About

Life in Chesterton

This is a place where you're genuinely close to Chicago—the South Shore Line offers multiple daily trains, making a 26-minute average commute reasonable if you're working north—but you're also still rooted in small-town Indiana life with a median household income of $91,060 and home values around $300,900. The community skews family-oriented and stable, with over half of households being married couples and a median age of 40.7, which means good schools (five public elementary schools feeding into middle and high schools) and established neighborhoods, though it also means the social scene reflects that demographic. The unemployment rate sits at 4.0%, so jobs are generally available, though you'll likely either commute or work in the Porter County area—the South Shore Line headquarters is actually here, and that's the backbone of local employment.

Chesterton at a Glance

Population, income, housing and more

Median Age

38.4 yrs

Poverty Rate

9.3%

Foreign-Born

4.3%

Broadband Internet

92.7%

of households

Population Growth

+2.9%

recent change · Census Bureau

Median household income

Chesterton$91,060
Indiana avg$71,957
US$80,734

Demographics4.3% foreign-born, most often from Bulgaria

Who lives in Chesterton: race and ethnicity, ages, households, languages and countries of origin

In Chesterton, the largest foreign-born group is from Bulgaria (41.8%), and 1.9% of residents speak Russian/Slavic at home.

Under 18

24.5%

of residents

65 and Older

17.6%

of residents

Households with Kids

29.4%

anyone under 18

Living Alone

34.3%

of households

Married Couples

44.4%

of households

Avg Household Size

2.37

people

Race & Ethnicity

White86.2%
Hispanic or Latino6.2%
Two or more races4.0%
Asian1.9%
Black1.7%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Bulgaria41.8%
India11.5%
Hong Kong9.7%
Australia7.8%
Syria6.1%
China4.7%
Mexico3.9%
Canada3.7%
Turkey2.7%
Philippines2.7%

Languages Spoken at Home

English only94.1%
Russian/Slavic1.9%
Spanish1.0%
Other Indo-European1.0%
Chinese0.7%
French/Haitian0.5%
Arabic0.4%
Other Asian/Pacific0.2%

Cost of Livingrent 20% above IN average

Rent, home values, and income in Chesterton

In Chesterton, rent runs 20% above the IN average, and home values are 38% above the IN average.

Median rent (per month)

Chesterton$1,274
Indiana avg$1,062
US$1,413

Median home value

Chesterton$300,900
Indiana avg$218,200
US$332,700

Rent Burdened

48.8%

spending 30%+ of income on rent

Severely Rent Burdened

20.0%

spending 50%+

Cost of Living Index

103.6

metro area (BEA) · US avg = 100

Median Property Tax

$2,528

per year, owner-occupied homes

Homeowners

75.1%

of occupied homes are owned

Typical Home Built

1982

median year built

Home Value Trend

$285,753
$344,669
202120222023202420252026

Latest: $344,669 (September 2026)

Jobs & Economyunemployment about average for IN

Unemployment in Chesterton

Unemployment in Porter County, which includes Chesterton, is close to the IN average.

Unemployment rate

Chesterton4.0%
Indiana avg3.7%
US4.3%

Chesterton: Porter County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

5.2%
4.1%
3.9%
3.8%
8.3%
4.2%
3.4%
3.8%
4.3%
4%
2016201720182019202020212022202320242025

Porter County (county-wide) · Annual averages

What Chesterton Residents Do for Work · share of employed residents by industry

Manufacturing18.1%
Education & health care17.0%
Retail10.1%
Arts, hospitality & food service9.7%
Construction9.6%
Professional & business services9.5%
Transportation & utilities4.8%
Other services3.0%

City residents, wherever they work

Commute25.6 min avg

How Chesterton residents get to work, and the nearest airports

In Chesterton, most residents drive alone to work (71%), and 67% get there in under 30 minutes.

How People Get to Work

Drive alone71.4%
Carpool4.5%
Public transit1.9%
Walk0.7%
Work from home20.3%
Other1.2%

Commute Time Distribution

Under 15 min28.9%
15–29 min38.0%
30–44 min19.6%
45–59 min5.8%
60+ min7.7%

Nearest airports · with airline service

  • Chicago Midway International Airport (MDW)

    Medium hub9.4M passengers boarded in 2025

    38 mi
  • Chicago O'Hare International Airport (ORD)

    Major hub40.7M passengers boarded in 2025

    51 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 73% below national average

Crime rates for 2025

Violent crime in Chesterton runs 73% below the national average.

Violent Crime Rate

88.1

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

494.8

per 100,000 residents

Below average (1,552 national, 2025)

Chesterton Police Department

Natural DisastersThunderstorm Wind most common — 25 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Moderate

81.4 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Cold wave · HighStrong wind · HighTornado · HighLightning · ModerateInland flooding · Moderate

Porter County, county-wide · FEMA NRI December 2025

In Porter County, which includes Chesterton, the most common type is thunderstorm wind, with 25 recorded events in 2025.

Most common events:

Thunderstorm WindWinter WeatherHailFloodHigh Wind

Storm events by year

YearEventsTop TypeProperty Damage
202525Thunderstorm WindNone reported
202414Thunderstorm WindNone reported
202316Thunderstorm WindNone reported
202222Thunderstorm WindNone reported
202118Thunderstorm WindNone reported
202019Thunderstorm WindNone reported
201916High WindNone reported
201813Thunderstorm Wind$3.7M

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Porter County, county-wide

Air Quality44 median AQI — Good

Days by air quality category (2025)

Air quality in Porter County, which includes Chesterton, is typically good — 226 good-air days per year.

Median AQI

44

Good Days

226

per year

Moderate Days

128

per year

Unhealthy Days

0

per year

Porter County, county-wide

Climate80°F summers, 21°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Chesterton has mild summers (avg high 80°F) and cold winters (avg low 21°F).

Spring (Mar–May)

57°/40°F

avg high / low

Summer (Jun–Aug)

80°/62°F

avg high / low

Fall (Sep–Nov)

62°/45°F

avg high / low

Winter (Dec–Feb)

35°/21°F

avg high / low

Annual Precipitation

40.4"

Annual Snowfall

40.3"

Hot Days/Year

10

days above 90°F

Freeze Days/Year

117

days below 32°F

Rainy Days/Year

131

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°4.5"Jan: 2.21" precipitationFeb: 1.97" precipitationMar: 2.34" precipitationApr: 3.55" precipitationMay: 4.27" precipitationJun: 4.31" precipitationJul: 3.98" precipitationAug: 4.08" precipitationSep: 3.65" precipitationOct: 3.75" precipitationNov: 2.76" precipitationDec: 2.29" precipitation18°JJan: high 32°F, low 18°FFFeb: high 36°F, low 21°FMMar: high 46°F, low 30°FAApr: high 57°F, low 40°FMMay: high 68°F, low 50°FJJun: high 78°F, low 60°F82°JJul: high 82°F, low 64°FAAug: high 80°F, low 63°FSSep: high 74°F, low 56°FOOct: high 62°F, low 45°FNNov: high 49°F, low 34°FDDec: high 37°F, low 24°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan32°F18°F2.21"
Feb36°F21°F1.97"
Mar46°F30°F2.34"
Apr57°F40°F3.55"
May68°F50°F4.27"
Jun78°F60°F4.31"
Jul82°F64°F3.98"
Aug80°F63°F4.08"
Sep74°F56°F3.65"
Oct62°F45°F3.75"
Nov49°F34°F2.76"
Dec37°F24°F2.29"

Healthcare

Hospitals, ratings, and health insurance in Chesterton

Uninsured

3.7%

of residents

No hospitals inside Chesterton's limits — nearest hospitals · within 15 miles

Northwest Health - Porter

Acute Care Hospitals · ER available · 3.4 mi away · Valparaiso

Porter-starke Services Inc.

Psychiatric · 7.6 mi away · Valparaiso

Not rated

Franciscan Health Michigan City

Acute Care Hospitals · ER available · 9.1 mi away · Michigan City

Adult Health · vs. the typical US place

Obesity39.5%US 36.8%
Diabetes12.3%US 12.6%
High blood pressure38.4%US 37.1%
Current smoking14.4%US 15.0%
No leisure-time physical activity24.6%US 26.6%
Depression24.0%US 23.0%
Asthma11.1%US 10.7%
Routine checkup in past year80.1%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education16.7:1 student/teacher ratio

Schools and degree attainment in Chesterton

Chesterton's student/teacher ratio is 16.7:1 (higher than the national average of 16:1), and 42.5% of adults 25+ hold a bachelor's degree or higher.

Public Schools

5

within city limits

Private Schools

1

within city limits

College Degree Rate

42.5%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

16.7:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Chesterton (within 15 miles)

Indiana University-Northwest

14.9 mi away

Public · 4-year · 2,661 students · in-state tuition $8,424 · 41% graduate · median earnings $48,764 (10 yrs after entry)

Valparaiso University

9.5 mi away

Private nonprofit · 4-year · 2,083 students · in-state tuition $50,390 · 70% graduate · median earnings $69,661 (10 yrs after entry)

College of Court Reporting Inc

9.1 mi away

Private for-profit · 2-year · 175 students · in-state tuition $10,080 · 15% graduate · median earnings $45,758 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Indiana Dunes National Park, 3 mi

Nearby national parks, recreation areas and public libraries for Chesterton

Chesterton has 2 nearby national parks or recreation areas, closest being Indiana Dunes National Park (3 mi away).

Nearby National Parks & Recreation Areas

Indiana Dunes National Park

National Park

3 mi away

Pullman National Historical Park

National Historical Park

29 mi away

Public Libraries in Chesterton

Westchester Public Library

200 West Indiana Avenue, Chesterton

Central library~69 hrs/week

Cities Near Chesterton

The closest cities within 60 miles

Planning a move to Chesterton?

Read our full moving guide — what it's really like to live here.

Moving to Chesterton →

Chesterton FAQ

Is Chesterton, Indiana affordable?⌄

Chesterton's median rent is $1,274/month, which is close to the national average. The median household income is $91,060/year. Median home value is $300,900.

Is Chesterton, Indiana safe?⌄

Chesterton's violent crime rate was 88 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 495 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Chesterton, Indiana?⌄

Porter County, which includes Chesterton, has an unemployment rate of 4.0%, which is close to the national average of 4.3%.

What is the cost of living in Chesterton, Indiana?⌄

The cost of living in Chesterton is primarily driven by housing. Median rent is $1,274/month and median household income is $91,060/year. The median home value is $300,900. About 49% of renters spend more than 30% of their income on housing.

How is the commute in Chesterton, Indiana?⌄

The average commute in Chesterton is 26 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from