Navarre is an unincorporated community in Santa Rosa County, FL. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Navarre

Navarre is an unincorporated community in Florida with household incomes running above the national average and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Navarre deals with rent well above the national average, commute times longer than most cities, hot summers, and very rainy.

The good

  • Higher-than-average incomes
  • Average class sizes

The not so good

  • Rent well above the national average
  • Above-average commute times
  • Hot summers
  • Very rainy — 64" of rain per year
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Navarre compares

Median household income

Navarre$105,265
Florida avg$74,568
US$80,734

Median rent (per month)

Navarre$1,966
Florida avg$1,669
US$1,413

Median home value

Navarre$375,700
Florida avg$359,000
US$332,700

What it takes to move to Navarre

Based on Navarre's median rent, home value and household income

To rent

$3,932

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $78,640 a year
  • 40% of Navarre renters spend 30% or more of their income on rent

To buy

$75,140

a 20% down payment on the median home

  • With 10% down: $37,570
  • Homes cost 3.6× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 39% above US

$1,966/mo median rent

Rent is expensive here, at $1,966 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices run above average, with a median around $375,700. Buyers should expect to stretch their budget here.

Median home value $375,700 · 40% of renters cost-burdened

Job market

4.1% county unemployment

Unemployment in Santa Rosa County is 4.1%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Santa Rosa County (county-wide)

Safety

141 violent crimes per 100k, whole jurisdiction

Navarre doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Santa Rosa County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 487/100k · Policed by Santa Rosa County Sheriff's Office (county-wide rate) · 2025 data

Getting around▲ 21% above US

31 min average commute

Traffic is a real factor here. The 31.4 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 9 in 10 workers drive to work; 12% work from home.

How workers get to work

Drive alone
79%
Work from home
12%
Carpool
6.4%
Other
1.6%
Walk
0.5%

Climate

Summers are hot and humid, with highs regularly hitting 90°F, and winters are mild, with lows rarely dropping below 43°F. It's a wet climate overall.

Average month

High °FLow °FPrecip (in)
30°50°70°90°9"Jan: 4.73" precipitationFeb: 4.72" precipitationMar: 5.06" precipitationApr: 5.19" precipitationMay: 3.39" precipitationJun: 6.05" precipitationJul: 7.26" precipitationAug: 8.58" precipitationSep: 5.62" precipitationOct: 3.75" precipitationNov: 4.35" precipitationDec: 4.85" precipitation41°JJan: high 63°F, low 41°FFFeb: high 67°F, low 44°FMMar: high 73°F, low 50°FAApr: high 79°F, low 56°FMMay: high 85°F, low 64°FJJun: high 89°F, low 72°F91°JJul: high 91°F, low 74°FAAug: high 90°F, low 73°FSSep: high 88°F, low 69°FOOct: high 80°F, low 58°FNNov: high 71°F, low 48°FDDec: high 64°F, low 44°F

30-year averages, 1991–2020

Education & workforceNear US average

36% bachelor's degree or higher

Education levels run about average, with 36% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

6 public schools inside the boundary

There are 6 public schools inside the boundary. The student-to-teacher ratio is 18:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Gulf Islands National Seashore (22 miles away).

Bottom line

Navarre's strongest point is household incomes running above the national average; the main tradeoffs are rent well above the national average and commute times longer than most cities. A year of median rent ($1,966/mo) equals 22% of the median household income here, about the same as the 21% typical nationwide. It may be a harder fit for renters on a tight budget.

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