Elfers is an unincorporated community in Pasco County, FL. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Elfers

Elfers is an unincorporated community in Florida with home prices that remain within reach, air quality that stays clean most of the year, a population that has grown fast since 2020, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Elfers deals with household incomes below the national average, commute times longer than most cities, college degree attainment below the national average, and hot summers.

The good

  • Affordable home prices
  • Clean air
  • Fast-growing population
  • Average class sizes

The not so good

  • Below-average household incomes
  • Above-average commute times
  • Low college degree attainment
  • Hot summers
  • Above-average rainfall
  • Car-dependent — few commuters use transit

How Elfers compares

Median household income

Elfers$56,054
Florida avg$74,568
US$80,734

Median rent (per month)

Elfers$1,437
Florida avg$1,669
US$1,413

Median home value

Elfers$202,300
Florida avg$359,000
US$332,700

What it takes to move to Elfers

Based on Elfers's median rent, home value and household income

To rent

$2,874

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $57,480 a year
  • 47% of Elfers renters spend 30% or more of their income on rent

To buy

$40,460

a 20% down payment on the median home

  • With 10% down: $20,230
  • Homes cost 3.6× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,437/mo median rent

Rent is pretty middle of the road, at $1,437 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices here are genuinely accessible, with a median around $202,300. That kind of affordability is rare in today's market.

Median home value $202,300 · 47% of renters cost-burdened

Job market

4.3% county unemployment

Unemployment in Pasco County is 4.3%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Pasco County (county-wide)

Safety

219 violent crimes per 100k, whole jurisdiction

Elfers doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Pasco County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 652/100k · Policed by Pasco County Sheriff's Office (county-wide rate) · 2025 data

Getting around▲ 17% above US

31 min average commute

Traffic is a real factor here. The 30.5 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 8 in 10 workers drive to work; 15% work from home.

How workers get to work

Drive alone
69%
Work from home
15%
Carpool
12%
Other
3.5%
Walk
0.4%
Public transit
0.2%

Climate

Summers are hot and humid, with highs regularly hitting 90°F, and winters are mild, with lows rarely dropping below 53°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
40°50°60°70°80°90°100°10"Jan: 3.03" precipitationFeb: 2.51" precipitationMar: 3.08" precipitationApr: 2.69" precipitationMay: 2.35" precipitationJun: 7.06" precipitationJul: 9.05" precipitationAug: 9.66" precipitationSep: 7.03" precipitationOct: 3.19" precipitationNov: 1.90" precipitationDec: 2.74" precipitation51°JJan: high 69°F, low 51°FFFeb: high 72°F, low 54°FMMar: high 76°F, low 58°FAApr: high 81°F, low 63°FMMay: high 86°F, low 69°FJJun: high 90°F, low 74°FJJul: high 91°F, low 76°F91°AAug: high 91°F, low 76°FSSep: high 89°F, low 74°FOOct: high 84°F, low 67°FNNov: high 76°F, low 59°FDDec: high 71°F, low 54°F

30-year averages, 1991–2020

Education & workforce▼ 57% below US

16% bachelor's degree or higher

This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.

Schools

3 public schools inside the boundary

There are 3 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 17:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is De Soto National Memorial (48 miles away).

Bottom line

Elfers's strongest points are home prices that remain within reach and air quality that stays clean most of the year; the main tradeoffs are household incomes below the national average and commute times longer than most cities. A year of median rent ($1,437/mo) equals 31% of the median household income here, more than the 21% typical nationwide. It tends to suit remote workers (15% of workers here already work from home). It may be a harder fit for anyone who doesn't drive.

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