild winters (avg low 34°F).
Spring (Mar–May)
73°/50°F
avg high / low
Summer (Jun–Aug)
89°/70°F
avg high / low
Fall (Sep–Nov)
73°/52°F
avg high / low
Winter (Dec–Feb)
53°/34°F
avg high / low
Annual Precipitation
60.3"
Annual Snowfall
3.6"
Hot Days/Year
58
days above 90°F
Freeze Days/Year
56
days below 32°F
Rainy Days/Year
123
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 51°F | 32°F | 5.02" |
| Feb | 56°F | 36°F | 5.03" |
| Mar | 64°F | 42°F | 5.34" |
| Apr | 74°F | 50°F | 4.87" |
| May | 81°F | 59°F | 3.94" |
| Jun | 88°F | 67°F | 4.18" |
| Jul | 91°F | 71°F | 5.08" |
| Aug | 90°F | 70°F | 3.67" |
| Sep | 84°F | 64°F | 4.23" |
| Oct | 74°F | 51°F | 3.59" |
| Nov | 62°F | 40°F | 4.80" |
| Dec | 53°F | 35°F | 5.25" |
Healthcare
Hospitals, ratings, and health insurance in Middle Valley
Uninsured
11.0%
of residents
No hospitals inside Middle Valley's limits — nearest hospitals · within 15 miles
Erlanger Behavioral Hospital, Llc
Psychiatric · 11.4 mi away · Chattanooga
Memorial Healthcare System, Inc.
Acute Care Hospitals · 11.6 mi away · Chattanooga
Erlanger Medical Center
Acute Care Hospitals · ER available · 11.9 mi away · Chattanooga
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education17.2:1 student/teacher ratio
Schools and degree attainment in Middle Valley
Middle Valley's student/teacher ratio is 17.2:1 (higher than the national average of 16:1), and 30.8% of adults 25+ hold a bachelor's degree or higher.
Public Schools
3
within city limits
Private Schools
1
within city limits
College Degree Rate
30.8%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
17.2:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Middle Valley (within 15 miles)
The University of Tennessee-Chattanooga
12.2 mi awayPublic · 4-year · 10,074 students · in-state tuition $10,762 · 56% graduate · median earnings $56,442 (10 yrs after entry)
Chattanooga State Community College
7.3 mi awayPublic · 2-year · 5,284 students · in-state tuition $4,916 · 30% graduate · median earnings $43,805 (10 yrs after entry)
Miller-Motte College-Chattanooga
11.2 mi awayPrivate for-profit · 2-year · 4,462 students · 56% graduate · median earnings $34,579 (10 yrs after entry)
Private nonprofit · 4-year · 2,773 students · in-state tuition $28,900 · 62% graduate · median earnings $58,780 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Chickamauga & Chattanooga National Military Park, 18 mi
Nearby national parks, recreation areas and public libraries for Middle Valley
Middle Valley has 8 nearby national parks or recreation areas, closest being Chickamauga & Chattanooga National Military Park (18 mi away).
Nearby National Parks & Recreation Areas
Chickamauga & Chattanooga National Military Park
National Military Park
18 mi awayRussell Cave National Monument
National Monument
39 mi awayLittle River Canyon National Preserve
National Preserve
59 mi awayObed Wild & Scenic River
Wild & Scenic River
71 mi awayStones River National Battlefield
National Battlefield
84 mi awayKennesaw Mountain National Battlefield Park
National Battlefield Park
92 mi awayBig South Fork National River & Recreation Area
National River & Recreation Area
97 mi awayChattahoochee River National Recreation Area
National Recreation Area
97 mi awayCities Near Middle Valley
The closest cities within 60 miles
Planning a move to Middle Valley?
Read our full moving guide — what it's really like to live here.
Middle Valley FAQ
Is Middle Valley, Tennessee affordable?⌄
Middle Valley's median rent is $1,180/month, which is below the national average, making it relatively affordable. The median household income is $95,000/year. Median home value is $319,400.
Is Middle Valley, Tennessee safe?⌄
Middle Valley is policed by the Hamilton County Sheriff's Office, whose violent crime rate across its service area was 194 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 442 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Middle Valley, Tennessee?⌄
Hamilton County, which includes Middle Valley, has an unemployment rate of 3.3%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Middle Valley, Tennessee?⌄
The cost of living in Middle Valley is primarily driven by housing. Median rent is $1,180/month and median household income is $95,000/year. The median home value is $319,400. About 18% of renters spend more than 30% of their income on housing.
How is the commute in Middle Valley, Tennessee?⌄
The average commute in Middle Valley is 24 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from