About

Life in Sterling

If you're considering Sterling, you're looking at a small Midwestern city that's honest about what it is—a working-class community built on manufacturing heritage that's learning to adapt. Once the "Hardware Capital of the World," Sterling's economy has shifted away from its industrial glory days, but that legacy still shapes the character of the place: people here value stability, hard work, and straightforward living. The cost of living is genuinely affordable—median home values around $107,800 and median rent at $859 a month means your paycheck stretches further than it would in regional hubs, though the job market is tighter than you might want, with unemployment at 4.7% and fewer specialized opportunities than larger cities nearby.

Sterling at a Glance

Population, income, housing and more

Median Age

42.6 yrs

Poverty Rate

15.3%

Foreign-Born

5.4%

Broadband Internet

86.7%

of households

Population Growth

-3.2%

recent change · Census Bureau

Median household income

Sterling$57,350
Illinois avg$83,390
US$80,734

Demographics5.4% foreign-born, most often from Mexico

Who lives in Sterling: race and ethnicity, ages, households, languages and countries of origin

In Sterling, the largest foreign-born group is from Mexico (47.4%), and 9.6% of residents speak Spanish at home.

Under 18

20.4%

of residents

65 and Older

21.9%

of residents

Households with Kids

27.4%

anyone under 18

Living Alone

39.3%

of households

Married Couples

36.5%

of households

Avg Household Size

2.18

people

Race & Ethnicity

White65.2%
Hispanic or Latino26.8%
Two or more races4.0%
Black2.2%
Asian1.2%
Other0.7%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico47.4%
Honduras8.1%
China7.2%
Nigeria6.4%
Philippines5.9%
Poland3.6%
Guatemala3.6%
Korea3.5%
Dominican Republic3.3%
South Africa2.4%

Languages Spoken at Home

English only87.6%
Spanish9.6%
Tagalog/Filipino0.8%
Russian/Slavic0.7%
Other Indo-European0.6%
German/Germanic0.4%
Chinese0.1%
Other0.1%

Cost of Livingrent 33% below IL average

Rent, home values, and income in Sterling

In Sterling, rent runs 33% below the IL average, and home values are 59% below the IL average.

Median rent (per month)

Sterling$859
Illinois avg$1,274
US$1,413

Median home value

Sterling$108,700
Illinois avg$263,300
US$332,700

Rent Burdened

42.4%

spending 30%+ of income on rent

Severely Rent Burdened

19.5%

spending 50%+

Median Property Tax

$2,588

per year, owner-occupied homes

Homeowners

65.1%

of occupied homes are owned

Typical Home Built

1957

median year built

Vacant Homes

11.0%

of housing units

Home Value Trend

$116,682
$146,298
202120222023202420252026

Latest: $146,298 (September 2026)

Jobs & Economyunemployment about average for IL

Unemployment in Sterling

Unemployment in Whiteside County, which includes Sterling, is close to the IL average.

Unemployment rate

Sterling4.6%
Illinois avg4.6%
US4.3%

Sterling: Whiteside County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

5.8%
4.9%
4.6%
4.2%
7.9%
5%
4.2%
4.7%
4.7%
4.6%
2016201720182019202020212022202320242025

Whiteside County (county-wide) · Annual averages

What Sterling Residents Do for Work · share of employed residents by industry

Education & health care24.5%
Manufacturing16.3%
Retail13.6%
Arts, hospitality & food service9.6%
Professional & business services8.3%
Public administration7.1%
Transportation & utilities5.8%
Construction4.1%

City residents, wherever they work

Commute18.1 min avg

How Sterling residents get to work, and the nearest airports

In Sterling, most residents drive alone to work (79%), and 83% get there in under 30 minutes.

How People Get to Work

Drive alone78.6%
Carpool8.1%
Public transit0.3%
Walk4.6%
Work from home5.8%
Other2.6%

Commute Time Distribution

Under 15 min57.5%
15–29 min25.6%
30–44 min7.4%
45–59 min3.3%
60+ min6.2%

Nearest airports · with airline service

  • Chicago Rockford International Airport (RFD)

    Regional airport · few flights146k passengers boarded in 2025

    42 mi
  • Chicago O'Hare International Airport (ORD)

    Major hub40.7M passengers boarded in 2025

    93 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 22% below national average

Crime rates for 2025

Violent crime in Sterling runs 22% below the national average.

Violent Crime Rate

255.9

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

1,147.9

per 100,000 residents

Below average (1,552 national, 2025)

Sterling Police Department

Natural DisastersThunderstorm Wind most common — 9 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

65.8 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Strong wind · HighCold wave · ModerateDrought · ModerateHail · ModerateIce storm · Moderate

Whiteside County, county-wide · FEMA NRI December 2025

In Whiteside County, which includes Sterling, the most common type is thunderstorm wind, with 9 recorded events in 2025.

Most common events:

Thunderstorm WindHailWinter StormFloodTornado

Storm events by year

YearEventsTop TypeProperty Damage
20259Thunderstorm WindNone reported
202415Thunderstorm WindNone reported
20239TornadoNone reported
202210Thunderstorm WindNone reported
20219Winter StormNone reported
202013Thunderstorm WindNone reported
201918FloodNone reported
201811Thunderstorm WindNone reported

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Whiteside County, county-wide

Air Quality45 median AQI — Good

Days by air quality category (2025)

Air quality in Clinton County, IA (the nearest EPA-monitored county, about 44 miles from Sterling) is typically good — 217 good-air days per year.

Median AQI

45

Good Days

217

per year

Moderate Days

145

per year

Unhealthy Days

1

per year

Nearest EPA monitor county: Clinton County, IA (44 mi away)

Climate81°F summers, 17°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Sterling has warm summers (avg high 81°F) and very cold winters (avg low 17°F).

Spring (Mar–May)

59°/39°F

avg high / low

Summer (Jun–Aug)

81°/62°F

avg high / low

Fall (Sep–Nov)

62°/42°F

avg high / low

Winter (Dec–Feb)

32°/17°F

avg high / low

Annual Precipitation

39.3"

Annual Snowfall

28.8"

Hot Days/Year

11

days above 90°F

Freeze Days/Year

138

days below 32°F

Rainy Days/Year

109

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°6"Jan: 1.97" precipitationFeb: 1.81" precipitationMar: 2.63" precipitationApr: 3.98" precipitationMay: 4.82" precipitationJun: 5.59" precipitationJul: 4.29" precipitationAug: 4.19" precipitationSep: 3.69" precipitationOct: 2.96" precipitationNov: 2.43" precipitationDec: 2.17" precipitation14°JJan: high 29°F, low 14°FFFeb: high 34°F, low 17°FMMar: high 46°F, low 28°FAApr: high 60°F, low 39°FMMay: high 71°F, low 51°FJJun: high 80°F, low 61°F83°JJul: high 83°F, low 64°FAAug: high 81°F, low 62°FSSep: high 75°F, low 54°FOOct: high 63°F, low 42°FNNov: high 48°F, low 31°FDDec: high 35°F, low 20°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan29°F14°F1.97"
Feb34°F17°F1.81"
Mar46°F28°F2.63"
Apr60°F39°F3.98"
May71°F51°F4.82"
Jun80°F61°F5.59"
Jul83°F64°F4.29"
Aug81°F62°F4.19"
Sep75°F54°F3.69"
Oct63°F42°F2.96"
Nov48°F31°F2.43"
Dec35°F20°F2.17"

Healthcare1 hospital, avg 1.0/5

Hospitals, ratings, and health insurance in Sterling

Sterling has 1 hospital, averaging 1.0 out of 5 on CMS's quality rating — below-average care.

Hospitals

1

within city limits

Uninsured

4.9%

of residents

Avg Hospital Rating

1.0 / 5

Cgh Medical Center

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Osf Saint Katharine Medical Center

Acute Care Hospitals · ER available · 11.6 mi away · Dixon

Morrison Community Hospital

Critical Access Hospitals · ER available · 13.5 mi away · Morrison

Not rated

Adult Health · vs. the typical US place

Obesity37.4%US 36.8%
Diabetes13.8%US 12.6%
High blood pressure36.8%US 37.1%
Current smoking14.8%US 15.0%
No leisure-time physical activity27.8%US 26.6%
Depression21.3%US 23.0%
Asthma10.3%US 10.7%
Routine checkup in past year78.0%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education16.2:1 student/teacher ratio

Schools and degree attainment in Sterling

Sterling's student/teacher ratio is 16.2:1, close to the national average of 16:1, and 21.1% of adults 25+ hold a bachelor's degree or higher.

Public Schools

11

within city limits

Private Schools

2

within city limits

College Degree Rate

21.1%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

16.2:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Parks & Recreationclosest: Herbert Hoover National Historic Site, 86 mi

Nearby national parks, recreation areas and public libraries for Sterling

Sterling has 1 nearby national park or recreation area, closest being Herbert Hoover National Historic Site (86 mi away).

Nearby National Parks & Recreation Areas

Herbert Hoover National Historic Site

National Historic Site

86 mi away

Public Libraries in Sterling

Sterling Public Library

102 West Third Street, Sterling

Central library~49 hrs/week

Cities Near Sterling

The closest cities within 60 miles

Planning a move to Sterling?

Read our full moving guide — what it's really like to live here.

Moving to Sterling →

Sterling FAQ

Is Sterling, Illinois affordable?⌄

Sterling's median rent is $859/month, which is below the national average, making it relatively affordable. The median household income is $57,350/year. Median home value is $108,700.

Is Sterling, Illinois safe?⌄

Sterling's violent crime rate was 256 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 1148 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Sterling, Illinois?⌄

Whiteside County, which includes Sterling, has an unemployment rate of 4.6%, which is close to the national average of 4.3%.

What is the cost of living in Sterling, Illinois?⌄

The cost of living in Sterling is primarily driven by housing. Median rent is $859/month and median household income is $57,350/year. The median home value is $108,700. About 42% of renters spend more than 30% of their income on housing.

How is the commute in Sterling, Illinois?⌄

The average commute in Sterling is 18 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from