About

Life in Shelbyville

Shelbyville is the seat of Bedford County in Middle Tennessee, best known as home of the Tennessee Walking Horse National Celebration. It's a young, growing manufacturing town: the median age is about 32, the population is up about 11% since 2020, and manufacturing employs about 23% of working residents. Housing is moderately priced, with a median home value of $244,000, about 27% below the national median, though Zillow's estimate has risen about 26% in five years as Nashville-area growth spreads.

Shelbyville at a Glance

Population, income, housing and more

Median Age

31.8 yrs

Poverty Rate

20.7%

Foreign-Born

15.3%

Broadband Internet

86.2%

of households

Population Growth

+11.1%

recent change · Census Bureau

Median household income

Shelbyville$55,073
Tennessee avg$69,595
US$80,734

Demographics15.3% foreign-born, most often from Mexico

Who lives in Shelbyville: race and ethnicity, ages, households, languages and countries of origin

In Shelbyville, the largest foreign-born group is from Mexico (58.4%), and 23.8% of residents speak Spanish at home.

Under 18

28.4%

of residents

65 and Older

10.7%

of residents

Households with Kids

34.3%

anyone under 18

Living Alone

27.8%

of households

Married Couples

31.3%

of households

Avg Household Size

2.64

people

Race & Ethnicity

White54.2%
Hispanic or Latino29.5%
Black9.6%
Two or more races5.9%
Asian0.6%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico58.4%
Guatemala30.1%
Iraq5.9%
El Salvador1.9%
India1.6%
England0.7%
Laos0.7%
Canada0.3%
Dominican Republic0.2%

Languages Spoken at Home

English only74.4%
Spanish23.8%
Arabic1.5%
Other Indo-European0.3%

Cost of Livingrent 11% below TN average

Rent, home values, and income in Shelbyville

In Shelbyville, rent runs 11% below the TN average, and home values are 15% below the TN average.

Median rent (per month)

Shelbyville$1,056
Tennessee avg$1,189
US$1,413

Median home value

Shelbyville$244,000
Tennessee avg$286,700
US$332,700

Rent Burdened

46.2%

spending 30%+ of income on rent

Severely Rent Burdened

23.4%

spending 50%+

Median Property Tax

$1,371

per year, owner-occupied homes

Homeowners

50.7%

of occupied homes are owned

Typical Home Built

1985

median year built

Home Value Trend

$244,496
$309,121
202120222023202420252026

Latest: $309,121 (September 2026)

Jobs & Economyunemployment about average for TN

Unemployment in Shelbyville

Unemployment in Shelbyville is close to the TN average.

Unemployment rate

Shelbyville3.4%
Tennessee avg3.5%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

2.9%
3%
3.4%
202320242025

City-level (BLS) · Annual averages

What Shelbyville Residents Do for Work · share of employed residents by industry

Manufacturing22.6%
Retail16.2%
Education & health care15.1%
Construction12.8%
Transportation & utilities7.1%
Arts, hospitality & food service6.4%
Finance & real estate6.2%
Professional & business services5.1%

City residents, wherever they work

Commute27.2 min avg

How Shelbyville residents get to work, and the nearest airports

In Shelbyville, most residents drive alone to work (74%), and 61% get there in under 30 minutes.

How People Get to Work

Drive alone73.7%
Carpool17.8%
Public transit0.0%
Walk0.2%
Work from home6.8%
Other1.5%

Commute Time Distribution

Under 15 min33.9%
15–29 min27.3%
30–44 min16.1%
45–59 min10.4%
60+ min12.3%

Nearest airports · with airline service

  • Nashville International Airport (BNA)

    Major hub12.5M passengers boarded in 2025

    46 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 27% above national average

Crime rates for 2025

Violent crime in Shelbyville runs 27% above the national average.

Violent Crime Rate

417.4

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

1,388.6

per 100,000 residents

Below average (1,552 national, 2025)

Shelbyville Police Department

Natural DisastersThunderstorm Wind most common — 15 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

69.2 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Cold wave · ModerateStrong wind · ModerateTornado · ModerateWinter weather · Moderate

Bedford County, county-wide · FEMA NRI December 2025

In Bedford County, which includes Shelbyville, the most common type is thunderstorm wind, with 15 recorded events in 2025.

Most common events:

Thunderstorm WindDroughtWinter WeatherFlash FloodHail

Storm events by year

YearEventsTop TypeProperty Damage
202515Thunderstorm Wind$751,000
202414Drought$47,000
202318Thunderstorm Wind$275,000
202219Thunderstorm Wind$33,000
202117Thunderstorm Wind$1.2M
20209Thunderstorm Wind$236,020
20197Thunderstorm Wind$291,400
20188Thunderstorm Wind$425,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Bedford County, county-wide

Air Quality33 median AQI — Good

Days by air quality category (2025)

Air quality in Maury County, TN (the nearest EPA-monitored county, about 36 miles from Shelbyville) is typically good — 299 good-air days per year.

Median AQI

33

Good Days

299

per year

Moderate Days

59

per year

Unhealthy Days

0

per year

Nearest EPA monitor county: Maury County, TN (36 mi away)

Climate88°F summers, 31°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Shelbyville has warm summers (avg high 88°F) and cold winters (avg low 31°F).

Spring (Mar–May)

71°/47°F

avg high / low

Summer (Jun–Aug)

88°/66°F

avg high / low

Fall (Sep–Nov)

73°/48°F

avg high / low

Winter (Dec–Feb)

52°/31°F

avg high / low

Annual Precipitation

59.4"

Annual Snowfall

1.1"

Hot Days/Year

49

days above 90°F

Freeze Days/Year

76

days below 32°F

Rainy Days/Year

128

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°6.5"Jan: 5.29" precipitationFeb: 5.63" precipitationMar: 5.79" precipitationApr: 4.99" precipitationMay: 5.05" precipitationJun: 5.03" precipitationJul: 5.07" precipitationAug: 4.24" precipitationSep: 4.22" precipitationOct: 3.65" precipitationNov: 4.35" precipitationDec: 6.05" precipitation29°JJan: high 49°F, low 29°FFFeb: high 54°F, low 32°FMMar: high 63°F, low 39°FAApr: high 72°F, low 47°FMMay: high 80°F, low 56°FJJun: high 86°F, low 64°F89°JJul: high 89°F, low 68°FAAug: high 89°F, low 67°FSSep: high 84°F, low 60°FOOct: high 73°F, low 48°FNNov: high 62°F, low 37°FDDec: high 52°F, low 32°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan49°F29°F5.29"
Feb54°F32°F5.63"
Mar63°F39°F5.79"
Apr72°F47°F4.99"
May80°F56°F5.05"
Jun86°F64°F5.03"
Jul89°F68°F5.07"
Aug89°F67°F4.24"
Sep84°F60°F4.22"
Oct73°F48°F3.65"
Nov62°F37°F4.35"
Dec52°F32°F6.05"

Healthcare1 hospital, avg 4.0/5

Hospitals, ratings, and health insurance in Shelbyville

Shelbyville has 1 hospital, averaging 4.0 out of 5 on CMS's quality rating — above-average care.

Hospitals

1

within city limits

Uninsured

21.7%

of residents

Avg Hospital Rating

4.0 / 5

Vanderbilt Bedford Hospital

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Vanderbilt Tullahoma-harton Hospital

Acute Care Hospitals · ER available · 14.9 mi away · Tullahoma

Adult Health · vs. the typical US place

Obesity46.0%US 36.8%
Diabetes14.1%US 12.6%
High blood pressure38.7%US 37.1%
Current smoking20.3%US 15.0%
No leisure-time physical activity32.5%US 26.6%
Depression29.4%US 23.0%
Asthma11.2%US 10.7%
Routine checkup in past year75.8%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education14.3:1 student/teacher ratio

Schools and degree attainment in Shelbyville

Shelbyville's student/teacher ratio is 14.3:1 (lower than the national average of 16:1), and 13.1% of adults 25+ hold a bachelor's degree or higher.

Public Schools

7

within city limits

Private Schools

1

within city limits

College Degree Rate

13.1%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

14.3:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Parks & Recreationclosest: Stones River National Battlefield, 26 mi

Nearby national parks, recreation areas and public libraries for Shelbyville

Shelbyville has 4 nearby national parks or recreation areas, closest being Stones River National Battlefield (26 mi away).

Nearby National Parks & Recreation Areas

Stones River National Battlefield

National Battlefield

26 mi away

Russell Cave National Monument

National Monument

51 mi away

Chickamauga & Chattanooga National Military Park

National Military Park

76 mi away

Little River Canyon National Preserve

National Preserve

89 mi away

Public Libraries in Shelbyville

Shelbyville-Bedford County Public Library

220 S. Jefferson Street, Shelbyville

Central library~60 hrs/week

Cities Near Shelbyville

The closest cities within 60 miles

Planning a move to Shelbyville?

Read our full moving guide — what it's really like to live here.

Moving to Shelbyville →

Shelbyville FAQ

Is Shelbyville, Tennessee affordable?⌄

Shelbyville's median rent is $1,056/month, which is below the national average, making it relatively affordable. The median household income is $55,073/year. Median home value is $244,000.

Is Shelbyville, Tennessee safe?⌄

Shelbyville's violent crime rate was 417 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 1389 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Shelbyville, Tennessee?⌄

Shelbyville has an unemployment rate of 3.4%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Shelbyville, Tennessee?⌄

The cost of living in Shelbyville is primarily driven by housing. Median rent is $1,056/month and median household income is $55,073/year. The median home value is $244,000. About 46% of renters spend more than 30% of their income on housing.

How is the commute in Shelbyville, Tennessee?⌄

The average commute in Shelbyville is 27 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from