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Living in
Navarre.
Navarre is an unincorporated community in Santa Rosa County, FL. It has no city government: the county runs it, and the Census counts it as its own place.
About
Life in Navarre
If you're considering Navarre, understand upfront that you're moving to a military and federal workforce town that happens to have great beach access—not the other way around. Housing is relatively affordable for Gulf-front proximity, with median home values around $375,700 and median rent at $1,966, though prices have climbed as the population has grown 4.4% recently. The commute matters: plan on 31.6 minutes average, and you'll absolutely need a car here.
Navarre at a Glance
Population, income, housing and more
Median Age
38.8 yrs
Poverty Rate
5.8%
Foreign-Born
5.8%
Broadband Internet
97.8%
of households
Population Growth
+4.4%
recent change · Census Bureau
Median household income
Demographics5.8% foreign-born, most often from Philippines
Who lives in Navarre: race and ethnicity, ages, households, languages and countries of origin
In Navarre, the largest foreign-born group is from Philippines (15.1%), and 3.9% of residents speak Spanish at home.
Under 18
24.3%
of residents
65 and Older
13.6%
of residents
Households with Kids
36.1%
anyone under 18
Living Alone
19.8%
of households
Married Couples
65.0%
of households
Avg Household Size
2.75
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 18% above FL average
Rent, home values, and income in Navarre
In Navarre, rent runs 18% above the FL average.
Median rent (per month)
Median home value
Rent Burdened
39.5%
spending 30%+ of income on rent
Severely Rent Burdened
20.6%
spending 50%+
Cost of Living Index
97.7
metro area (BEA) · US avg = 100
Median Property Tax
$2,251
per year, owner-occupied homes
Homeowners
82.1%
of occupied homes are owned
Typical Home Built
2003
median year built
Vacant Homes
4.9%
of housing units
Home Value Trend
Latest: $417,285 (September 2026)
Jobs & Economyunemployment about average for FL
Unemployment in Navarre
Unemployment in Santa Rosa County, which includes Navarre, is close to the FL average.
Unemployment rate
Navarre: Santa Rosa County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Santa Rosa County (county-wide) · Annual averages
What Navarre Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute31.4 min avg
How Navarre residents get to work, and the nearest airports
In Navarre, most residents drive alone to work (79%), and 46% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 19 mi
Pensacola International Airport (PNS)
Small hub1.5M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 57% below national average
Crime rates for 2025
Violent crime in the area policed by the Santa Rosa County Sheriff's Office, which covers Navarre, runs 57% below the national average.
Violent Crime Rate
141.1
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
486.8
per 100,000 residents
Below average (1,552 national, 2025)
Policed by Santa Rosa County Sheriff's Office (county-wide rate)
Natural DisastersThunderstorm Wind most common — 10 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
89.0 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Santa Rosa County, county-wide · FEMA NRI December 2025
In Santa Rosa County, which includes Navarre, the most common type is thunderstorm wind, with 10 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 10 | Thunderstorm Wind | None reported |
| 2024 | 11 | Thunderstorm Wind | None reported |
| 2023 | 10 | Thunderstorm Wind | None reported |
| 2022 | 15 | Thunderstorm Wind | $20,000 |
| 2021 | 10 | Thunderstorm Wind | None reported |
| 2020 | 13 | Thunderstorm Wind | $115.9M |
| 2019 | 5 | Lightning | $35,000 |
| 2018 | 11 | Lightning | $58,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Santa Rosa County, county-wide
Air Quality44 median AQI — Good
Days by air quality category (2025)
Air quality in Santa Rosa County, which includes Navarre, is typically good — 258 good-air days per year.
Median AQI
44
Good Days
258
per year
Moderate Days
107
per year
Unhealthy Days
0
per year
Santa Rosa County, county-wide
Climate90°F summers, 43°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Navarre has hot summers (avg high 90°F) and mild winters (avg low 43°F).
Spring (Mar–May)
79°/57°F
avg high / low
Summer (Jun–Aug)
90°/73°F
avg high / low
Fall (Sep–Nov)
80°/58°F
avg high / low
Winter (Dec–Feb)
65°/43°F
avg high / low
Annual Precipitation
63.6"
Annual Snowfall
0.0"
Hot Days/Year
86
days above 90°F
Freeze Days/Year
23
days below 32°F
Rainy Days/Year
107
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 63°F | 41°F | 4.73" |
| Feb | 67°F | 44°F | 4.72" |
| Mar | 73°F | 50°F | 5.06" |
| Apr | 79°F | 56°F | 5.19" |
| May | 85°F | 64°F | 3.39" |
| Jun | 89°F | 72°F | 6.05" |
| Jul | 91°F | 74°F | 7.26" |
| Aug | 90°F | 73°F | 8.58" |
| Sep | 88°F | 69°F | 5.62" |
| Oct | 80°F | 58°F | 3.75" |
| Nov | 71°F | 48°F | 4.35" |
| Dec | 64°F | 44°F | 4.85" |
Healthcare
Hospitals, ratings, and health insurance in Navarre
Uninsured
9.0%
of residents
No hospitals inside Navarre's limits — nearest hospitals · within 15 miles
HCA Florida Fort Walton-destin Hospital
Acute Care Hospitals · ER available · 14.6 mi away · Fort Walton Beach
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education17.5:1 student/teacher ratio
Schools and degree attainment in Navarre
Navarre's student/teacher ratio is 17.5:1 (higher than the national average of 16:1), and 36.1% of adults 25+ hold a bachelor's degree or higher.
Public Schools
6
within city limits
Private Schools
0
within city limits
College Degree Rate
36.1%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
17.5:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreationclosest: Gulf Islands National Seashore, 22 mi
Nearby national parks, recreation areas and public libraries for Navarre
Navarre has 1 nearby national park or recreation area, closest being Gulf Islands National Seashore (22 mi away).
Nearby National Parks & Recreation Areas
Gulf Islands National Seashore
National Seashore
22 mi awayPublic Libraries in Navarre
Navarre Library
8484 James M. Harvell Road, Navarre
Cities Near Navarre
The closest cities within 60 miles
Planning a move to Navarre?
Read our full moving guide — what it's really like to live here.
Navarre FAQ
Is Navarre, Florida affordable?⌄
Navarre's median rent is $1,966/month, which is significantly above the national average. The median household income is $105,265/year. Median home value is $375,700.
Is Navarre, Florida safe?⌄
Navarre is policed by the Santa Rosa County Sheriff's Office, whose violent crime rate across its service area was 141 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 487 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Navarre, Florida?⌄
Santa Rosa County, which includes Navarre, has an unemployment rate of 4.1%, which is close to the national average of 4.3%.
What is the cost of living in Navarre, Florida?⌄
The cost of living in Navarre is primarily driven by housing. Median rent is $1,966/month and median household income is $105,265/year. The median home value is $375,700. About 40% of renters spend more than 30% of their income on housing.
How is the commute in Navarre, Florida?⌄
The average commute in Navarre is 31 minutes, which is longer than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from