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Living in
Sterling.
About
Life in Sterling
If you're considering Sterling, you're looking at a small Midwestern city that's honest about what it is—a working-class community built on manufacturing heritage that's learning to adapt. Once the "Hardware Capital of the World," Sterling's economy has shifted away from its industrial glory days, but that legacy still shapes the character of the place: people here value stability, hard work, and straightforward living. The cost of living is genuinely affordable—median home values around $107,800 and median rent at $859 a month means your paycheck stretches further than it would in regional hubs, though the job market is tighter than you might want, with unemployment at 4.7% and fewer specialized opportunities than larger cities nearby.
Sterling at a Glance
Population, income, housing and more
Median Age
42.6 yrs
Poverty Rate
15.3%
Foreign-Born
5.4%
Broadband Internet
86.7%
of households
Population Growth
-3.2%
recent change · Census Bureau
Median household income
Demographics5.4% foreign-born, most often from Mexico
Who lives in Sterling: race and ethnicity, ages, households, languages and countries of origin
In Sterling, the largest foreign-born group is from Mexico (47.4%), and 9.6% of residents speak Spanish at home.
Under 18
20.4%
of residents
65 and Older
21.9%
of residents
Households with Kids
27.4%
anyone under 18
Living Alone
39.3%
of households
Married Couples
36.5%
of households
Avg Household Size
2.18
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 33% below IL average
Rent, home values, and income in Sterling
In Sterling, rent runs 33% below the IL average, and home values are 59% below the IL average.
Median rent (per month)
Median home value
Rent Burdened
42.4%
spending 30%+ of income on rent
Severely Rent Burdened
19.5%
spending 50%+
Median Property Tax
$2,588
per year, owner-occupied homes
Homeowners
65.1%
of occupied homes are owned
Typical Home Built
1957
median year built
Vacant Homes
11.0%
of housing units
Home Value Trend
Latest: $146,298 (September 2026)
Jobs & Economyunemployment about average for IL
Unemployment in Sterling
Unemployment in Whiteside County, which includes Sterling, is close to the IL average.
Unemployment rate
Sterling: Whiteside County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Whiteside County (county-wide) · Annual averages
What Sterling Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute18.1 min avg
How Sterling residents get to work, and the nearest airports
In Sterling, most residents drive alone to work (79%), and 83% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 42 mi
Chicago Rockford International Airport (RFD)
Regional airport · few flights146k passengers boarded in 2025
- 93 mi
Chicago O'Hare International Airport (ORD)
Major hub40.7M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 22% below national average
Crime rates for 2025
Violent crime in Sterling runs 22% below the national average.
Violent Crime Rate
255.9
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,147.9
per 100,000 residents
Below average (1,552 national, 2025)
Sterling Police Department
Natural DisastersThunderstorm Wind most common — 9 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
65.8 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Whiteside County, county-wide · FEMA NRI December 2025
In Whiteside County, which includes Sterling, the most common type is thunderstorm wind, with 9 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 9 | Thunderstorm Wind | None reported |
| 2024 | 15 | Thunderstorm Wind | None reported |
| 2023 | 9 | Tornado | None reported |
| 2022 | 10 | Thunderstorm Wind | None reported |
| 2021 | 9 | Winter Storm | None reported |
| 2020 | 13 | Thunderstorm Wind | None reported |
| 2019 | 18 | Flood | None reported |
| 2018 | 11 | Thunderstorm Wind | None reported |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Whiteside County, county-wide
Air Quality45 median AQI — Good
Days by air quality category (2025)
Air quality in Clinton County, IA (the nearest EPA-monitored county, about 44 miles from Sterling) is typically good — 217 good-air days per year.
Median AQI
45
Good Days
217
per year
Moderate Days
145
per year
Unhealthy Days
1
per year
Nearest EPA monitor county: Clinton County, IA (44 mi away)
Climate81°F summers, 17°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Sterling has warm summers (avg high 81°F) and very cold winters (avg low 17°F).
Spring (Mar–May)
59°/39°F
avg high / low
Summer (Jun–Aug)
81°/62°F
avg high / low
Fall (Sep–Nov)
62°/42°F
avg high / low
Winter (Dec–Feb)
32°/17°F
avg high / low
Annual Precipitation
39.3"
Annual Snowfall
28.8"
Hot Days/Year
11
days above 90°F
Freeze Days/Year
138
days below 32°F
Rainy Days/Year
109
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 29°F | 14°F | 1.97" |
| Feb | 34°F | 17°F | 1.81" |
| Mar | 46°F | 28°F | 2.63" |
| Apr | 60°F | 39°F | 3.98" |
| May | 71°F | 51°F | 4.82" |
| Jun | 80°F | 61°F | 5.59" |
| Jul | 83°F | 64°F | 4.29" |
| Aug | 81°F | 62°F | 4.19" |
| Sep | 75°F | 54°F | 3.69" |
| Oct | 63°F | 42°F | 2.96" |
| Nov | 48°F | 31°F | 2.43" |
| Dec | 35°F | 20°F | 2.17" |
Healthcare1 hospital, avg 1.0/5
Hospitals, ratings, and health insurance in Sterling
Sterling has 1 hospital, averaging 1.0 out of 5 on CMS's quality rating — below-average care.
Hospitals
1
within city limits
Uninsured
4.9%
of residents
Avg Hospital Rating
1.0 / 5
Cgh Medical Center
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Osf Saint Katharine Medical Center
Acute Care Hospitals · ER available · 11.6 mi away · Dixon
Morrison Community Hospital
Critical Access Hospitals · ER available · 13.5 mi away · Morrison
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education16.2:1 student/teacher ratio
Schools and degree attainment in Sterling
Sterling's student/teacher ratio is 16.2:1, close to the national average of 16:1, and 21.1% of adults 25+ hold a bachelor's degree or higher.
Public Schools
11
within city limits
Private Schools
2
within city limits
College Degree Rate
21.1%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
16.2:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreationclosest: Herbert Hoover National Historic Site, 86 mi
Nearby national parks, recreation areas and public libraries for Sterling
Sterling has 1 nearby national park or recreation area, closest being Herbert Hoover National Historic Site (86 mi away).
Nearby National Parks & Recreation Areas
Herbert Hoover National Historic Site
National Historic Site
86 mi awayPublic Libraries in Sterling
Sterling Public Library
102 West Third Street, Sterling
Cities Near Sterling
The closest cities within 60 miles
Planning a move to Sterling?
Read our full moving guide — what it's really like to live here.
Sterling FAQ
Is Sterling, Illinois affordable?⌄
Sterling's median rent is $859/month, which is below the national average, making it relatively affordable. The median household income is $57,350/year. Median home value is $108,700.
Is Sterling, Illinois safe?⌄
Sterling's violent crime rate was 256 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 1148 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Sterling, Illinois?⌄
Whiteside County, which includes Sterling, has an unemployment rate of 4.6%, which is close to the national average of 4.3%.
What is the cost of living in Sterling, Illinois?⌄
The cost of living in Sterling is primarily driven by housing. Median rent is $859/month and median household income is $57,350/year. The median home value is $108,700. About 42% of renters spend more than 30% of their income on housing.
How is the commute in Sterling, Illinois?⌄
The average commute in Sterling is 18 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from