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Living in
Fort Payne.
About
Life in Fort Payne
Living in Fort Payne means settling into a small northeastern Alabama city where manufacturing—particularly socks—built the economy and community, though that industrial base has shifted considerably over the decades as Chinese competition reshaped the job market. The cost of living is genuinely affordable: median home values hover around $158,100, rent averages $679 monthly, and the 2.6% unemployment rate suggests steady work exists, though you should expect that many positions are service and light manufacturing rather than specialized fields. The subtropical climate delivers mild winters with occasional snow (and even a small ski resort on nearby Lookout Mountain when conditions allow), but you're also in tornado country—the city has taken direct hits historically, and the area experiences the full weather drama of the Cumberland Plateau, including heavy snow events and tropical systems that occasionally push inland.
Fort Payne at a Glance
Population, income, housing and more
Median Age
37.4 yrs
Poverty Rate
32.5%
Foreign-Born
9.3%
Broadband Internet
87.3%
of households
Population Growth
+2.3%
recent change · Census Bureau
Median household income
Demographics9.3% foreign-born, most often from Guatemala
Who lives in Fort Payne: race and ethnicity, ages, households, languages and countries of origin
In Fort Payne, the largest foreign-born group is from Guatemala (45.4%), and 20.0% of residents speak Spanish at home.
Under 18
26.3%
of residents
65 and Older
15.5%
of residents
Households with Kids
32.7%
anyone under 18
Living Alone
32.9%
of households
Married Couples
44.6%
of households
Avg Household Size
2.64
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 33% below AL average
Rent, home values, and income in Fort Payne
In Fort Payne, rent runs 33% below the AL average, and home values are 25% below the AL average.
Median rent (per month)
Median home value
Rent Burdened
34.5%
spending 30%+ of income on rent
Severely Rent Burdened
22.9%
spending 50%+
Median Property Tax
$531
per year, owner-occupied homes
Homeowners
69.3%
of occupied homes are owned
Typical Home Built
1977
median year built
Vacant Homes
13.3%
of housing units
Home Value Trend
Latest: $205,185 (September 2026)
Jobs & Economyunemployment 0.4 pts below AL average
Unemployment in Fort Payne
Unemployment in DeKalb County, which includes Fort Payne, is 0.4 percentage points lower than the AL average.
Unemployment rate
Fort Payne: DeKalb County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
DeKalb County (county-wide) · Annual averages
What Fort Payne Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute17.3 min avg
How Fort Payne residents get to work, and the nearest airports
In Fort Payne, most residents drive alone to work (78%), and 82% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 50 mi
Chattanooga Metropolitan Airport (Lovell Field) (CHA)
Small hub632k passengers boarded in 2025
- 92 mi
Hartsfield Jackson Atlanta International Airport (ATL)
Major hub51.5M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 48% below national average
Crime rates for 2025
Violent crime in Fort Payne runs 48% below the national average.
Violent Crime Rate
172.7
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,414.9
per 100,000 residents
Below average (1,552 national, 2025)
Fort Payne Police Department
Natural DisastersThunderstorm Wind most common — 19 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
80.4 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
DeKalb County, county-wide · FEMA NRI December 2025
In DeKalb County, which includes Fort Payne, the most common type is thunderstorm wind, with 19 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 19 | Thunderstorm Wind | $173,000 |
| 2024 | 25 | Thunderstorm Wind | $97,500 |
| 2023 | 30 | Thunderstorm Wind | $85,500 |
| 2022 | 20 | Frost/Freeze | $29,000 |
| 2021 | 18 | Thunderstorm Wind | $3,200 |
| 2020 | 17 | Thunderstorm Wind | $11,200 |
| 2019 | 26 | Thunderstorm Wind | $61,300 |
| 2018 | 22 | Frost/Freeze | $30,300 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
DeKalb County, county-wide
Air Quality41 median AQI — Good
Days by air quality category (2025)
Air quality in DeKalb County, which includes Fort Payne, is typically good — 282 good-air days per year.
Median AQI
41
Good Days
282
per year
Moderate Days
83
per year
Unhealthy Days
0
per year
DeKalb County, county-wide
Climate90°F summers, 34°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Fort Payne has warm summers (avg high 90°F) and mild winters (avg low 34°F).
Spring (Mar–May)
73°/50°F
avg high / low
Summer (Jun–Aug)
90°/69°F
avg high / low
Fall (Sep–Nov)
75°/52°F
avg high / low
Winter (Dec–Feb)
55°/34°F
avg high / low
Annual Precipitation
59.5"
Annual Snowfall
5.0"
Hot Days/Year
60
days above 90°F
Freeze Days/Year
57
days below 32°F
Rainy Days/Year
137
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 52°F | 32°F | 5.27" |
| Feb | 57°F | 36°F | 5.39" |
| Mar | 65°F | 42°F | 5.28" |
| Apr | 74°F | 50°F | 5.07" |
| May | 81°F | 58°F | 5.01" |
| Jun | 88°F | 67°F | 4.60" |
| Jul | 91°F | 70°F | 5.38" |
| Aug | 90°F | 69°F | 3.86" |
| Sep | 86°F | 64°F | 4.42" |
| Oct | 76°F | 52°F | 3.60" |
| Nov | 64°F | 41°F | 4.53" |
| Dec | 55°F | 35°F | 5.62" |
Healthcare1 hospital, avg 2.0/5
Hospitals, ratings, and health insurance in Fort Payne
Fort Payne has 1 hospital, averaging 2.0 out of 5 on CMS's quality rating — below-average care.
Hospitals
1
within city limits
Uninsured
16.3%
of residents
Avg Hospital Rating
2.0 / 5
Dekalb Regional Medical Center
Acute Care Hospitals · ER available
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education16.7:1 student/teacher ratio
Schools and degree attainment in Fort Payne
Fort Payne's student/teacher ratio is 16.7:1 (higher than the national average of 16:1), and 17.3% of adults 25+ hold a bachelor's degree or higher.
Public Schools
6
within city limits
Private Schools
0
within city limits
College Degree Rate
17.3%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
16.7:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreationclosest: Little River Canyon National Preserve, 5 mi
Nearby national parks, recreation areas and public libraries for Fort Payne
Fort Payne has 8 nearby national parks or recreation areas, closest being Little River Canyon National Preserve (5 mi away).
Nearby National Parks & Recreation Areas
Little River Canyon National Preserve
National Preserve
5 mi awayRussell Cave National Monument
National Monument
36 mi awayChickamauga & Chattanooga National Military Park
National Military Park
41 mi awayFreedom Riders National Monument
National Monument
58 mi awayKennesaw Mountain National Battlefield Park
National Battlefield Park
72 mi awayChattahoochee River National Recreation Area
National Recreation Area
86 mi awayMartin Luther King, Jr. National Historical Park
National Historical Park
90 mi awayBirmingham Civil Rights National Monument
National Monument
91 mi awayPublic Libraries in Fort Payne
Fort Payne - Dekalb County Public Library
504 Grand Avenue Nw, Fort Payne
Cities Near Fort Payne
The closest cities within 60 miles
Planning a move to Fort Payne?
Read our full moving guide — what it's really like to live here.
Fort Payne FAQ
Is Fort Payne, Alabama affordable?⌄
Fort Payne's median rent is $679/month, which is below the national average, making it relatively affordable. The median household income is $47,479/year. Median home value is $157,000.
Is Fort Payne, Alabama safe?⌄
Fort Payne's violent crime rate was 173 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1415 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Fort Payne, Alabama?⌄
DeKalb County, which includes Fort Payne, has an unemployment rate of 2.5%, which is strong — well below the national average of 4.3%.
What is the cost of living in Fort Payne, Alabama?⌄
The cost of living in Fort Payne is primarily driven by housing. Median rent is $679/month and median household income is $47,479/year. The median home value is $157,000. About 35% of renters spend more than 30% of their income on housing.
How is the commute in Fort Payne, Alabama?⌄
The average commute in Fort Payne is 17 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from