About

Life in Palm Coast

This sprawling coastal community in northeastern Florida has exploded in the past two decades—the population nearly tripled since 2000—which means you're moving to a place that's still figuring out who it wants to be. The job market here centers around healthcare, restaurants, landscaping, retail, and government work, with schools being the largest employer; if you're looking for major corporate opportunities, you'll likely commute to Daytona Beach (30 miles south), St. Augustine (25 miles north), Jacksonville, or even Orlando, which most residents do.

Palm Coast at a Glance

Population, income, housing and more

Median Age

50.4 yrs

Poverty Rate

10.6%

Foreign-Born

14.8%

Broadband Internet

89.1%

of households

Population Growth

+23.2%

recent change · Census Bureau

Median household income

Palm Coast$77,350
Florida avg$74,568
US$80,734

Demographics14.8% foreign-born, most often from Portugal

Who lives in Palm Coast: race and ethnicity, ages, households, languages and countries of origin

In Palm Coast, the largest foreign-born group is from Portugal (9.0%), and 8.3% of residents speak Spanish at home.

Under 18

17.1%

of residents

65 and Older

29.5%

of residents

Households with Kids

21.6%

anyone under 18

Living Alone

23.8%

of households

Married Couples

55.5%

of households

Avg Household Size

2.46

people

Race & Ethnicity

White68.5%
Hispanic or Latino13.5%
Black10.3%
Two or more races4.3%
Asian2.6%
Other0.8%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Portugal9.0%
Colombia6.6%
Cuba6.4%
Haiti5.9%
Philippines5.8%
Ukraine4.1%
Peru3.6%
Germany3.4%
Russia3.3%
El Salvador3.3%

Languages Spoken at Home

English only82.2%
Spanish8.3%
Other Indo-European3.1%
Russian/Slavic2.4%
French/Haitian1.4%
German/Germanic0.7%
Tagalog/Filipino0.6%
Other Asian/Pacific0.4%

Cost of Livingrent 7% above FL average

Rent, home values, and income in Palm Coast

In Palm Coast, rent runs 7% above the FL average.

Median rent (per month)

Palm Coast$1,782
Florida avg$1,669
US$1,413

Median home value

Palm Coast$350,800
Florida avg$359,000
US$332,700

Rent Burdened

54.4%

spending 30%+ of income on rent

Severely Rent Burdened

29.2%

spending 50%+

Cost of Living Index

99.4

metro area (BEA) · US avg = 100

Median Property Tax

$2,645

per year, owner-occupied homes

Homeowners

81.9%

of occupied homes are owned

Typical Home Built

2003

median year built

Vacant Homes

10.0%

of housing units

Home Value Trend

$330,576
$398,109
$343,894
202120222023202420252026

Latest: $343,894 (September 2026)

Jobs & Economyunemployment 0.8 pts above FL average

Unemployment in Palm Coast

Unemployment in Palm Coast is 0.8 percentage points higher than the FL average.

Unemployment rate

Palm Coast4.7%
Florida avg3.9%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

5.5%
4.7%
4.1%
3.8%
7.8%
4.7%
3.4%
3.5%
3.9%
4.7%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Palm Coast Residents Do for Work · share of employed residents by industry

Education & health care22.6%
Retail13.5%
Professional & business services13.5%
Arts, hospitality & food service8.4%
Finance & real estate8.2%
Construction7.1%
Transportation & utilities6.5%
Manufacturing5.5%

City residents, wherever they work

Commute27 min avg

How Palm Coast residents get to work, and the nearest airports

In Palm Coast, most residents drive alone to work (68%), and 61% get there in under 30 minutes.

How People Get to Work

Drive alone67.6%
Carpool11.7%
Public transit0.4%
Walk0.5%
Work from home17.4%
Other2.3%

Commute Time Distribution

Under 15 min24.2%
15–29 min37.1%
30–44 min22.9%
45–59 min7.5%
60+ min8.4%

Nearest airports · with airline service

  • Daytona Beach International Airport (DAB)

    Regional airport · few flights375k passengers boarded in 2025

    27 mi
  • Jacksonville International Airport (JAX)

    Medium hub3.7M passengers boarded in 2025

    71 mi
  • Orlando International Airport (MCO)

    Major hub28.0M passengers boarded in 2025

    78 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 68% below national average

Crime rates for 2025

Violent crime in the area policed by the Flagler County Sheriff's Office, which covers Palm Coast, runs 68% below the national average.

Violent Crime Rate

104.4

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

475.3

per 100,000 residents

Below average (1,552 national, 2025)

Policed by Flagler County Sheriff's Office (county-wide rate)

Natural DisastersThunderstorm Wind most common — 15 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Moderate

82.8 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Hurricane · HighCoastal flooding · ModerateLightning · ModerateInland flooding · ModerateTornado · Moderate

Flagler County, county-wide · FEMA NRI December 2025

In Flagler County, which includes Palm Coast, the most common type is thunderstorm wind, with 15 recorded events in 2025.

Most common events:

Thunderstorm WindHeavy RainCoastal FloodHailFunnel Cloud

Storm events by year

YearEventsTop TypeProperty Damage
202515Heavy Rain$1,000
202417Funnel Cloud$18.8M
202335Thunderstorm Wind$3,000
202224Thunderstorm Wind$23.7M
202136Thunderstorm Wind$5,600
202029Thunderstorm Wind$21,300
201921Thunderstorm Wind$8,700
201823Thunderstorm Wind$19,500

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Flagler County, county-wide

Air Quality34 median AQI — Good

Days by air quality category (2025)

Air quality in Flagler County, which includes Palm Coast, is typically good — 357 good-air days per year.

Median AQI

34

Good Days

357

per year

Moderate Days

7

per year

Unhealthy Days

0

per year

Flagler County, county-wide

Climate87°F summers, 51°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Palm Coast has warm summers (avg high 87°F) and warm winters (avg low 51°F).

Spring (Mar–May)

78°/63°F

avg high / low

Summer (Jun–Aug)

87°/76°F

avg high / low

Fall (Sep–Nov)

80°/68°F

avg high / low

Winter (Dec–Feb)

67°/51°F

avg high / low

Annual Precipitation

51.3"

Annual Snowfall

0.0"

Hot Days/Year

46

days above 90°F

Freeze Days/Year

5

days below 32°F

Rainy Days/Year

127

Average month

High °FLow °FPrecip (in)
40°50°60°70°80°90°100°8"Jan: 3.34" precipitationFeb: 3.60" precipitationMar: 3.09" precipitationApr: 2.51" precipitationMay: 2.79" precipitationJun: 5.92" precipitationJul: 6.27" precipitationAug: 6.41" precipitationSep: 7.67" precipitationOct: 4.45" precipitationNov: 2.46" precipitationDec: 2.93" precipitation49°JJan: high 65°F, low 49°FFFeb: high 68°F, low 52°FMMar: high 72°F, low 56°FAApr: high 78°F, low 62°FMMay: high 83°F, low 70°FJJun: high 86°F, low 76°F88°JJul: high 88°F, low 77°FAAug: high 88°F, low 77°FSSep: high 86°F, low 76°FOOct: high 81°F, low 69°FNNov: high 74°F, low 60°FDDec: high 69°F, low 53°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan65°F49°F3.34"
Feb68°F52°F3.60"
Mar72°F56°F3.09"
Apr78°F62°F2.51"
May83°F70°F2.79"
Jun86°F76°F5.92"
Jul88°F77°F6.27"
Aug88°F77°F6.41"
Sep86°F76°F7.67"
Oct81°F69°F4.45"
Nov74°F60°F2.46"
Dec69°F53°F2.93"

Healthcare2 hospitals, avg 4.5/5

Hospitals, ratings, and health insurance in Palm Coast

Palm Coast has 2 hospitals, averaging 4.5 out of 5 on CMS's quality rating — above-average care.

Hospitals

2

within city limits

Uninsured

10.8%

of residents

Avg Hospital Rating

4.5 / 5

Adventhealth Palm Coast

Acute Care Hospitals · ER available

  • Main campus: Adventhealth Palm Coast · 60 Memorial Medical Pkwy
  • Outpatient center: Parkway Medical Plaza · 120 Cypress Edge Dr Ste 103, Palm Coast

Adventhealth Palm Coast Parkway

Acute Care Hospitals · ER available

Adult Health · vs. the typical US place

Obesity30.8%US 36.8%
Diabetes13.8%US 12.6%
High blood pressure39.2%US 37.1%
Current smoking12.6%US 15.0%
No leisure-time physical activity24.9%US 26.6%
Depression18.6%US 23.0%
Asthma9.9%US 10.7%
Routine checkup in past year81.3%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs. Campus locations © OpenStreetMap contributors.

Education18.6:1 student/teacher ratio

Schools and degree attainment in Palm Coast

Palm Coast's student/teacher ratio is 18.6:1 (higher than the national average of 16:1), and 29.7% of adults 25+ hold a bachelor's degree or higher.

Public Schools

12

within city limits

Private Schools

6

within city limits

College Degree Rate

29.7%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

18.6:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Parks & Recreationclosest: Fort Matanzas National Monument, 12 mi

Nearby national parks, recreation areas and public libraries for Palm Coast

Palm Coast has 5 nearby national parks or recreation areas, closest being Fort Matanzas National Monument (12 mi away).

Nearby National Parks & Recreation Areas

Fort Matanzas National Monument

National Monument

12 mi away

Castillo de San Marcos National Monument

National Monument

25 mi away

Canaveral National Seashore

National Seashore

60 mi away

Timucuan Ecological & Historic Preserve

Ecological & Historic Preserve

66 mi away

Cumberland Island National Seashore

National Seashore

92 mi away

Public Libraries in Palm Coast

Flagler County Public Library

2500 Palm Coast Parkway Nw, Palm Coast

Central library~50 hrs/week

Cities Near Palm Coast

The closest cities within 60 miles

Planning a move to Palm Coast?

Read our full moving guide — what it's really like to live here.

Moving to Palm Coast →

Palm Coast FAQ

Is Palm Coast, Florida affordable?⌄

Palm Coast's median rent is $1,782/month, which is above the national average. The median household income is $77,350/year. Median home value is $350,800.

Is Palm Coast, Florida safe?⌄

Palm Coast is policed by the Flagler County Sheriff's Office, whose violent crime rate across its service area was 104 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 475 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Palm Coast, Florida?⌄

Palm Coast has an unemployment rate of 4.7%, which is close to the national average of 4.3%.

What is the cost of living in Palm Coast, Florida?⌄

The cost of living in Palm Coast is primarily driven by housing. Median rent is $1,782/month and median household income is $77,350/year. The median home value is $350,800. About 54% of renters spend more than 30% of their income on housing.

How is the commute in Palm Coast, Florida?⌄

The average commute in Palm Coast is 27 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from