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Living in
McKinney.
About
Life in McKinney
This is a city that's grown explosively—the fourth fastest-growing large city in America from 2010 to 2019—and that growth is still going strong. You'll feel it in the sprawl, the new subdivisions, and the traffic on the main corridors heading toward Dallas, but you'll also see it reflected in a strong job market with a 3.8% unemployment rate and median household income sitting at $124,215. The cost of living isn't cheap—median home values hover around $471,800 and rent averages $1,901 monthly—but that reflects both the Dallas-Fort Worth market and the fact that McKinney attracts families and professionals who can afford it.
McKinney at a Glance
Population, income, housing and more
Median Age
36.9 yrs
Poverty Rate
5.7%
Foreign-Born
19.5%
Broadband Internet
95.7%
of households
Population Growth
+20.8%
recent change · Census Bureau
Median household income
Demographics19.5% foreign-born, most often from India
Who lives in McKinney: race and ethnicity, ages, households, languages and countries of origin
In McKinney, the largest foreign-born group is from India (26.1%), and 10.9% of residents speak Spanish at home.
Under 18
26.2%
of residents
65 and Older
10.3%
of residents
Households with Kids
41.7%
anyone under 18
Living Alone
20.6%
of households
Married Couples
60.4%
of households
Avg Household Size
2.82
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 35% above TX average
Rent, home values, and income in McKinney
In McKinney, rent runs 35% above the TX average, and home values are 66% above the TX average.
Median rent (per month)
Median home value
Rent Burdened
46.9%
spending 30%+ of income on rent
Severely Rent Burdened
23.1%
spending 50%+
Cost of Living Index
103.1
metro area (BEA) · US avg = 100
Median Property Tax
$7,791
per year, owner-occupied homes
Homeowners
63.8%
of occupied homes are owned
Typical Home Built
2007
median year built
Vacant Homes
4.6%
of housing units
Home Value Trend
Latest: $472,867 (September 2026)
Jobs & Economyunemployment 0.4 pts below TX average
Unemployment in McKinney
Unemployment in McKinney is 0.4 percentage points lower than the TX average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What McKinney Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute27.8 min avg
How McKinney residents get to work, and the nearest airports
In McKinney, most residents drive alone to work (65%), and 59% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 28 mi
Dallas Love Field (DAL)
Medium hub8.2M passengers boarded in 2025
- 32 mi
Dallas Fort Worth International Airport (DFW)
Major hub41.3M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 65% below national average
Crime rates for 2025
Violent crime in McKinney runs 65% below the national average.
Violent Crime Rate
115
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
679.6
per 100,000 residents
Below average (1,552 national, 2025)
McKinney Police Department
Natural DisastersHail most common — 34 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
98.9 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Collin County, county-wide · FEMA NRI December 2025
In Collin County, which includes McKinney, the most common type is hail, with 34 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 34 | Hail | $2.0M |
| 2024 | 36 | Hail | $1.8M |
| 2023 | 26 | Hail | $1302.6M |
| 2022 | 26 | Drought | $410,000 |
| 2021 | 23 | Hail | $6.6M |
| 2020 | 15 | Heat | $2.2M |
| 2019 | 25 | Thunderstorm Wind | $2.4M |
| 2018 | 15 | Hail | $770,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
9 earthquakes of magnitude 2.5+ within 100 miles in the past year
Collin County, county-wide
Air Quality40 median AQI — Good
Days by air quality category (2025)
Air quality in Collin County, which includes McKinney, is typically good — 272 good-air days per year.
Median AQI
40
Good Days
272
per year
Moderate Days
64
per year
Unhealthy Days
3
per year
Collin County, county-wide
Climate94°F summers, 36°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
McKinney has hot summers (avg high 94°F) and mild winters (avg low 36°F).
Spring (Mar–May)
75°/54°F
avg high / low
Summer (Jun–Aug)
94°/72°F
avg high / low
Fall (Sep–Nov)
77°/54°F
avg high / low
Winter (Dec–Feb)
57°/36°F
avg high / low
Annual Precipitation
42.4"
Annual Snowfall
2.6"
Hot Days/Year
88
days above 90°F
Freeze Days/Year
45
days below 32°F
Rainy Days/Year
90
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 56°F | 34°F | 2.70" |
| Feb | 60°F | 38°F | 2.57" |
| Mar | 68°F | 46°F | 3.51" |
| Apr | 75°F | 53°F | 3.58" |
| May | 83°F | 62°F | 4.77" |
| Jun | 91°F | 70°F | 3.58" |
| Jul | 95°F | 74°F | 1.96" |
| Aug | 96°F | 73°F | 1.73" |
| Sep | 88°F | 66°F | 2.81" |
| Oct | 78°F | 54°F | 4.41" |
| Nov | 66°F | 44°F | 3.19" |
| Dec | 57°F | 36°F | 3.49" |
Healthcare3 hospitals, avg 3.5/5
Hospitals, ratings, and health insurance in McKinney
McKinney has 3 hospitals, averaging 3.5 out of 5 on CMS's quality rating.
Hospitals
3
within city limits
Uninsured
8.2%
of residents
Avg Hospital Rating
3.5 / 5
Baylor Scott and White Medical Center Mckinney
Acute Care Hospitals · ER available
Medical Center of Mckinney
Acute Care Hospitals · ER available
Methodist Mckinney Hospital
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Cook Childrens Medical Center Prosper
Childrens · ER available · 5.2 mi away · Prosper
Texas Health Presbyterian Hospital Allen
Acute Care Hospitals · ER available · 8.5 mi away · Allen
Baylor Scott & White Medical Center - Centennial
Acute Care Hospitals · ER available · 8.5 mi away · Frisco
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education15.0:1 student/teacher ratio
Schools and degree attainment in McKinney
McKinney's student/teacher ratio is 15.0:1 (lower than the national average of 16:1), and 54.1% of adults 25+ hold a bachelor's degree or higher.
Public Schools
59
within city limits
Private Schools
5
within city limits
College Degree Rate
54.1%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
15.0:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in McKinney
Collin County Community College District
Public · 2-year · 26,449 students · in-state tuition $2,014 · 21% graduate · median earnings $50,928 (10 yrs after entry)
Nearby Colleges (within 15 miles)
Galen Health Institutes-Dallas
14.8 mi awayPrivate for-profit · 2-year · 1,153 students · in-state tuition $18,740 · median earnings $69,188 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Chickasaw National Recreation Area, 89 mi
Nearby national parks, recreation areas and public libraries for McKinney
McKinney has 1 nearby national park or recreation area, closest being Chickasaw National Recreation Area (89 mi away).
Nearby National Parks & Recreation Areas
Chickasaw National Recreation Area
National Recreation Area
89 mi awayPublic Libraries in McKinney
Mckinney Public Library System
101 E Hunt St, Mckinney
John And Judy Gay Library
6861 Eldorado Pkwy, Mckinney
Cities Near McKinney
The closest cities within 60 miles
Planning a move to McKinney?
Read our full moving guide — what it's really like to live here.
McKinney FAQ
Is McKinney, Texas affordable?⌄
McKinney's median rent is $1,901/month, which is above the national average. The median household income is $124,215/year. Median home value is $471,800.
Is McKinney, Texas safe?⌄
McKinney's violent crime rate was 115 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 680 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in McKinney, Texas?⌄
McKinney has an unemployment rate of 3.8%, which is close to the national average of 4.3%.
What is the cost of living in McKinney, Texas?⌄
The cost of living in McKinney is primarily driven by housing. Median rent is $1,901/month and median household income is $124,215/year. The median home value is $471,800. About 47% of renters spend more than 30% of their income on housing.
How is the commute in McKinney, Texas?⌄
The average commute in McKinney is 28 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from