What it's like to live in Palm Coast
Palm Coast is a smaller city in Florida with air quality that stays clean most of the year and a population that has grown fast since 2020. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Palm Coast deals with rent well above the national average, larger class sizes than the national average, a rent burden that leaves many renters stretched thin, and above-average rainfall.
The good
- Clean air
- Fast-growing population
The not so good
- Rent well above the national average
- High student-teacher ratio
- High rent burden for renters
- Above-average rainfall
How Palm Coast compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Palm Coast
Based on Palm Coast's median rent, home value and household income
To rent
$3,564
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $71,280 a year
- 54% of Palm Coast renters spend 30% or more of their income on rent
To buy
$70,160
a 20% down payment on the median home
- With 10% down: $35,080
- Homes cost 4.5× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 26% above US
$1,782/mo median rent
Rent runs on the higher side, at $1,782 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices run above average, with a median around $350,800. Buyers should expect to stretch their budget here.
Median home value $350,800 · 54% of renters cost-burdened
Job marketNear US average
4.7% unemployment
Unemployment here is 4.7%, close to the national average of 4.3%.
City-level (BLS)
Safety
104 violent crimes per 100k, whole jurisdiction
Palm Coast doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Flagler County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.
Property crime 475/100k · Policed by Flagler County Sheriff's Office (county-wide rate) · 2025 data
Getting aroundNear US average
27 min average commute
Commutes run about average, at 27 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 17% work from home.
How workers get to work
Climate
Summers are warm, with highs around 87°F, and winters are mild, with lows rarely dropping below 51°F. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Healthcare
2 hospitals
There are 2 Medicare-certified hospitals inside city limits. They average 4.5 out of 5 on Medicare's star rating.
Medicare-certified hospitals
Education & workforce▼ 18% below US
30% bachelor's degree or higher
College degree attainment runs below average at 30%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.
Schools
12 public schools inside the boundary
There are 12 public schools inside the boundary and 6 private schools. The student-to-teacher ratio is 19:1, slightly above the national average of 16:1.
Parks & recreation
The nearest national park or historic site is Fort Matanzas National Monument (12 miles away). There are 5 national parks and sites within a day's drive.
Bottom line
Palm Coast's strongest points are air quality that stays clean most of the year and a population that has grown fast since 2020; the main tradeoffs are rent well above the national average and a rent burden that leaves many renters stretched thin. A year of median rent ($1,782/mo) equals 28% of the median household income here, more than the 21% typical nationwide. It tends to suit remote workers (17% of workers here already work from home). It may be a harder fit for renters on a tight budget.
Other places near Palm Coast
All Florida guides →Moving to Ormond Beach →
19 mi away · pop. 43,976
Rent $1,411/mo · Income $69,177
Compare with Palm Coast →Moving to Holly Hill →
24 mi away · pop. 13,084
Rent $1,431/mo · Income $55,412
Compare with Palm Coast →Moving to Daytona Beach →
25 mi away · pop. 78,992
Rent $1,328/mo · Income $52,058
Compare with Palm Coast →Not sure Palm Coast is the one?
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