About

Life in Fort Payne

Living in Fort Payne means settling into a small northeastern Alabama city where manufacturing—particularly socks—built the economy and community, though that industrial base has shifted considerably over the decades as Chinese competition reshaped the job market. The cost of living is genuinely affordable: median home values hover around $158,100, rent averages $679 monthly, and the 2.6% unemployment rate suggests steady work exists, though you should expect that many positions are service and light manufacturing rather than specialized fields. The subtropical climate delivers mild winters with occasional snow (and even a small ski resort on nearby Lookout Mountain when conditions allow), but you're also in tornado country—the city has taken direct hits historically, and the area experiences the full weather drama of the Cumberland Plateau, including heavy snow events and tropical systems that occasionally push inland.

Fort Payne at a Glance

Population, income, housing and more

Median Age

37.4 yrs

Poverty Rate

32.5%

Foreign-Born

9.3%

Broadband Internet

87.3%

of households

Population Growth

+2.3%

recent change · Census Bureau

Median household income

Fort Payne$47,479
Alabama avg$63,999
US$80,734

Demographics9.3% foreign-born, most often from Guatemala

Who lives in Fort Payne: race and ethnicity, ages, households, languages and countries of origin

In Fort Payne, the largest foreign-born group is from Guatemala (45.4%), and 20.0% of residents speak Spanish at home.

Under 18

26.3%

of residents

65 and Older

15.5%

of residents

Households with Kids

32.7%

anyone under 18

Living Alone

32.9%

of households

Married Couples

44.6%

of households

Avg Household Size

2.64

people

Race & Ethnicity

White71.5%
Hispanic or Latino23.7%
Two or more races1.8%
Other1.4%
Black1.3%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Guatemala45.4%
Mexico32.9%
Romania4.9%
Germany3.2%
India3.2%
Colombia1.9%
Other Northern Europe1.8%
Belgium1.4%
Philippines1.4%
El Salvador1.3%

Languages Spoken at Home

English only78.5%
Spanish20.0%
Other Indo-European0.7%
Other0.5%
German/Germanic0.2%
French/Haitian0.1%
Tagalog/Filipino0.1%

Cost of Livingrent 33% below AL average

Rent, home values, and income in Fort Payne

In Fort Payne, rent runs 33% below the AL average, and home values are 25% below the AL average.

Median rent (per month)

Fort Payne$679
Alabama avg$1,007
US$1,413

Median home value

Fort Payne$157,000
Alabama avg$209,900
US$332,700

Rent Burdened

34.5%

spending 30%+ of income on rent

Severely Rent Burdened

22.9%

spending 50%+

Median Property Tax

$531

per year, owner-occupied homes

Homeowners

69.3%

of occupied homes are owned

Typical Home Built

1977

median year built

Vacant Homes

13.3%

of housing units

Home Value Trend

$163,251
$205,185
202120222023202420252026

Latest: $205,185 (September 2026)

Jobs & Economyunemployment 0.4 pts below AL average

Unemployment in Fort Payne

Unemployment in DeKalb County, which includes Fort Payne, is 0.4 percentage points lower than the AL average.

Unemployment rate

Fort Payne2.5%
Alabama avg2.9%
US4.3%

Fort Payne: DeKalb County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

5.8%
4.5%
3.7%
2.9%
4.8%
2.5%
2.2%
2.2%
2.6%
2.5%
2016201720182019202020212022202320242025

DeKalb County (county-wide) · Annual averages

What Fort Payne Residents Do for Work · share of employed residents by industry

Manufacturing20.6%
Education & health care19.6%
Other services10.9%
Retail9.1%
Professional & business services8.4%
Arts, hospitality & food service7.6%
Finance & real estate3.9%
Public administration3.3%

City residents, wherever they work

Commute17.3 min avg

How Fort Payne residents get to work, and the nearest airports

In Fort Payne, most residents drive alone to work (78%), and 82% get there in under 30 minutes.

How People Get to Work

Drive alone78.3%
Carpool12.2%
Public transit0.0%
Walk1.4%
Work from home7.2%
Other0.9%

Commute Time Distribution

Under 15 min53.3%
15–29 min28.9%
30–44 min5.9%
45–59 min9.9%
60+ min2.0%

Nearest airports · with airline service

  • Chattanooga Metropolitan Airport (Lovell Field) (CHA)

    Small hub632k passengers boarded in 2025

    50 mi
  • Hartsfield Jackson Atlanta International Airport (ATL)

    Major hub51.5M passengers boarded in 2025

    92 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 48% below national average

Crime rates for 2025

Violent crime in Fort Payne runs 48% below the national average.

Violent Crime Rate

172.7

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

1,414.9

per 100,000 residents

Below average (1,552 national, 2025)

Fort Payne Police Department

Natural DisastersThunderstorm Wind most common — 19 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

80.4 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Strong wind · HighCold wave · ModerateDrought · ModerateIce storm · ModerateLightning · Moderate

DeKalb County, county-wide · FEMA NRI December 2025

In DeKalb County, which includes Fort Payne, the most common type is thunderstorm wind, with 19 recorded events in 2025.

Most common events:

Thunderstorm WindFrost/FreezeTornadoHailFlash Flood

Storm events by year

YearEventsTop TypeProperty Damage
202519Thunderstorm Wind$173,000
202425Thunderstorm Wind$97,500
202330Thunderstorm Wind$85,500
202220Frost/Freeze$29,000
202118Thunderstorm Wind$3,200
202017Thunderstorm Wind$11,200
201926Thunderstorm Wind$61,300
201822Frost/Freeze$30,300

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

DeKalb County, county-wide

Air Quality41 median AQI — Good

Days by air quality category (2025)

Air quality in DeKalb County, which includes Fort Payne, is typically good — 282 good-air days per year.

Median AQI

41

Good Days

282

per year

Moderate Days

83

per year

Unhealthy Days

0

per year

DeKalb County, county-wide

Climate90°F summers, 34°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Fort Payne has warm summers (avg high 90°F) and mild winters (avg low 34°F).

Spring (Mar–May)

73°/50°F

avg high / low

Summer (Jun–Aug)

90°/69°F

avg high / low

Fall (Sep–Nov)

75°/52°F

avg high / low

Winter (Dec–Feb)

55°/34°F

avg high / low

Annual Precipitation

59.5"

Annual Snowfall

5.0"

Hot Days/Year

60

days above 90°F

Freeze Days/Year

57

days below 32°F

Rainy Days/Year

137

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°6"Jan: 5.27" precipitationFeb: 5.39" precipitationMar: 5.28" precipitationApr: 5.07" precipitationMay: 5.01" precipitationJun: 4.60" precipitationJul: 5.38" precipitationAug: 3.86" precipitationSep: 4.42" precipitationOct: 3.60" precipitationNov: 4.53" precipitationDec: 5.62" precipitation32°JJan: high 52°F, low 32°FFFeb: high 57°F, low 36°FMMar: high 65°F, low 42°FAApr: high 74°F, low 50°FMMay: high 81°F, low 58°FJJun: high 88°F, low 67°F91°JJul: high 91°F, low 70°FAAug: high 90°F, low 69°FSSep: high 86°F, low 64°FOOct: high 76°F, low 52°FNNov: high 64°F, low 41°FDDec: high 55°F, low 35°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan52°F32°F5.27"
Feb57°F36°F5.39"
Mar65°F42°F5.28"
Apr74°F50°F5.07"
May81°F58°F5.01"
Jun88°F67°F4.60"
Jul91°F70°F5.38"
Aug90°F69°F3.86"
Sep86°F64°F4.42"
Oct76°F52°F3.60"
Nov64°F41°F4.53"
Dec55°F35°F5.62"

Healthcare1 hospital, avg 2.0/5

Hospitals, ratings, and health insurance in Fort Payne

Fort Payne has 1 hospital, averaging 2.0 out of 5 on CMS's quality rating — below-average care.

Hospitals

1

within city limits

Uninsured

16.3%

of residents

Avg Hospital Rating

2.0 / 5

Dekalb Regional Medical Center

Acute Care Hospitals · ER available

Adult Health · vs. the typical US place

Obesity39.2%US 36.8%
Diabetes15.5%US 12.6%
High blood pressure43.5%US 37.1%
Current smoking19.3%US 15.0%
No leisure-time physical activity34.3%US 26.6%
Depression26.3%US 23.0%
Asthma10.2%US 10.7%
Routine checkup in past year77.9%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education16.7:1 student/teacher ratio

Schools and degree attainment in Fort Payne

Fort Payne's student/teacher ratio is 16.7:1 (higher than the national average of 16:1), and 17.3% of adults 25+ hold a bachelor's degree or higher.

Public Schools

6

within city limits

Private Schools

0

within city limits

College Degree Rate

17.3%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

16.7:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Parks & Recreationclosest: Little River Canyon National Preserve, 5 mi

Nearby national parks, recreation areas and public libraries for Fort Payne

Fort Payne has 8 nearby national parks or recreation areas, closest being Little River Canyon National Preserve (5 mi away).

Nearby National Parks & Recreation Areas

Little River Canyon National Preserve

National Preserve

5 mi away

Russell Cave National Monument

National Monument

36 mi away

Chickamauga & Chattanooga National Military Park

National Military Park

41 mi away

Freedom Riders National Monument

National Monument

58 mi away

Kennesaw Mountain National Battlefield Park

National Battlefield Park

72 mi away

Chattahoochee River National Recreation Area

National Recreation Area

86 mi away

Martin Luther King, Jr. National Historical Park

National Historical Park

90 mi away

Birmingham Civil Rights National Monument

National Monument

91 mi away

Public Libraries in Fort Payne

Fort Payne - Dekalb County Public Library

504 Grand Avenue Nw, Fort Payne

Central library~50 hrs/week

Cities Near Fort Payne

The closest cities within 60 miles

Planning a move to Fort Payne?

Read our full moving guide — what it's really like to live here.

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Fort Payne FAQ

Is Fort Payne, Alabama affordable?⌄

Fort Payne's median rent is $679/month, which is below the national average, making it relatively affordable. The median household income is $47,479/year. Median home value is $157,000.

Is Fort Payne, Alabama safe?⌄

Fort Payne's violent crime rate was 173 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1415 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Fort Payne, Alabama?⌄

DeKalb County, which includes Fort Payne, has an unemployment rate of 2.5%, which is strong — well below the national average of 4.3%.

What is the cost of living in Fort Payne, Alabama?⌄

The cost of living in Fort Payne is primarily driven by housing. Median rent is $679/month and median household income is $47,479/year. The median home value is $157,000. About 35% of renters spend more than 30% of their income on housing.

How is the commute in Fort Payne, Alabama?⌄

The average commute in Fort Payne is 17 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from