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Living in
Elfers.
Elfers is an unincorporated community in Pasco County, FL. It has no city government: the county runs it, and the Census counts it as its own place.
About
Life in Elfers
This is a solidly working-class community in Pasco County where you're getting genuine affordability—median home values around $202,300 and rents near $1,437 a month—in a place where families have actually chosen to stay and build lives rather than just pass through. The population is aging and stable, with a median age of 42.5 years and a strong core of married-couple households, which shapes the day-to-day culture: it's quiet, residential, and oriented toward people in their 40s, 50s, and 60s rather than young professionals or the party crowd. The job market is tighter than some might hope with an unemployment rate of 4.3%, but it's also highly dependent on what you do professionally—this isn't a tech hub or a major corporate center, so commutes of 28.5 minutes are common if your work is elsewhere in the Tampa Bay area, and you'll want to factor that into your decision.
Elfers at a Glance
Population, income, housing and more
Median Age
39.6 yrs
Poverty Rate
14.8%
Foreign-Born
13.4%
Broadband Internet
91.0%
of households
Population Growth
+10.1%
recent change · Census Bureau
Median household income
Demographics13.4% foreign-born, most often from Mexico
Who lives in Elfers: race and ethnicity, ages, households, languages and countries of origin
In Elfers, the largest foreign-born group is from Mexico (14.7%), and 11.0% of residents speak Spanish at home.
Under 18
22.3%
of residents
65 and Older
18.2%
of residents
Households with Kids
28.9%
anyone under 18
Living Alone
29.7%
of households
Married Couples
39.9%
of households
Avg Household Size
2.64
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 14% below FL average
Rent, home values, and income in Elfers
In Elfers, rent runs 14% below the FL average, and home values are 44% below the FL average.
Median rent (per month)
Median home value
Rent Burdened
46.9%
spending 30%+ of income on rent
Severely Rent Burdened
17.4%
spending 50%+
Cost of Living Index
100.9
metro area (BEA) · US avg = 100
Median Property Tax
$923
per year, owner-occupied homes
Homeowners
64.5%
of occupied homes are owned
Typical Home Built
1975
median year built
Vacant Homes
17.3%
of housing units
Jobs & Economyunemployment 0.4 pts above FL average
Unemployment in Elfers and typical pay across the metro area
Unemployment in Pasco County, which includes Elfers, is 0.4 percentage points higher than the FL average.
Unemployment rate
Elfers: Pasco County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Pasco County (county-wide) · Annual averages
Elfers is about 3% of Pasco County’s population, so county-wide figures may differ from local conditions.
What Elfers Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Tampa-St. Petersburg-Clearwater, FL metro area
Commute30.5 min avg
How Elfers residents get to work, and the nearest airports
In Elfers, most residents drive alone to work (69%), and 60% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 21 mi
Tampa International Airport (TPA)
Major hub12.1M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 34% below national average
Crime rates for 2025
Violent crime in the area policed by the Pasco County Sheriff's Office, which covers Elfers, runs 34% below the national average.
Violent Crime Rate
218.6
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
651.7
per 100,000 residents
Below average (1,552 national, 2025)
Policed by Pasco County Sheriff's Office (county-wide rate)
Natural DisastersThunderstorm Wind most common — 5 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
96.0 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Pasco County, county-wide · FEMA NRI December 2025
In Pasco County, which includes Elfers, the most common type is thunderstorm wind, with 5 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 5 | Funnel Cloud | $90,000 |
| 2024 | 8 | Thunderstorm Wind | $20,000 |
| 2023 | 3 | Thunderstorm Wind | $2,000 |
| 2022 | 9 | Hail | $95,000 |
| 2021 | 4 | Thunderstorm Wind | $22,000 |
| 2020 | 5 | Hail | $11,000 |
| 2019 | 5 | Thunderstorm Wind | $175,000 |
| 2018 | 9 | Thunderstorm Wind | $1.0M |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Pasco County, county-wide
Elfers is about 3% of Pasco County’s population, so county-wide figures may differ from local conditions.
Air Quality37 median AQI — Good
Days by air quality category (2025)
Air quality in Pasco County, which includes Elfers, is typically good — 338 good-air days per year.
Median AQI
37
Good Days
338
per year
Moderate Days
26
per year
Unhealthy Days
0
per year
Pasco County, county-wide
Elfers is about 3% of Pasco County’s population, so county-wide figures may differ from local conditions.
Climate90°F summers, 53°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Elfers has hot summers (avg high 90°F) and warm winters (avg low 53°F).
Spring (Mar–May)
81°/63°F
avg high / low
Summer (Jun–Aug)
90°/75°F
avg high / low
Fall (Sep–Nov)
83°/66°F
avg high / low
Winter (Dec–Feb)
71°/53°F
avg high / low
Annual Precipitation
54.3"
Annual Snowfall
0.0"
Hot Days/Year
95
days above 90°F
Freeze Days/Year
2
days below 32°F
Rainy Days/Year
112
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 69°F | 51°F | 3.03" |
| Feb | 72°F | 54°F | 2.51" |
| Mar | 76°F | 58°F | 3.08" |
| Apr | 81°F | 63°F | 2.69" |
| May | 86°F | 69°F | 2.35" |
| Jun | 90°F | 74°F | 7.06" |
| Jul | 91°F | 76°F | 9.05" |
| Aug | 91°F | 76°F | 9.66" |
| Sep | 89°F | 74°F | 7.03" |
| Oct | 84°F | 67°F | 3.19" |
| Nov | 76°F | 59°F | 1.90" |
| Dec | 71°F | 54°F | 2.74" |
Healthcare
Hospitals, ratings, and health insurance in Elfers
Uninsured
19.4%
of residents
No hospitals inside Elfers's limits — nearest hospitals · within 15 miles
Morton Plant North Bay Hospital
Acute Care Hospitals · ER available · 2.7 mi away · New Port Richey
HCA Florida Trinity Hospital
Acute Care Hospitals · ER available · 4.4 mi away · Trinity
Adventhealth North Pinellas
Acute Care Hospitals · ER available · 6.1 mi away · Tarpon Springs
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education17.0:1 student/teacher ratio
Schools and degree attainment in Elfers
Elfers's student/teacher ratio is 17.0:1 (higher than the national average of 16:1), and 15.5% of adults 25+ hold a bachelor's degree or higher.
Public Schools
3
within city limits
Private Schools
2
within city limits
College Degree Rate
15.5%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
17.0:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreationclosest: De Soto National Memorial, 48 mi
Nearby national parks, recreation areas and public libraries for Elfers
Elfers has 1 nearby national park or recreation area, closest being De Soto National Memorial (48 mi away).
Nearby National Parks & Recreation Areas
De Soto National Memorial
National Memorial
48 mi awayPublic Libraries in Elfers
Centennial Park Branch Library
5740 Moog Road, Holiday
Cities Near Elfers
The closest cities within 60 miles
Planning a move to Elfers?
Read our full moving guide — what it's really like to live here.
Elfers FAQ
Is Elfers, Florida affordable?⌄
Elfers's median rent is $1,437/month, which is close to the national average. The median household income is $56,054/year. Median home value is $202,300.
Is Elfers, Florida safe?⌄
Elfers is policed by the Pasco County Sheriff's Office, whose violent crime rate across its service area was 219 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 652 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Elfers, Florida?⌄
Pasco County, which includes Elfers, has an unemployment rate of 4.3%, which is close to the national average of 4.3%.
What is the cost of living in Elfers, Florida?⌄
The cost of living in Elfers is primarily driven by housing. Median rent is $1,437/month and median household income is $56,054/year. The median home value is $202,300. About 47% of renters spend more than 30% of their income on housing.
How is the commute in Elfers, Florida?⌄
The average commute in Elfers is 31 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from