About

Life in Kokomo

Kokomo offers an affordable Midwest lifestyle with a median home value around $137,400 and median household income of $55,360, though job options are heavily tied to the automotive sector—which means economic resilience depends partly on industry cycles. The manufacturing base includes major Stellantis plants and several tier-one suppliers, providing stable employment for those in technical or production roles, but the college degree rate sits at just 17.2%, so career advancement may require specialized training or trade skills. You'll find a quiet, aging community with a median age of 40 and family-friendly neighborhoods, though single-family households outnumber families with children.

Kokomo at a Glance

Population, income, housing and more

Median Age

39.4 yrs

Poverty Rate

17.1%

Foreign-Born

2.5%

Broadband Internet

87.8%

of households

Population Growth

+0.7%

recent change · Census Bureau

Median household income

Kokomo$55,360
Indiana avg$71,957
US$80,734

Demographics2.5% foreign-born, most often from Cambodia

Who lives in Kokomo: race and ethnicity, ages, households, languages and countries of origin

In Kokomo, the largest foreign-born group is from Cambodia (12.8%), and 1.3% of residents speak Spanish at home.

Under 18

23.3%

of residents

65 and Older

19.2%

of residents

Households with Kids

27.7%

anyone under 18

Living Alone

38.9%

of households

Married Couples

31.1%

of households

Avg Household Size

2.21

people

Race & Ethnicity

White78.8%
Black9.9%
Two or more races4.7%
Hispanic or Latino4.3%
Asian2.0%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Cambodia12.8%
Vietnam12.1%
China9.6%
Cuba9.4%
India7.5%
Mexico7.4%
Philippines5.9%
Canada4.8%
Argentina3.6%
Iran3.3%

Languages Spoken at Home

English only96.1%
Spanish1.3%
Vietnamese0.5%
Other Asian/Pacific0.5%
German/Germanic0.5%
Chinese0.3%
Other Indo-European0.2%
Other0.2%

Cost of Livingrent 12% below IN average

Rent, home values, and income in Kokomo

In Kokomo, rent runs 12% below the IN average, and home values are 37% below the IN average.

Median rent (per month)

Kokomo$939
Indiana avg$1,062
US$1,413

Median home value

Kokomo$137,400
Indiana avg$218,200
US$332,700

Rent Burdened

47.5%

spending 30%+ of income on rent

Severely Rent Burdened

24.4%

spending 50%+

Cost of Living Index

89.6

metro area (BEA) · US avg = 100

Median Property Tax

$1,075

per year, owner-occupied homes

Homeowners

63.0%

of occupied homes are owned

Typical Home Built

1967

median year built

Vacant Homes

12.0%

of housing units

Home Value Trend

$131,910
$181,709
202120222023202420252026

Latest: $181,709 (September 2026)

Jobs & Economyunemployment 2.9 pts above IN average

Unemployment in Kokomo

Unemployment in Kokomo is 2.9 percentage points higher than the IN average.

Unemployment rate

Kokomo6.6%
Indiana avg3.7%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

4.6%
3.8%
4.1%
4.1%
11.6%
7%
5.1%
5.2%
7%
6.6%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Kokomo Residents Do for Work · share of employed residents by industry

Manufacturing24.4%
Education & health care22.6%
Retail12.7%
Arts, hospitality & food service10.1%
Other services6.1%
Professional & business services5.9%
Construction4.9%
Transportation & utilities4.1%

City residents, wherever they work

Commute19.1 min avg

How Kokomo residents get to work, and the nearest airports

In Kokomo, most residents drive alone to work (80%), and 78% get there in under 30 minutes.

How People Get to Work

Drive alone80.1%
Carpool11.5%
Public transit0.4%
Walk1.4%
Work from home5.5%
Other1.1%

Commute Time Distribution

Under 15 min53.2%
15–29 min24.7%
30–44 min9.5%
45–59 min6.4%
60+ min6.2%

Nearest airports · with airline service

  • Purdue University Airport (LAF)

    Regional airport · few flights11k passengers boarded in 2025

    43 mi
  • Indianapolis International Airport (IND)

    Medium hub5.2M passengers boarded in 2025

    54 mi
  • Chicago O'Hare International Airport (ORD)

    Major hub40.7M passengers boarded in 2025

    139 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 45% above national average

Crime rates for 2025

Violent crime in Kokomo runs 45% above the national average.

Violent Crime Rate

476.6

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

1,262

per 100,000 residents

Below average (1,552 national, 2025)

Kokomo Police Department

Natural DisastersThunderstorm Wind most common — 13 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

63.7 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Strong wind · HighCold wave · ModerateHail · ModerateTornado · ModerateWinter weather · Moderate

Howard County, county-wide · FEMA NRI December 2025

In Howard County, which includes Kokomo, the most common type is thunderstorm wind, with 13 recorded events in 2025.

Most common events:

Thunderstorm WindDroughtHeavy SnowHailWinter Storm

Storm events by year

YearEventsTop TypeProperty Damage
202513Thunderstorm Wind$195,000
202411Thunderstorm Wind$147,000
20236Thunderstorm Wind$1.2M
20228Thunderstorm Wind$20,000
20213Heavy Snow$50,000
20208Thunderstorm Wind$33,250
201910Thunderstorm Wind$130,500
20181Thunderstorm Wind$1,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Howard County, county-wide

Air Quality43 median AQI — Good

Days by air quality category (2025)

Air quality in Howard County, which includes Kokomo, is typically good — 241 good-air days per year.

Median AQI

43

Good Days

241

per year

Moderate Days

118

per year

Unhealthy Days

0

per year

Howard County, county-wide

Climate82°F summers, 20°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Kokomo has warm summers (avg high 82°F) and very cold winters (avg low 20°F).

Spring (Mar–May)

61°/39°F

avg high / low

Summer (Jun–Aug)

82°/61°F

avg high / low

Fall (Sep–Nov)

64°/42°F

avg high / low

Winter (Dec–Feb)

36°/20°F

avg high / low

Annual Precipitation

44.4"

Annual Snowfall

34.1"

Hot Days/Year

12

days above 90°F

Freeze Days/Year

131

days below 32°F

Rainy Days/Year

138

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5.5"Jan: 2.95" precipitationFeb: 2.43" precipitationMar: 3.18" precipitationApr: 4.28" precipitationMay: 4.72" precipitationJun: 5.21" precipitationJul: 4.73" precipitationAug: 3.85" precipitationSep: 3.66" precipitationOct: 3.21" precipitationNov: 3.33" precipitationDec: 2.85" precipitation17°JJan: high 33°F, low 17°FFFeb: high 37°F, low 19°FMMar: high 49°F, low 28°FAApr: high 62°F, low 39°FMMay: high 73°F, low 50°FJJun: high 81°F, low 60°F84°JJul: high 84°F, low 63°FAAug: high 82°F, low 61°FSSep: high 77°F, low 53°FOOct: high 65°F, low 42°FNNov: high 50°F, low 32°FDDec: high 38°F, low 23°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan33°F17°F2.95"
Feb37°F19°F2.43"
Mar49°F28°F3.18"
Apr62°F39°F4.28"
May73°F50°F4.72"
Jun81°F60°F5.21"
Jul84°F63°F4.73"
Aug82°F61°F3.85"
Sep77°F53°F3.66"
Oct65°F42°F3.21"
Nov50°F32°F3.33"
Dec38°F23°F2.85"

Healthcare2 hospitals, avg 4.0/5

Hospitals, ratings, and health insurance in Kokomo

Kokomo has 2 hospitals, averaging 4.0 out of 5 on CMS's quality rating — above-average care.

Hospitals

2

within city limits

Uninsured

6.2%

of residents

Avg Hospital Rating

4.0 / 5

Community Howard Regional Health Inc.

Acute Care Hospitals · ER available

Ascension St Vincent Kokomo

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Indiana University Health Tipton Hospital Inc.

Critical Access Hospitals · ER available · 14 mi away · Tipton

Adult Health · vs. the typical US place

Obesity37.8%US 36.8%
Diabetes15.2%US 12.6%
High blood pressure40.9%US 37.1%
Current smoking19.7%US 15.0%
No leisure-time physical activity30.0%US 26.6%
Depression26.0%US 23.0%
Asthma12.1%US 10.7%
Routine checkup in past year79.8%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education15.4:1 student/teacher ratio

Schools and degree attainment in Kokomo

Kokomo's student/teacher ratio is 15.4:1 (lower than the national average of 16:1), and 18.1% of adults 25+ hold a bachelor's degree or higher.

Public Schools

16

within city limits

Private Schools

4

within city limits

College Degree Rate

18.1%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

15.4:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Kokomo

Indiana University-Kokomo

Public · 4-year · 2,352 students · in-state tuition $8,424 · 49% graduate · median earnings $52,440 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Indiana Dunes National Park, 95 mi

Nearby national parks, recreation areas and public libraries for Kokomo

Kokomo has 1 nearby national park or recreation area, closest being Indiana Dunes National Park (95 mi away).

Nearby National Parks & Recreation Areas

Indiana Dunes National Park

National Park

95 mi away

Public Libraries in Kokomo

Kokomo-Howard County Public Library

220 North Union Street, Kokomo

Central library~65 hrs/week

South Branch Library

1755 East Center Road, Kokomo

Branch~65 hrs/week

Cities Near Kokomo

The closest cities within 60 miles

Planning a move to Kokomo?

Read our full moving guide — what it's really like to live here.

Moving to Kokomo →

Kokomo FAQ

Is Kokomo, Indiana affordable?⌄

Kokomo's median rent is $939/month, which is below the national average, making it relatively affordable. The median household income is $55,360/year. Median home value is $137,400.

Is Kokomo, Indiana safe?⌄

Kokomo's violent crime rate was 477 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 1262 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Kokomo, Indiana?⌄

Kokomo has an unemployment rate of 6.6%, which is above the national average of 4.3%.

What is the cost of living in Kokomo, Indiana?⌄

The cost of living in Kokomo is primarily driven by housing. Median rent is $939/month and median household income is $55,360/year. The median home value is $137,400. About 48% of renters spend more than 30% of their income on housing.

How is the commute in Kokomo, Indiana?⌄

The average commute in Kokomo is 19 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from