About

Life in Bay City

Living here means joining a tight-knit community of about 18,000 people where you're not just another face in the crowd. The economy centers around the Tenaris seamless-pipe mill—a massive $1.8 billion facility that arrived in 2017 and brought real job opportunities in manufacturing and skilled trades—plus steady work through the school district, healthcare, and local retail. Housing is genuinely affordable with median home values around $160,000 and median rent under $1,000, which matters when you're actually building a life here rather than just visiting.

Bay City at a Glance

Population, income, housing and more

Median Age

31.6 yrs

Poverty Rate

26.0%

Foreign-Born

16.6%

Broadband Internet

88.8%

of households

Population Growth

-3.2%

recent change · Census Bureau

Median household income

Bay City$53,840
Texas avg$78,476
US$80,734

Demographics16.6% foreign-born, most often from Mexico

Who lives in Bay City: race and ethnicity, ages, households, languages and countries of origin

In Bay City, the largest foreign-born group is from Mexico (65.7%), and 31.8% of residents speak Spanish at home.

Under 18

29.2%

of residents

65 and Older

11.1%

of residents

Households with Kids

31.7%

anyone under 18

Living Alone

34.6%

of households

Married Couples

42.6%

of households

Avg Household Size

2.37

people

Race & Ethnicity

Hispanic or Latino56.9%
White26.1%
Black13.7%
Two or more races1.8%
Asian1.3%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico65.7%
Russia11.0%
India7.3%
South Africa3.5%
Venezuela2.2%
Argentina2.1%
Cameroon2.1%
Italy1.6%
Turkey0.9%
Panama0.7%

Languages Spoken at Home

English only65.6%
Spanish31.8%
Other Indo-European1.5%
German/Germanic0.6%
Other Asian/Pacific0.2%
Other0.1%
Russian/Slavic0.1%

Cost of Livingrent 27% below TX average

Rent, home values, and income in Bay City

In Bay City, rent runs 27% below the TX average, and home values are 43% below the TX average.

Median rent (per month)

Bay City$1,025
Texas avg$1,403
US$1,413

Median home value

Bay City$160,800
Texas avg$283,800
US$332,700

Rent Burdened

45.4%

spending 30%+ of income on rent

Severely Rent Burdened

28.8%

spending 50%+

Median Property Tax

$2,808

per year, owner-occupied homes

Homeowners

45.8%

of occupied homes are owned

Typical Home Built

1979

median year built

Vacant Homes

10.5%

of housing units

Home Value Trend

$178,754
$199,252
202120222023202420252026

Latest: $199,252 (September 2026)

Jobs & Economyunemployment 1.6 pts above TX average

Unemployment in Bay City

Unemployment in Matagorda County, which includes Bay City, is 1.6 percentage points higher than the TX average.

Unemployment rate

Bay City5.8%
Texas avg4.2%
US4.3%

Bay City: Matagorda County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

7.7%
7.7%
6.5%
5.9%
11%
8.5%
6.2%
5.7%
5.6%
5.8%
2016201720182019202020212022202320242025

Matagorda County (county-wide) · Annual averages

What Bay City Residents Do for Work · share of employed residents by industry

Education & health care14.8%
Construction14.6%
Manufacturing13.8%
Retail12.6%
Transportation & utilities10.3%
Arts, hospitality & food service7.8%
Professional & business services6.9%
Public administration6.2%

City residents, wherever they work

Commute20.6 min avg

How Bay City residents get to work, and the nearest airports

In Bay City, most residents drive alone to work (74%), and 74% get there in under 30 minutes.

How People Get to Work

Drive alone73.9%
Carpool19.6%
Public transit0.0%
Walk1.3%
Work from home4.8%
Other0.4%

Commute Time Distribution

Under 15 min43.4%
15–29 min30.9%
30–44 min12.1%
45–59 min9.4%
60+ min4.2%

Nearest airports · with airline service

  • Victoria Regional Airport (VCT)

    Regional airport · few flights14k passengers boarded in 2025

    59 mi
  • William P. Hobby Airport (HOU)

    Medium hub6.8M passengers boarded in 2025

    62 mi
  • George Bush Intercontinental Airport (IAH)

    Major hub23.3M passengers boarded in 2025

    78 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 24% above national average

Crime rates for 2025

Violent crime in Bay City runs 24% above the national average.

Violent Crime Rate

409.7

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

1,708

per 100,000 residents

Above average (1,552 national, 2025)

Bay City Police Department

Natural DisastersThunderstorm Wind most common — 3 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

80.3 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Hurricane · HighCoastal flooding · ModerateDrought · ModerateLightning · Moderate

Matagorda County, county-wide · FEMA NRI December 2025

In Matagorda County, which includes Bay City, the most common type is thunderstorm wind, with 3 recorded events in 2025.

Most common events:

Thunderstorm WindDroughtFlash FloodExcessive HeatTropical Storm

Storm events by year

YearEventsTop TypeProperty Damage
20253Thunderstorm Wind$10,000
20246Thunderstorm WindNone reported
202310Excessive HeatNone reported
20225DroughtNone reported
20217Flash FloodNone reported
20205Storm Surge/TideNone reported
20195Thunderstorm Wind$11,000
20181Thunderstorm WindNone reported

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

3 earthquakes of magnitude 2.5+ within 100 miles in the past year

Matagorda County, county-wide

Air Quality35 median AQI — Good

Days by air quality category (2025)

Air quality in Brazoria County, TX (the nearest EPA-monitored county, about 34 miles from Bay City) is typically good — 295 good-air days per year.

Median AQI

35

Good Days

295

per year

Moderate Days

62

per year

Unhealthy Days

0

per year

Nearest EPA monitor county: Brazoria County, TX (34 mi away)

Climate90°F summers, 45°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Bay City has hot summers (avg high 90°F) and mild winters (avg low 45°F).

Spring (Mar–May)

78°/59°F

avg high / low

Summer (Jun–Aug)

90°/72°F

avg high / low

Fall (Sep–Nov)

81°/60°F

avg high / low

Winter (Dec–Feb)

65°/45°F

avg high / low

Annual Precipitation

49.1"

Annual Snowfall

0.9"

Hot Days/Year

88

days above 90°F

Freeze Days/Year

7

days below 32°F

Rainy Days/Year

96

Average month

High °FLow °FPrecip (in)
30°50°70°90°6"Jan: 3.76" precipitationFeb: 2.53" precipitationMar: 3.03" precipitationApr: 3.24" precipitationMay: 4.44" precipitationJun: 5.69" precipitationJul: 4.51" precipitationAug: 4.27" precipitationSep: 5.79" precipitationOct: 4.24" precipitationNov: 4.00" precipitationDec: 3.56" precipitation43°JJan: high 63°F, low 43°FFFeb: high 67°F, low 47°FMMar: high 72°F, low 53°FAApr: high 78°F, low 59°FMMay: high 84°F, low 66°FJJun: high 89°F, low 72°FJJul: high 91°F, low 73°F91°AAug: high 91°F, low 73°FSSep: high 88°F, low 69°FOOct: high 81°F, low 60°FNNov: high 72°F, low 51°FDDec: high 65°F, low 45°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan63°F43°F3.76"
Feb67°F47°F2.53"
Mar72°F53°F3.03"
Apr78°F59°F3.24"
May84°F66°F4.44"
Jun89°F72°F5.69"
Jul91°F73°F4.51"
Aug91°F73°F4.27"
Sep88°F69°F5.79"
Oct81°F60°F4.24"
Nov72°F51°F4.00"
Dec65°F45°F3.56"

Healthcare

Hospitals, ratings, and health insurance in Bay City

Uninsured

22.7%

of residents

No hospitals inside Bay City's limits — nearest hospitals · within 15 miles

Matagorda Regional Medical Center

Acute Care Hospitals · ER available · 10.4 mi away · Bay City

Adult Health · vs. the typical US place

Obesity41.0%US 36.8%
Diabetes16.3%US 12.6%
High blood pressure38.4%US 37.1%
Current smoking16.2%US 15.0%
No leisure-time physical activity35.7%US 26.6%
Depression22.3%US 23.0%
Asthma10.3%US 10.7%
Routine checkup in past year73.9%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education16.0:1 student/teacher ratio

Schools and degree attainment in Bay City

Bay City's student/teacher ratio is 16.0:1, close to the national average of 16:1, and 20.2% of adults 25+ hold a bachelor's degree or higher.

Public Schools

5

within city limits

Private Schools

1

within city limits

College Degree Rate

20.2%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

16.0:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Parks & Recreation

Nearby national parks, recreation areas and public libraries for Bay City

Nearby National Parks & Recreation Areas

Public Libraries in Bay City

Bay City Public Library

1100 7th St, Bay City

Central library~48 hrs/week

Cities Near Bay City

The closest cities within 60 miles

Planning a move to Bay City?

Read our full moving guide — what it's really like to live here.

Moving to Bay City →

Bay City FAQ

Is Bay City, Texas affordable?⌄

Bay City's median rent is $1,025/month, which is below the national average, making it relatively affordable. The median household income is $53,840/year. Median home value is $160,800.

Is Bay City, Texas safe?⌄

Bay City's violent crime rate was 410 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 1708 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Bay City, Texas?⌄

Matagorda County, which includes Bay City, has an unemployment rate of 5.8%, which is above the national average of 4.3%.

What is the cost of living in Bay City, Texas?⌄

The cost of living in Bay City is primarily driven by housing. Median rent is $1,025/month and median household income is $53,840/year. The median home value is $160,800. About 45% of renters spend more than 30% of their income on housing.

How is the commute in Bay City, Texas?⌄

The average commute in Bay City is 21 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from