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Moving to
Navarre.
Navarre is an unincorporated community in Santa Rosa County, FL. It has no city government: the county runs it, and the Census counts it as its own place.
What it's like to live in Navarre
Navarre is an unincorporated community in Florida with household incomes running above the national average and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Navarre deals with rent well above the national average, commute times longer than most cities, hot summers, and very rainy.
The good
- Higher-than-average incomes
- Average class sizes
The not so good
- Rent well above the national average
- Above-average commute times
- Hot summers
- Very rainy — 64" of rain per year
- Smaller place — fewer dining and entertainment options
- Car-dependent — few commuters use transit
How Navarre compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Navarre
Based on Navarre's median rent, home value and household income
To rent
$3,932
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $78,640 a year
- 40% of Navarre renters spend 30% or more of their income on rent
To buy
$75,140
a 20% down payment on the median home
- With 10% down: $37,570
- Homes cost 3.6× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 39% above US
$1,966/mo median rent
Rent is expensive here, at $1,966 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices run above average, with a median around $375,700. Buyers should expect to stretch their budget here.
Median home value $375,700 · 40% of renters cost-burdened
Job market
4.1% county unemployment
Unemployment in Santa Rosa County is 4.1%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Santa Rosa County (county-wide)
Safety
141 violent crimes per 100k, whole jurisdiction
Navarre doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Santa Rosa County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.
Property crime 487/100k · Policed by Santa Rosa County Sheriff's Office (county-wide rate) · 2025 data
Getting around▲ 21% above US
31 min average commute
Traffic is a real factor here. The 31.4 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 9 in 10 workers drive to work; 12% work from home.
How workers get to work
Climate
Summers are hot and humid, with highs regularly hitting 90°F, and winters are mild, with lows rarely dropping below 43°F. It's a wet climate overall.
Average month
30-year averages, 1991–2020
Education & workforceNear US average
36% bachelor's degree or higher
Education levels run about average, with 36% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
6 public schools inside the boundary
There are 6 public schools inside the boundary. The student-to-teacher ratio is 18:1, slightly above the national average of 16:1.
Parks & recreation
The nearest national park or historic site is Gulf Islands National Seashore (22 miles away).
Bottom line
Navarre's strongest point is household incomes running above the national average; the main tradeoffs are rent well above the national average and commute times longer than most cities. A year of median rent ($1,966/mo) equals 22% of the median household income here, about the same as the 21% typical nationwide. It may be a harder fit for renters on a tight budget.
Other places near Navarre
All Florida guides →Moving to Midway CDP (Santa Rosa County) →
8 mi away · pop. 21,317
Rent $1,645/mo · Income $96,041
Compare with Navarre →Moving to Fort Walton Beach →
15 mi away · pop. 21,025
Rent $1,307/mo · Income $68,538
Compare with Navarre →Not sure Navarre is the one?
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