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Living in
Chesterton.
About
Life in Chesterton
This is a place where you're genuinely close to Chicago—the South Shore Line offers multiple daily trains, making a 26-minute average commute reasonable if you're working north—but you're also still rooted in small-town Indiana life with a median household income of $91,060 and home values around $300,900. The community skews family-oriented and stable, with over half of households being married couples and a median age of 40.7, which means good schools (five public elementary schools feeding into middle and high schools) and established neighborhoods, though it also means the social scene reflects that demographic. The unemployment rate sits at 4.0%, so jobs are generally available, though you'll likely either commute or work in the Porter County area—the South Shore Line headquarters is actually here, and that's the backbone of local employment.
Chesterton at a Glance
Population, income, housing and more
Median Age
38.4 yrs
Poverty Rate
9.3%
Foreign-Born
4.3%
Broadband Internet
92.7%
of households
Population Growth
+2.9%
recent change · Census Bureau
Median household income
Demographics4.3% foreign-born, most often from Bulgaria
Who lives in Chesterton: race and ethnicity, ages, households, languages and countries of origin
In Chesterton, the largest foreign-born group is from Bulgaria (41.8%), and 1.9% of residents speak Russian/Slavic at home.
Under 18
24.5%
of residents
65 and Older
17.6%
of residents
Households with Kids
29.4%
anyone under 18
Living Alone
34.3%
of households
Married Couples
44.4%
of households
Avg Household Size
2.37
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 20% above IN average
Rent, home values, and income in Chesterton
In Chesterton, rent runs 20% above the IN average, and home values are 38% above the IN average.
Median rent (per month)
Median home value
Rent Burdened
48.8%
spending 30%+ of income on rent
Severely Rent Burdened
20.0%
spending 50%+
Cost of Living Index
103.6
metro area (BEA) · US avg = 100
Median Property Tax
$2,528
per year, owner-occupied homes
Homeowners
75.1%
of occupied homes are owned
Typical Home Built
1982
median year built
Home Value Trend
Latest: $344,669 (September 2026)
Jobs & Economyunemployment about average for IN
Unemployment in Chesterton
Unemployment in Porter County, which includes Chesterton, is close to the IN average.
Unemployment rate
Chesterton: Porter County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Porter County (county-wide) · Annual averages
What Chesterton Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute25.6 min avg
How Chesterton residents get to work, and the nearest airports
In Chesterton, most residents drive alone to work (71%), and 67% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 38 mi
Chicago Midway International Airport (MDW)
Medium hub9.4M passengers boarded in 2025
- 51 mi
Chicago O'Hare International Airport (ORD)
Major hub40.7M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 73% below national average
Crime rates for 2025
Violent crime in Chesterton runs 73% below the national average.
Violent Crime Rate
88.1
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
494.8
per 100,000 residents
Below average (1,552 national, 2025)
Chesterton Police Department
Natural DisastersThunderstorm Wind most common — 25 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
81.4 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Porter County, county-wide · FEMA NRI December 2025
In Porter County, which includes Chesterton, the most common type is thunderstorm wind, with 25 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 25 | Thunderstorm Wind | None reported |
| 2024 | 14 | Thunderstorm Wind | None reported |
| 2023 | 16 | Thunderstorm Wind | None reported |
| 2022 | 22 | Thunderstorm Wind | None reported |
| 2021 | 18 | Thunderstorm Wind | None reported |
| 2020 | 19 | Thunderstorm Wind | None reported |
| 2019 | 16 | High Wind | None reported |
| 2018 | 13 | Thunderstorm Wind | $3.7M |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Porter County, county-wide
Air Quality44 median AQI — Good
Days by air quality category (2025)
Air quality in Porter County, which includes Chesterton, is typically good — 226 good-air days per year.
Median AQI
44
Good Days
226
per year
Moderate Days
128
per year
Unhealthy Days
0
per year
Porter County, county-wide
Climate80°F summers, 21°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Chesterton has mild summers (avg high 80°F) and cold winters (avg low 21°F).
Spring (Mar–May)
57°/40°F
avg high / low
Summer (Jun–Aug)
80°/62°F
avg high / low
Fall (Sep–Nov)
62°/45°F
avg high / low
Winter (Dec–Feb)
35°/21°F
avg high / low
Annual Precipitation
40.4"
Annual Snowfall
40.3"
Hot Days/Year
10
days above 90°F
Freeze Days/Year
117
days below 32°F
Rainy Days/Year
131
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 32°F | 18°F | 2.21" |
| Feb | 36°F | 21°F | 1.97" |
| Mar | 46°F | 30°F | 2.34" |
| Apr | 57°F | 40°F | 3.55" |
| May | 68°F | 50°F | 4.27" |
| Jun | 78°F | 60°F | 4.31" |
| Jul | 82°F | 64°F | 3.98" |
| Aug | 80°F | 63°F | 4.08" |
| Sep | 74°F | 56°F | 3.65" |
| Oct | 62°F | 45°F | 3.75" |
| Nov | 49°F | 34°F | 2.76" |
| Dec | 37°F | 24°F | 2.29" |
Healthcare
Hospitals, ratings, and health insurance in Chesterton
Uninsured
3.7%
of residents
No hospitals inside Chesterton's limits — nearest hospitals · within 15 miles
Northwest Health - Porter
Acute Care Hospitals · ER available · 3.4 mi away · Valparaiso
Porter-starke Services Inc.
Psychiatric · 7.6 mi away · Valparaiso
Franciscan Health Michigan City
Acute Care Hospitals · ER available · 9.1 mi away · Michigan City
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education16.7:1 student/teacher ratio
Schools and degree attainment in Chesterton
Chesterton's student/teacher ratio is 16.7:1 (higher than the national average of 16:1), and 42.5% of adults 25+ hold a bachelor's degree or higher.
Public Schools
5
within city limits
Private Schools
1
within city limits
College Degree Rate
42.5%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
16.7:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Chesterton (within 15 miles)
Public · 4-year · 2,661 students · in-state tuition $8,424 · 41% graduate · median earnings $48,764 (10 yrs after entry)
Private nonprofit · 4-year · 2,083 students · in-state tuition $50,390 · 70% graduate · median earnings $69,661 (10 yrs after entry)
College of Court Reporting Inc
9.1 mi awayPrivate for-profit · 2-year · 175 students · in-state tuition $10,080 · 15% graduate · median earnings $45,758 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Indiana Dunes National Park, 3 mi
Nearby national parks, recreation areas and public libraries for Chesterton
Chesterton has 2 nearby national parks or recreation areas, closest being Indiana Dunes National Park (3 mi away).
Nearby National Parks & Recreation Areas
Indiana Dunes National Park
National Park
3 mi awayPullman National Historical Park
National Historical Park
29 mi awayPublic Libraries in Chesterton
Westchester Public Library
200 West Indiana Avenue, Chesterton
Cities Near Chesterton
The closest cities within 60 miles
Planning a move to Chesterton?
Read our full moving guide — what it's really like to live here.
Chesterton FAQ
Is Chesterton, Indiana affordable?⌄
Chesterton's median rent is $1,274/month, which is close to the national average. The median household income is $91,060/year. Median home value is $300,900.
Is Chesterton, Indiana safe?⌄
Chesterton's violent crime rate was 88 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 495 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Chesterton, Indiana?⌄
Porter County, which includes Chesterton, has an unemployment rate of 4.0%, which is close to the national average of 4.3%.
What is the cost of living in Chesterton, Indiana?⌄
The cost of living in Chesterton is primarily driven by housing. Median rent is $1,274/month and median household income is $91,060/year. The median home value is $300,900. About 49% of renters spend more than 30% of their income on housing.
How is the commute in Chesterton, Indiana?⌄
The average commute in Chesterton is 26 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from