About

Life in Los Osos

This unincorporated town of roughly 15,000 on California's Central Coast functions primarily as a bedroom community for San Luis Obispo, sitting just 10.6 miles away—which means your commute will likely be under 21 minutes on average, a genuine advantage if you're working eastward. The trade-off is that Los Osos itself is almost entirely residential with a small business district concentrated along a few blocks of Los Osos Valley Road, so you're dependent on nearby towns for most services, dining, and employment. Housing costs reflect the broader California coastal reality: median home values hover around $806,000 and median rent runs $2,047 monthly, though the median household income of $108,932 suggests many residents manage this through dual incomes or established equity.

Los Osos at a Glance

Population, income, housing and more

Median Age

48.6 yrs

Poverty Rate

8.1%

Foreign-Born

5.8%

Broadband Internet

93.9%

of households

Population Growth

-9.0%

recent change · Census Bureau

Median household income

Los Osos$108,932
California avg$99,122
US$80,734

Demographics5.8% foreign-born, most often from Philippines

Who lives in Los Osos: race and ethnicity, ages, households, languages and countries of origin

In Los Osos, the largest foreign-born group is from Philippines (31.0%), and 5.1% of residents speak Spanish at home.

Under 18

18.5%

of residents

65 and Older

29.0%

of residents

Households with Kids

24.5%

anyone under 18

Living Alone

27.9%

of households

Married Couples

51.2%

of households

Avg Household Size

2.34

people

Race & Ethnicity

White75.2%
Hispanic or Latino15.1%
Two or more races4.5%
Asian3.8%
Black0.6%
Other0.6%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Philippines31.0%
Mexico18.0%
England11.5%
Canada6.5%
China5.7%
Iran3.4%
Austria2.9%
Sweden2.7%
Nigeria2.6%
Ireland2.3%

Languages Spoken at Home

English only90.8%
Spanish5.1%
Tagalog/Filipino1.6%
German/Germanic0.7%
Other Asian/Pacific0.6%
Other Indo-European0.5%
Chinese0.3%
French/Haitian0.2%

Cost of Livingrent about average for CA

Rent, home values, and income in Los Osos

In Los Osos, home values are 10% above the CA average.

Median rent (per month)

Los Osos$2,047
California avg$2,036
US$1,413

Median home value

Los Osos$805,800
California avg$734,700
US$332,700

Rent Burdened

43.0%

spending 30%+ of income on rent

Severely Rent Burdened

22.6%

spending 50%+

Cost of Living Index

108.6

metro area (BEA) · US avg = 100

Median Property Tax

$6,278

per year, owner-occupied homes

Homeowners

72.9%

of occupied homes are owned

Typical Home Built

1976

median year built

Vacant Homes

5.9%

of housing units

Home Value Trend

$713,449
$866,742
202120222023202420252026

Latest: $866,742 (September 2026)

Jobs & Economyunemployment 1.1 pts below CA average

Unemployment in Los Osos

Unemployment in San Luis Obispo County, which includes Los Osos, is 1.1 percentage points lower than the CA average.

Unemployment rate

Los Osos4.4%
California avg5.5%
US4.3%

Los Osos: San Luis Obispo County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

4.5%
3.8%
3.1%
3%
8.1%
5.5%
3.2%
3.6%
4%
4.4%
2016201720182019202020212022202320242025

San Luis Obispo County (county-wide) · Annual averages

What Los Osos Residents Do for Work · share of employed residents by industry

Education & health care24.5%
Arts, hospitality & food service13.0%
Construction11.3%
Retail10.8%
Professional & business services10.5%
Public administration6.6%
Other services6.2%
Manufacturing5.1%

City residents, wherever they work

Commute19.3 min avg

How Los Osos residents get to work, and the nearest airports

In Los Osos, most residents drive alone to work (71%), and 80% get there in under 30 minutes.

How People Get to Work

Drive alone71.4%
Carpool5.6%
Public transit0.3%
Walk4.5%
Work from home15.3%
Other3.0%

Commute Time Distribution

Under 15 min30.2%
15–29 min49.9%
30–44 min14.3%
45–59 min4.0%
60+ min1.6%

Nearest airports · with airline service

  • San Luis County Regional Airport (SBP)

    Regional airport · few flights399k passengers boarded in 2025

    12 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 9% below national average

Crime rates for 2025

Violent crime in the area policed by the San Luis Obispo County Sheriff's Office, which covers Los Osos, runs 9% below the national average.

Violent Crime Rate

299.6

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

427.5

per 100,000 residents

Below average (1,552 national, 2025)

Policed by San Luis Obispo County Sheriff's Office (county-wide rate)

Natural DisastersHigh Wind most common — 6 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively High

95.9 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Drought · Very HighLandslide · HighInland flooding · HighWildfire · HighEarthquake · Moderate

San Luis Obispo County, county-wide · FEMA NRI December 2025

In San Luis Obispo County, which includes Los Osos, the most common type is high wind, with 6 recorded events in 2025.

Most common events:

High WindFlash FloodThunderstorm WindWildfireFlood

Storm events by year

YearEventsTop TypeProperty Damage
20256Wildfire$4,000
20248High WindNone reported
202312High WindNone reported
20222High WindNone reported
20211Flash FloodNone reported

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

101 earthquakes of magnitude 2.5+ within 100 miles in the past year

San Luis Obispo County, county-wide

Air Quality50 median AQI — Good

Days by air quality category (2025)

Air quality in San Luis Obispo County, which includes Los Osos, is typically good — 191 good-air days per year.

Median AQI

50

Good Days

191

per year

Moderate Days

167

per year

Unhealthy Days

0

per year

San Luis Obispo County, county-wide

Climate68°F summers, 47°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Los Osos has cool summers (avg high 68°F) and warm winters (avg low 47°F).

Spring (Mar–May)

67°/50°F

avg high / low

Summer (Jun–Aug)

68°/56°F

avg high / low

Fall (Sep–Nov)

71°/54°F

avg high / low

Winter (Dec–Feb)

65°/47°F

avg high / low

Annual Precipitation

17.0"

Annual Snowfall

0.1"

Hot Days/Year

1

days above 90°F

Freeze Days/Year

2

days below 32°F

Rainy Days/Year

42

Average month

High °FLow °FPrecip (in)
30°40°50°60°70°80°90°4"Jan: 3.64" precipitationFeb: 3.62" precipitationMar: 3.19" precipitationApr: 0.99" precipitationMay: 0.42" precipitationJun: 0.20" precipitationJul: 0.07" precipitationAug: 0.02" precipitationSep: 0.09" precipitationOct: 0.68" precipitationNov: 1.33" precipitationDec: 2.75" precipitationJJan: high 65°F, low 46°FFFeb: high 65°F, low 48°FMMar: high 66°F, low 49°FAApr: high 67°F, low 49°FMMay: high 67°F, low 52°FJJun: high 66°F, low 54°FJJul: high 67°F, low 57°FAAug: high 70°F, low 57°FSSep: high 72°F, low 56°F73°OOct: high 73°F, low 54°FNNov: high 69°F, low 50°F46°DDec: high 65°F, low 46°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan65°F46°F3.64"
Feb65°F48°F3.62"
Mar66°F49°F3.19"
Apr67°F49°F0.99"
May67°F52°F0.42"
Jun66°F54°F0.20"
Jul67°F57°F0.07"
Aug70°F57°F0.02"
Sep72°F56°F0.09"
Oct73°F54°F0.68"
Nov69°F50°F1.33"
Dec65°F46°F2.75"

Healthcare

Hospitals, ratings, and health insurance in Los Osos

Uninsured

4.5%

of residents

No hospitals inside Los Osos's limits — nearest hospitals · within 15 miles

Adventist Health Sierra Vista

Acute Care Hospitals · ER available · 9.5 mi away · San Luis Obispo

French Hospital Medical Center

Acute Care Hospitals · ER available · 10.5 mi away · San Luis Obispo

Adult Health · vs. the typical US place

Obesity25.5%US 36.8%
Diabetes10.4%US 12.6%
High blood pressure34.6%US 37.1%
Current smoking9.6%US 15.0%
No leisure-time physical activity18.2%US 26.6%
Depression22.0%US 23.0%
Asthma9.9%US 10.7%
Routine checkup in past year75.6%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education19.3:1 student/teacher ratio

Schools and degree attainment in Los Osos

Los Osos's student/teacher ratio is 19.3:1 (higher than the national average of 16:1), and 53.7% of adults 25+ hold a bachelor's degree or higher.

Public Schools

3

within city limits

Private Schools

1

within city limits

College Degree Rate

53.7%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

19.3:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Los Osos (within 15 miles)

Laurus College

9.6 mi away

Private for-profit · 2-year · 1,116 students · 39% graduate · median earnings $40,324 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Pinnacles National Park, 84 mi

Nearby national parks, recreation areas and public libraries for Los Osos

Los Osos has 1 nearby national park or recreation area, closest being Pinnacles National Park (84 mi away).

Nearby National Parks & Recreation Areas

Pinnacles National Park

National Park

84 mi away

Public Libraries in Los Osos

Los Osos Library

2075 Palisades Ave., Los Osos

Branch~39 hrs/week

Cities Near Los Osos

The closest cities within 60 miles

Planning a move to Los Osos?

Read our full moving guide — what it's really like to live here.

Moving to Los Osos →

Los Osos FAQ

Is Los Osos, California affordable?⌄

Los Osos's median rent is $2,047/month, which is significantly above the national average. The median household income is $108,932/year. Median home value is $805,800.

Is Los Osos, California safe?⌄

Los Osos is policed by the San Luis Obispo County Sheriff's Office, whose violent crime rate across its service area was 300 per 100,000 residents in 2025, which is close to the national average of 329/100k that year. Property crime rate is 428 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Los Osos, California?⌄

San Luis Obispo County, which includes Los Osos, has an unemployment rate of 4.4%, which is close to the national average of 4.3%.

What is the cost of living in Los Osos, California?⌄

The cost of living in Los Osos is primarily driven by housing. Median rent is $2,047/month and median household income is $108,932/year. The median home value is $805,800. About 43% of renters spend more than 30% of their income on housing.

How is the commute in Los Osos, California?⌄

The average commute in Los Osos is 19 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from