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Living in
Germantown.
About
Life in Germantown
It's a comfortable, family-oriented suburb north of Milwaukee where you get solid middle-class stability without feeling trapped in a sprawling exurb. With a median household income of $100,231 and a median home value around $373,600, you're looking at a fairly affluent community where homeownership is the norm—nearly 77% of residents own their homes—and the neighborhood is genuinely stable with tight family structures (57% married couples, lots of households with kids). The job market is solid with an unemployment rate of 2.6%, well below the national average, though most people here commute to Milwaukee for work, which averages about 22 minutes and is manageable for a region this size.
Germantown at a Glance
Population, income, housing and more
Median Age
44.1 yrs
Poverty Rate
4.9%
Foreign-Born
7.6%
Broadband Internet
95.6%
of households
Population Growth
+0.6%
recent change · Census Bureau
Median household income
Demographics7.6% foreign-born, most often from India
Who lives in Germantown: race and ethnicity, ages, households, languages and countries of origin
In Germantown, the largest foreign-born group is from India (24.5%), and 2.9% of residents speak Other Indo-European at home.
Under 18
22.5%
of residents
65 and Older
17.8%
of residents
Households with Kids
30.9%
anyone under 18
Living Alone
26.5%
of households
Married Couples
57.2%
of households
Avg Household Size
2.42
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 25% above WI average
Rent, home values, and income in Germantown
In Germantown, rent runs 25% above the WI average, and home values are 40% above the WI average.
Median rent (per month)
Median home value
Rent Burdened
50.4%
spending 30%+ of income on rent
Severely Rent Burdened
19.5%
spending 50%+
Cost of Living Index
96.9
metro area (BEA) · US avg = 100
Median Property Tax
$4,797
per year, owner-occupied homes
Homeowners
77.2%
of occupied homes are owned
Typical Home Built
1988
median year built
Vacant Homes
1.9%
of housing units
Home Value Trend
Latest: $456,338 (September 2026)
Jobs & Economyunemployment 0.4 pts below WI average
Unemployment in Germantown and typical pay across the metro area
Unemployment in Washington County, which includes Germantown, is 0.4 percentage points lower than the WI average.
Unemployment rate
Germantown: Washington County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Washington County (county-wide) · Annual averages
What Germantown Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Milwaukee-Waukesha-West Allis, WI metro area
Commute22.8 min avg
How Germantown residents get to work, and the nearest airports
In Germantown, most residents drive alone to work (74%), and 67% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 22 mi
General Mitchell International Airport (MKE)
Medium hub2.9M passengers boarded in 2025
- 87 mi
Chicago O'Hare International Airport (ORD)
Major hub40.7M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 86% below national average
Crime rates for 2025
Violent crime in Germantown runs 86% below the national average.
Violent Crime Rate
47.5
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
906.8
per 100,000 residents
Below average (1,552 national, 2025)
Germantown Police Department
Natural DisastersWinter Weather most common — 17 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
68.3 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Washington County, county-wide · FEMA NRI December 2025
In Washington County, which includes Germantown, the most common type is winter weather, with 17 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 17 | Winter Weather | $6.8M |
| 2024 | 19 | Winter Weather | $47,000 |
| 2023 | 13 | Winter Weather | $29,000 |
| 2022 | 26 | Winter Weather | $928,500 |
| 2021 | 16 | Winter Weather | $23,000 |
| 2020 | 18 | Winter Weather | $13,000 |
| 2019 | 25 | Winter Weather | $16,000 |
| 2018 | 24 | Winter Weather | $611,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Washington County, county-wide
Air Quality41 median AQI — Good
Days by air quality category (2025)
Air quality in Waukesha County, WI (the nearest EPA-monitored county, about 18 miles from Germantown) is typically good — 242 good-air days per year.
Median AQI
41
Good Days
242
per year
Moderate Days
113
per year
Unhealthy Days
3
per year
Nearest EPA monitor county: Waukesha County, WI (18 mi away)
Climate79°F summers, 14°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Germantown has mild summers (avg high 79°F) and very cold winters (avg low 14°F).
Spring (Mar–May)
54°/34°F
avg high / low
Summer (Jun–Aug)
79°/57°F
avg high / low
Fall (Sep–Nov)
59°/39°F
avg high / low
Winter (Dec–Feb)
30°/14°F
avg high / low
Annual Precipitation
34.4"
Annual Snowfall
54.3"
Hot Days/Year
7
days above 90°F
Freeze Days/Year
156
days below 32°F
Rainy Days/Year
125
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 27°F | 11°F | 1.57" |
| Feb | 31°F | 14°F | 1.44" |
| Mar | 42°F | 24°F | 1.90" |
| Apr | 54°F | 34°F | 3.84" |
| May | 66°F | 45°F | 3.95" |
| Jun | 76°F | 54°F | 4.37" |
| Jul | 81°F | 60°F | 3.92" |
| Aug | 79°F | 58°F | 3.80" |
| Sep | 72°F | 50°F | 3.22" |
| Oct | 59°F | 39°F | 2.64" |
| Nov | 45°F | 28°F | 2.00" |
| Dec | 33°F | 18°F | 1.73" |
Healthcare
Hospitals, ratings, and health insurance in Germantown
Uninsured
1.9%
of residents
No hospitals inside Germantown's limits — nearest hospitals · within 15 miles
Ascension Wisconsin Hosp Menomonee Falls Campus
Acute Care Hospitals · ER available · 4.3 mi away · Menomonee Falls
Community Memorial Hospital
Acute Care Hospitals · ER available · 4.9 mi away · Menomonee Falls
St Josephs Community Hospital West Bend
Acute Care Hospitals · ER available · 9.1 mi away · West Bend
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education15.8:1 student/teacher ratio
Schools and degree attainment in Germantown
Germantown's student/teacher ratio is 15.8:1, close to the national average of 16:1, and 47.4% of adults 25+ hold a bachelor's degree or higher.
Public Schools
4
within city limits
Private Schools
1
within city limits
College Degree Rate
47.4%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
15.8:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Germantown (within 15 miles)
Concordia University-Wisconsin
10.5 mi awayPrivate nonprofit · 4-year · 2,197 students · in-state tuition $36,530 · 58% graduate · median earnings $61,992 (10 yrs after entry)
Bryant & Stratton College-Wauwatosa
13.7 mi awayPrivate nonprofit · 2-year · 1,037 students · in-state tuition $20,497 · 37% graduate · median earnings $37,469 (10 yrs after entry)
Private nonprofit · 4-year · 943 students · in-state tuition $37,360 · 63% graduate · median earnings $68,940 (10 yrs after entry)
Private nonprofit · 4-year · 631 students · in-state tuition $36,490 · 59% graduate · median earnings $54,273 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Ice Age National Scenic Trail, 89 mi
Nearby national parks, recreation areas and public libraries for Germantown
Germantown has 1 nearby national park or recreation area, closest being Ice Age National Scenic Trail (89 mi away).
Nearby National Parks & Recreation Areas
Ice Age National Scenic Trail
National Scenic Trail
89 mi awayPublic Libraries in Germantown
Germantown Community Library
N112w16957 Mequon Rd., Germantown
Cities Near Germantown
The closest cities within 60 miles
Planning a move to Germantown?
Read our full moving guide — what it's really like to live here.
Germantown FAQ
Is Germantown, Wisconsin affordable?⌄
Germantown's median rent is $1,355/month, which is close to the national average. The median household income is $100,231/year. Median home value is $373,600.
Is Germantown, Wisconsin safe?⌄
Germantown's violent crime rate was 48 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 907 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Germantown, Wisconsin?⌄
Washington County, which includes Germantown, has an unemployment rate of 2.8%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Germantown, Wisconsin?⌄
The cost of living in Germantown is primarily driven by housing. Median rent is $1,355/month and median household income is $100,231/year. The median home value is $373,600. About 50% of renters spend more than 30% of their income on housing.
How is the commute in Germantown, Wisconsin?⌄
The average commute in Germantown is 23 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from