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Living in
Bay City.
About
Life in Bay City
Living here means joining a tight-knit community of about 18,000 people where you're not just another face in the crowd. The economy centers around the Tenaris seamless-pipe mill—a massive $1.8 billion facility that arrived in 2017 and brought real job opportunities in manufacturing and skilled trades—plus steady work through the school district, healthcare, and local retail. Housing is genuinely affordable with median home values around $160,000 and median rent under $1,000, which matters when you're actually building a life here rather than just visiting.
Bay City at a Glance
Population, income, housing and more
Median Age
31.6 yrs
Poverty Rate
26.0%
Foreign-Born
16.6%
Broadband Internet
88.8%
of households
Population Growth
-3.2%
recent change · Census Bureau
Median household income
Demographics16.6% foreign-born, most often from Mexico
Who lives in Bay City: race and ethnicity, ages, households, languages and countries of origin
In Bay City, the largest foreign-born group is from Mexico (65.7%), and 31.8% of residents speak Spanish at home.
Under 18
29.2%
of residents
65 and Older
11.1%
of residents
Households with Kids
31.7%
anyone under 18
Living Alone
34.6%
of households
Married Couples
42.6%
of households
Avg Household Size
2.37
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 27% below TX average
Rent, home values, and income in Bay City
In Bay City, rent runs 27% below the TX average, and home values are 43% below the TX average.
Median rent (per month)
Median home value
Rent Burdened
45.4%
spending 30%+ of income on rent
Severely Rent Burdened
28.8%
spending 50%+
Median Property Tax
$2,808
per year, owner-occupied homes
Homeowners
45.8%
of occupied homes are owned
Typical Home Built
1979
median year built
Vacant Homes
10.5%
of housing units
Home Value Trend
Latest: $199,252 (September 2026)
Jobs & Economyunemployment 1.6 pts above TX average
Unemployment in Bay City
Unemployment in Matagorda County, which includes Bay City, is 1.6 percentage points higher than the TX average.
Unemployment rate
Bay City: Matagorda County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Matagorda County (county-wide) · Annual averages
What Bay City Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute20.6 min avg
How Bay City residents get to work, and the nearest airports
In Bay City, most residents drive alone to work (74%), and 74% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 59 mi
Victoria Regional Airport (VCT)
Regional airport · few flights14k passengers boarded in 2025
- 62 mi
William P. Hobby Airport (HOU)
Medium hub6.8M passengers boarded in 2025
- 78 mi
George Bush Intercontinental Airport (IAH)
Major hub23.3M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 24% above national average
Crime rates for 2025
Violent crime in Bay City runs 24% above the national average.
Violent Crime Rate
409.7
per 100,000 residents
Above average (329 national, 2025)
Property Crime Rate
1,708
per 100,000 residents
Above average (1,552 national, 2025)
Bay City Police Department
Natural DisastersThunderstorm Wind most common — 3 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
80.3 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Matagorda County, county-wide · FEMA NRI December 2025
In Matagorda County, which includes Bay City, the most common type is thunderstorm wind, with 3 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 3 | Thunderstorm Wind | $10,000 |
| 2024 | 6 | Thunderstorm Wind | None reported |
| 2023 | 10 | Excessive Heat | None reported |
| 2022 | 5 | Drought | None reported |
| 2021 | 7 | Flash Flood | None reported |
| 2020 | 5 | Storm Surge/Tide | None reported |
| 2019 | 5 | Thunderstorm Wind | $11,000 |
| 2018 | 1 | Thunderstorm Wind | None reported |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
3 earthquakes of magnitude 2.5+ within 100 miles in the past year
Matagorda County, county-wide
Air Quality35 median AQI — Good
Days by air quality category (2025)
Air quality in Brazoria County, TX (the nearest EPA-monitored county, about 34 miles from Bay City) is typically good — 295 good-air days per year.
Median AQI
35
Good Days
295
per year
Moderate Days
62
per year
Unhealthy Days
0
per year
Nearest EPA monitor county: Brazoria County, TX (34 mi away)
Climate90°F summers, 45°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Bay City has hot summers (avg high 90°F) and mild winters (avg low 45°F).
Spring (Mar–May)
78°/59°F
avg high / low
Summer (Jun–Aug)
90°/72°F
avg high / low
Fall (Sep–Nov)
81°/60°F
avg high / low
Winter (Dec–Feb)
65°/45°F
avg high / low
Annual Precipitation
49.1"
Annual Snowfall
0.9"
Hot Days/Year
88
days above 90°F
Freeze Days/Year
7
days below 32°F
Rainy Days/Year
96
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 63°F | 43°F | 3.76" |
| Feb | 67°F | 47°F | 2.53" |
| Mar | 72°F | 53°F | 3.03" |
| Apr | 78°F | 59°F | 3.24" |
| May | 84°F | 66°F | 4.44" |
| Jun | 89°F | 72°F | 5.69" |
| Jul | 91°F | 73°F | 4.51" |
| Aug | 91°F | 73°F | 4.27" |
| Sep | 88°F | 69°F | 5.79" |
| Oct | 81°F | 60°F | 4.24" |
| Nov | 72°F | 51°F | 4.00" |
| Dec | 65°F | 45°F | 3.56" |
Healthcare
Hospitals, ratings, and health insurance in Bay City
Uninsured
22.7%
of residents
No hospitals inside Bay City's limits — nearest hospitals · within 15 miles
Matagorda Regional Medical Center
Acute Care Hospitals · ER available · 10.4 mi away · Bay City
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education16.0:1 student/teacher ratio
Schools and degree attainment in Bay City
Bay City's student/teacher ratio is 16.0:1, close to the national average of 16:1, and 20.2% of adults 25+ hold a bachelor's degree or higher.
Public Schools
5
within city limits
Private Schools
1
within city limits
College Degree Rate
20.2%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
16.0:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreation
Nearby national parks, recreation areas and public libraries for Bay City
Nearby National Parks & Recreation Areas
Public Libraries in Bay City
Bay City Public Library
1100 7th St, Bay City
Cities Near Bay City
The closest cities within 60 miles
Planning a move to Bay City?
Read our full moving guide — what it's really like to live here.
Bay City FAQ
Is Bay City, Texas affordable?⌄
Bay City's median rent is $1,025/month, which is below the national average, making it relatively affordable. The median household income is $53,840/year. Median home value is $160,800.
Is Bay City, Texas safe?⌄
Bay City's violent crime rate was 410 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 1708 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Bay City, Texas?⌄
Matagorda County, which includes Bay City, has an unemployment rate of 5.8%, which is above the national average of 4.3%.
What is the cost of living in Bay City, Texas?⌄
The cost of living in Bay City is primarily driven by housing. Median rent is $1,025/month and median household income is $53,840/year. The median home value is $160,800. About 45% of renters spend more than 30% of their income on housing.
How is the commute in Bay City, Texas?⌄
The average commute in Bay City is 21 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from